Founder, Chief Executive Officer and Chairman of the Board of DirectorsMax Levchin is our Founder and has served as our Chairman and Chief Executive Officer since our founding in 2012. Affirm was spun out of 2012 MRL Investments LLC (f/k/a HVF, LLC) (“HVF”), an exploration company Mr. Levchin founded in 2011 to create and fund companies that leveraged large data sets in new ways. At HVF, Mr. Levchin also founded Glow, a women’s health company, where he remains on the board of directors. Prior to HVF, Mr. Levchin founded and was Chief Executive Officer of Slide, a personal media-sharing service. Slide was acquired by Google in 2010. Slide was created at MRL Ventures Inc. (“MRL”), an earlier exploration company Mr. Levchin founded in 2004, to create and fund companies that leveraged the emergence of social media. At MRL, Mr. Levchin also helped create Yelp Inc., a consumer internet company, where he served as chairman of its board of directors from its founding in 2005 until July 2015. Prior to MRL, Mr. Levchin co-founded PayPal, where he served as Chief Technology Officer from its founding until its sale to eBay in 2003. Mr. Levchin also served on the board for Yahoo! Inc., an internet company, from 2012 until 2015. Mr. Levchin holds a B.S. in Computer Science from University of Illinois at Urbana-Champaign, where he founded and led four other technology startups.
Chief Legal and Compliance OfficerKatherine Adkins took the helm as our Chief Legal Officer and Chief Compliance Officer July 1, 2021. Prior to that, Katherine was the VP, legal & bank strategy and DGC, legal platforms. Katherine brings 30 years of experience in the highly dynamic and changing worlds of automotive, financial services and fintech. Adkins had previously served as senior executive with Toyota Financial Services (“TFS”), a publicly listed SEC registrant with $120B in assets, the largest non-bank financial institution in the US. Katherine earned her BA degree in economics and international studies from the University of Nebraska, Lincoln and her JD from Loyola University of Los Angeles.
Chief Strategy OfficerSandeep Bhandari joined Affirm in 2017 and leads our strategy function. From 2015 to 2017, Sandeep served as Chief Credit Officer at LendingClub Corporation (“LendingClub”), an unsecured personal loans marketplace. Prior to LendingClub, from 2000 to 2015, Mr. Bhandari worked across various divisions at Capital One Financial Corporation, including serving as the Assistant Chief Credit Officer for auto and home lending and partner at Capital One Growth Ventures, as well as a variety of roles in strategy development, credit risk management, marketing, product development, and underwriting across consumer credit cards and small business cards. Mr. Bhandari earned his B.Tech in Mechanical Engineering from Indian Institute of Technology in Delhi and his diploma in Management from the Indian Institute of Management in Ahmedabad.
Chief Marketing OfficerGreg Fisher is Chief Marketing Officer at Affirm. Prior to joining Affirm in 2019, Greg led the global brand marketing functions across PayPal, Braintree and Venmo. Previously, Greg worked at Amazon developing the international marketing functions for Kindle devices. He also served as SVP Global Marketing at HTC, in Taipei. Greg began his career at Intel leading a variety of different areas including as a Marketing Director in Intel's Asia-Pacific Region, Director of Global Consumer Marketing as well as many digital, interactive and e-commerce marketing initiatives.
Chief People OfficerJude Komuves is passionate about ensuring that Affirm has the talent, culture, and programs in place to grow and succeed. She has more than 18 years of high-growth technology startup and leadership experience on all things people. Prior to joining Affirm in 2019, Jude was Chief People Officer at Collective Health, the COO at an early-stage social consumer startup, VP of People at Square, and Head of People & Recruiting Programs at Google. Jude holds dual Bachelor’s degrees in Psychology and Anthropology from UCLA.
Chief Revenue OfficerGeoff Kott oversees Affirm’s revenue-generating activities and teams. Previously, he was Affirm’s Chief Capital Officer. Earlier in his career, Geoff served as Chief Financial Officer at Cross River Bank. He spent nearly a decade at Morgan Stanley where he served as a Managing Director and the Global Head of the Securitized Products Asset-Based Lending Group. Geoff holds a BBA from Acadia University and a J.D. from The Osgoode Hall Law School of York University.
Chief Financial OfficerMichael Linford has served as Chief Financial Officer at Affirm since August 2018. Prior to joining Affirm, from 2015 to 2018, Mr. Linford held various leadership roles at HP Inc. (“HP”), a global provider of personal computing devices, Hewlett Packard Enterprise Company (“HPE”), an enterprise information technology company, and Micro Focus International plc, a software and information technology company, including, most recently, as the Chief Financial Officer of HPE Software and Vice President of M&A Integration at HPE. Prior to HP, Mr. Linford served as a Principal at KKR & Co., a global investment company, focusing on retail and consumer private equity, and as a Business Analyst at McKinsey & Company, focusing on the consumer, retail and energy sectors. Mr. Linford earned a B.S. in Mechanical Engineering with Highest Honors from The University of Texas at Austin.
Chief Capital OfficerBrooke Major-Reid joined Affirm in 2021 with more than 15 years of experience in finance, credit, capital raising, strategy and business development. Previously, Brooke served as Corporate Treasurer of Macy’s Inc., Senior Vice President and Head of Strategy at Cross River Bank, and held a number of senior roles at Morgan Stanley. In 2015, she founded BEAMR Group Inc, which provides strategic and financial advice to startups, with a focus on women- and minority-founded enterprises. Brooke holds an MBA from Harvard Business School and a BBA in International Business with a concentration in Finance from Howard University.
Chief Commercial OfficerSilvija Martincevic has served as our Chief Commercial Officer since April 2019 and is responsible for commercial, partnership, and marketing strategy. Before joining Affirm, from 2011 until March 2019, Ms. Martincevic served a variety of roles including Chief Operating Officer and Chief Marketing Officer at Groupon Inc.’s international business across Europe, Asia, and Australia. Ms. Martincevic also spent 10 years in the investment management industry managing investments and portfolio risks for large institutions. She co-founded Zenna Financial Services in 2003 and served as its Chief Executive Officer, which was acquired in 2007, and held other senior leadership roles in the investment and hedge fund industry. Ms. Martincevic earned her B.A. in Economics at Beloit College and M.B.A. in Econometrics and Statistics from the Booth School of Business at the University of Chicago.
President, Technology, Risk and OperationsLibor Michalek has served as our President, Technology since 2018 and leads the Engineering, Applied Machine Learning, Product, Design, Operations, IT, Security, and Analytics teams. Mr. Michalek served as our Chief Technology Officer from 2015 to 2018. Prior to joining Affirm, Mr. Michalek served as an Engineering Director at YouTube and Google. Prior to that, Mr. Michalek served as the Chief Technology Officer of Slide, a personal media-sharing service, which was acquired by Google in 2010. Mr. Michalek has also served in management positions at Topspin, Egroups, Talarian, Thinking Machines Corporation, and the National Center for Supercomputing Applications. Mr. Michalek earned his B.S. in Computer Science from University of Illinois at Urbana-Champaign.
Senior Vice President, ProductChung-Man Tam joined Affirm in 2020 with more than 20 years of product and technology experience. Most recently, Chung served as Founder and CEO of 2nd Address, a modern corporate housing platform that provides premium extended stays. Previously, Chung held product leadership roles at Google, AdMob, Yahoo!, and Chartboost and was Entrepreneur-in-Residence at Sequoia Capital. He holds a BS in Computer Science from Stanford University and MS in Human-Computer Interaction from Carnegie Mellon University.
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