Management

Max Levchin is the founder and CEO of Affirm, the payment network that empowers consumers and helps merchants drive growth. He is also the co-founder and Chairman of Glow, a data-driven fertility company. Both companies were created and launched from his San Francisco based innovation lab, HVF (Hard, Valuable, Fun). Max was one of the original co-founders of PayPal where he served as the Chief Technology Officer until its acquisition by eBay in 2002. In 2002, he was named to the Technology Review TR100 as one of the top 100 innovators in the world as well as Innovator of the Year.

Prior to HVF, Max founded and was CEO of Slide, a personal media-sharing service, which was acquired by Google in 2010. Max also helped create Yelp Inc., a consumer internet company, where he served as Chairman of its Board of Directors from its founding in 2005 until July 2015. He served on the board for Yahoo! Inc., an internet company, from 2012 until 2015.

Max was born in Kyiv, Ukraine before moving to the United States and settling in Chicago in 1991. He holds a B.S. in Computer Science from University of Illinois at Urbana-Champaign, where he founded and led four other technology startups. Max is a serial entrepreneur, computer scientist, philanthropist and active investor in more than 100 startups.

Katherine Adkins has served as our Chief Legal Officer and Chief Compliance Officer since July 2021. Prior to her appointment as Chief Legal Officer and Chief Compliance Officer, Katherine served as Vice President, Legal and Bank Strategy and Deputy General Counsel, Legal Platforms from 2019 to July 2021. Prior to joining Affirm, she served as Group Vice President, General Counsel and Secretary of Toyota Financial Services from 2009 to 2019. Katherine has more than 25 years of experience in the automotive, financial services, and financial technology industries.

She earned her B.A. in International Studies and Economics from the University of Nebraska, Lincoln and J.D. from Loyola University of Los Angeles.

Rob Finnegan is SVP of Risk & Analytics at Affirm, where he leads the Growth Analytics and Risk teams. He brings over two decades of experience in consumer lending, including 18 years at Capital One where he led decision sciences, small-business card, and collections and recoveries. Rob also co-founded Koalafi, a point-of-sale finance firm, and Verdata, an underwriting data firm. Rob has advised a variety of banks, investors, and fintechs in the U.S. and overseas, including Commonwealth Bank of Australia, General Atlantic, and Wells Fargo.

Vishal Kapoor serves as Affirm’s SVP, Product where he is responsible for product management, product design, user experience, and product marketing management. Since joining Affirm in 2020, Vishal has led several key initiatives, including scaling the Affirm Card and deepening partnerships with key merchants to accelerate growth. Prior to Affirm, Vishal held a product leadership role at Dropbox, where he ran all platforms, including Global Payments, and stood up their Seattle office as part of the landing team. Before that, he worked across the Windows, Xbox, and Azure teams at Microsoft. Throughout his career, Vishal has been committed to customer centricity and a high quality standard for products, which he instills across his teams.

Vishal received a B.S. in Engineering from Delhi University and an M.S. in Computer Science from Columbia University. 

Michael Linford is the Chief Operating Officer at Affirm, where he oversees and manages the Company’s finance, capital markets, internal audit, and people functions.

Prior to joining Affirm, Michael held multiple leadership roles within investment, IT, and software companies. Previously, Michael was the Chief Financial Officer for Hewlett-Packard Enterprise Software. Michael led commercial work for all HPE separations and previously served as the VP of M&A Integration at HP. Additionally, Michael dedicated seven years to global investment firm KKR & CO, working his way to Principal and offering strategic and tactical support to a wide portfolio of companies as a member of the operations group. He started his career in management consulting as a business analyst at McKinsey & Company focused on consumer and retail clients.

Michael holds a B.S. from The University of Texas at Austin where he studied Mechanical Engineering.

Libor Michalek is Affirm’s President and oversees engineering, risk, operations, product and design. He previously served as Affirm's President of Technology and Chief Technology Officer. Prior to joining Affirm, Libor was an Engineering Director at YouTube and Google where he was responsible for Application Infrastructure & Site Reliability Engineering across multiple sites. During this tenure, YouTube tripled in page views, hours of video watched and revenue. Earlier in his career, Libor was the Chief Technology Officer of Slide, a personal media-sharing service, which was acquired by Google in 2010. Libor also served in software architecture and management positions at Topspin (acquired by Cisco), Egroups.com (acquired by Yahoo!), Talarian (acquired by Tibco), Thinking Machines Corporation and the National Center for Supercomputing Applications.

Libor earned his B.S. in Computer Science from University of Illinois at Urbana-Champaign.

Rob currently serves as Affirm’s Chief Financial Officer where he leads teams responsible for accounting, financial partnerships, strategic finance, investor relations, corporate development and merchant pricing. Prior to Affirm, Rob served as Chief Financial Officer at Tile and in the same role at Spark Networks. Rob has also held various roles at Square, Pandora, Spitfire Capital, Spectrum Equity Investors, and Thomas Weisel Partners.

Rob received his B.S. in Business Administration from Georgetown University in 2003. Rob is a CFA® charterholder.

Wayne Pommen currently serves as Chief Revenue Officer where he oversees Affirm’s revenue-generating activities and teams. Previously, he was Affirm’s Head of International. Wayne joined Affirm in January 2021 through the Company’s acquisition of PayBright, Canada’s leading BNPL provider, where he was President and CEO from 2015. Under his leadership, PayBright grew from 5 to 250 employees and emerged as one of Canada’s leading fintech companies with retail clients including Apple, Hudson’s Bay, Wayfair, Samsung, and Sephora.

Prior to PayBright, Wayne was a Principal at TorQuest Partners and a Consultant at Bain & Company. He also previously served on the Stakeholder Advisory Council of Payments Canada. Wayne has held various public and private company directorships including serving as Director and Audit Committee Chair of the Hudson’s Bay Company from IPO in 2012 to reprivatization in 2020, and of IOU Financial, a fintech focused on small business lending.

Wayne holds an A.B. from Harvard University and a Ph.D. from the University of Cambridge.

Pat Suh serves as Affirm’s SVP, Revenue where she is responsible for sales and client success teams covering Affirm’s enterprise and SMB merchants. Previously, Pat was Affirm’s Senior Vice President of Client Success. Pat has extensive experience leading multidisciplinary, cross-functional teams across a wide range of industries. Earlier in her career, Pat led global customer success and technical teams at Microsoft and Skyhigh Networks (acquired by McAfee).

Pat received her B.S. in Computer Science from Stanford University.