• Max Levchin

    Max Levchin

    Founder and CEO

    Max Levchin is the founder and CEO of Affirm, the payment network that empowers consumers and helps merchants drive growth. He is also the co-founder and Chairman of Glow, a data-driven fertility company. Both companies were created and launched from his San Francisco based innovation lab, HVF (Hard, Valuable, Fun). Max was one of the original co-founders of PayPal where he served as the Chief Technology Officer until its acquisition by eBay in 2002. In 2002, he was named to the Technology Review TR100 as one of the top 100 innovators in the world as well as Innovator of the Year.

    Prior to HVF, Max founded and was CEO of Slide, a personal media-sharing service, which was acquired by Google in 2010. Max also helped create Yelp Inc., a consumer internet company, where he served as Chairman of its Board of Directors from its founding in 2005 until July 2015. He served on the board for Yahoo! Inc., an internet company, from 2012 until 2015.

    Max was born in Kyiv, Ukraine before moving to the United States and settling in Chicago in 1991. He holds a B.S. in Computer Science from University of Illinois at Urbana-Champaign, where he founded and led four other technology startups. Max is a serial entrepreneur, computer scientist, philanthropist and active investor in more than 100 startups.

  • Katherine Adkins Headshot

    Katherine Adkins

    Chief Legal Officer

    Katherine Adkins has served as our Chief Legal Officer since July 2021. Prior to her appointment as Chief Legal Officer, Katherine served as Vice President, Legal and Bank Strategy and Deputy General Counsel, Legal Platforms from 2019 to July 2021. Prior to joining Affirm, she served as Group Vice President, General Counsel and Secretary of Toyota Financial Services from 2009 to 2019. Katherine has more than 25 years of experience in the automotive, financial services, and financial technology industries.

    She earned her B.A. in International Studies and Economics from the University of Nebraska, Lincoln and J.D. from Loyola University of Los Angeles.

  • Barb Cadigan

    Barb Cadigan

    Chief People Officer

    Barb Cadigan has served as Affirm’s Chief People Officer since January 2023. Barb has almost 30 years of experience in the People function at both private and public companies across a wide range of industries and geographies. Previously, Barb served in various roles at companies including AMD, Electronic Arts, Talend, and, most recently, Carbon. During her time as a CPO, Barb and her teams have built and implemented scalable people programs and systems to enable successful businesses and healthy cultures. Barb earned her B.A. in Psychology and Economics from the University of California, Santa Cruz.
  • Katrina Holt

    Katrina Holt

    SVP, Operations

    Katrina joined Affirm in 2019 and serves as SVP of Operations, where she leads customer care, merchant servicing, and operations. She brings more than 25 years of financial services, operations, and risk management leadership. Previously, Katrina has served in executive roles in audit, compliance and risk management, including as Chief Compliance Officer at GE Capital Bank and WebBank, respectively. Earlier in her career, Katrina served as a commissioned bank examiner.

    Katrina holds an MBA from the University of Utah and a BS in Accounting from Weber State University.

  • Geoff Kott

    Geoff Kott

    Chief Revenue Officer

    Geoff Kott currently serves as Chief Revenue Officer where he oversees Affirm’s revenue-generating activities and teams. Previously, he was Affirm’s Chief Capital Officer. Earlier in his career, Geoff served as Chief Financial Officer at Cross River Bank. He spent nearly a decade at Morgan Stanley where he served as a Managing Director and the Global Head of the Securitized Products Asset-Based Lending Group.

    Geoff holds a BBA from Acadia University and a J.D. from The Osgoode Hall Law School of York University.

  • Michael Linford

    Michael Linford

    Chief Financial Officer

    Michael Linford is the Chief Financial Officer at Affirm, where he oversees and manages the Company’s accounting, finance, capital markets, corporate development and strategic partnerships departments.

    Prior to joining Affirm, Michael held multiple leadership roles within investment, IT, and software companies. Previously, Michael was the Chief Financial Officer for Hewlett-Packard Enterprise Software. Michael led commercial work for all HPE separations and previously served as the VP of M&A Integration at HP. Additionally, Michael dedicated seven years to global investment firm KKR & CO, working his way to Principal and offering strategic and tactical support to a wide portfolio of companies as a member of the operations group. He started his career in management consulting as a business analyst at McKinsey & Company focused on consumer and retail clients.

    Michael holds a B.S. from The University of Texas at Austin where he studied Mechanical Engineering.

  • Brooke Major-Reid

    Brooke Major-Reid

    Chief Capital Officer

    Brooke Major-Reid serves as the Chief Capital Officer at Affirm, where she is responsible for the Company’s Capital Markets, Treasury, Bank Partnerships, and Quantitative Markets teams. Prior to joining Affirm, Brooke was the Corporate Treasurer of Macy's, Inc., the omnichannel retailer. She is a seasoned finance and strategy professional who also successfully led short-term credit products businesses, among other senior roles, at Morgan Stanley where she worked for over 15 years. Before joining Macy's in 2019, Brooke was SVP, Head of Strategy at Cross River. She founded BEAMR Group Inc. in 2015, providing strategic and financial advice to startups, with a focus on women and minority-founded enterprises. She currently serves as a board member for Uncommon Schools, a nonprofit charter school management organization, and previously served as a corporate board member for Anaplan, Inc., which was acquired by Thoma Bravo in 2022.

    She holds an MBA from Harvard Business School and a BBA in International Business with a concentration in Finance from Howard University.

  • Libor Michalek

    Libor Michalek

    President

    Libor Michalek is Affirm’s President and oversees engineering, risk, operations, product and design. He previously served as Affirm's President of Technology and Chief Technology Officer. Prior to joining Affirm, Libor was an Engineering Director at YouTube and Google where he was responsible for Application Infrastructure & Site Reliability Engineering across multiple sites. During this tenure, YouTube tripled in page views, hours of video watched and revenue. Earlier in his career, Libor was the Chief Technology Officer of Slide, a personal media-sharing service, which was acquired by Google in 2010. Libor also served in software architecture and management positions at Topspin (acquired by Cisco), Egroups.com (acquired by Yahoo!), Talarian (acquired by Tibco), Thinking Machines Corporation and the National Center for Supercomputing Applications.

    Libor earned his B.S. in Computer Science from University of Illinois at Urbana-Champaign.

  • Rob

    Rob O’Hare

    SVP, Finance

    Rob currently serves as Affirm’s SVP, Finance where he leads teams responsible for financial partnerships, strategic finance, investor relations, corporate development and merchant pricing. Prior to Affirm, Rob served as Chief Financial Officer at Tile and in the same role at Spark Networks. Rob has also held various roles at Square, Pandora, Spitfire Capital, Spectrum Equity Investors, and Thomas Weisel Partners.

    Rob received his B.S. in Business Administration from Georgetown University in 2003. Rob is a CFA® charterholder.

  • Wayne

    Wayne Pommen

    Head of International

    Wayne Pommen is the Head of International for Affirm, responsible for leading the Company's growth outside the United States. Wayne joined Affirm through the Company’s acquisition of PayBright, Canada’s leading BNPL provider, where Mr. Pommen was President and CEO from 2015. Under his leadership, PayBright grew from 5 to 250 employees and emerged as one of Canada’s leading fintech companies with retail clients including Apple, Hudson’s Bay, Wayfair, Samsung, and Sephora. Prior to PayBright, Wayne was a Principal at TorQuest Partners and a Consultant at Bain & Company. He also serves on the Stakeholder Advisory Council of Payments Canada and is a Director of Clik2Pay. Wayne also previously served as a Director and Audit Committee Chair of the Hudson’s Bay Company from 2012 to 2020, and of IOU Financial, a fintech company focused on small business lending, from 2017 to 2021.

    Wayne holds an A.B. from Harvard University and a Ph.D. from the University of Cambridge.

  • Pat Suh

    Pat Suh

    SVP, Revenue

    Pat Suh serves as Affirm’s SVP, Revenue where she is responsible for sales and client success teams covering Affirm’s enterprise and SMB merchants. Previously, Pat was Affirm’s Senior Vice President of Client Success. Pat has extensive experience leading multidisciplinary, cross-functional teams across a wide range of industries. Earlier in her career, Pat led global customer success and technical teams at Microsoft and Skyhigh Networks (acquired by McAfee).

    Pat received her B.S. in Computer Science from Stanford University.