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  <xs:element id="afrm_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteOff" abstract="false" name="FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteOff" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_StockholdersEquityDeconsolidationOfVariableInterestEntity" abstract="false" name="StockholdersEquityDeconsolidationOfVariableInterestEntity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AccretionAmortizationOfDiscountsAndPremiumsFinancingReceivables" abstract="false" name="AccretionAmortizationOfDiscountsAndPremiumsFinancingReceivables" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021ANotesClassBMember" abstract="true" name="AffirmAssetSecuritizationTrust2021ANotesClassBMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021BNotesClassDMember" abstract="true" name="AffirmAssetSecuritizationTrust2021BNotesClassDMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_PayBrightFundingFacilitiesMember" abstract="true" name="PayBrightFundingFacilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ThirdPartyLoanBuyerMember" abstract="true" name="ThirdPartyLoanBuyerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharePurchasePriceDiscountPercent" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardSharePurchasePriceDiscountPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="afrm_ClassOfWarrantOrRightOutstandingWeightedAverageGrantDateFairValue" abstract="false" name="ClassOfWarrantOrRightOutstandingWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="afrm_AssetAcquisitionForgivenessOfLongTermDebt" abstract="false" name="AssetAcquisitionForgivenessOfLongTermDebt" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsEarlyExerciseRightsLiability" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsEarlyExerciseRightsLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_IntangibleAssetsNetExcludingGoodwillAndNotYetPlacedIntoService" abstract="false" name="IntangibleAssetsNetExcludingGoodwillAndNotYetPlacedIntoService" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_FinancialAsset4To29DaysPastDueMember" abstract="true" name="FinancialAsset4To29DaysPastDueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_DebtSecuritiesAvailableForSaleAmortizedCostIncludingCreditLossAllowance" abstract="false" name="DebtSecuritiesAvailableForSaleAmortizedCostIncludingCreditLossAllowance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearRecoveries" abstract="false" name="FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearRecoveries" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2020ANotesMember" abstract="true" name="AffirmAssetSecuritizationTrust2020ANotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_GainLossOnChangesInFairValueOfAssetsAndLiabilities" abstract="false" name="GainLossOnChangesInFairValueOfAssetsAndLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ClassOfWarrantsOrRightsExerciseTerm" abstract="false" name="ClassOfWarrantsOrRightsExerciseTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_CustomerReferralPartnersPolicyPolicyTextBlock" abstract="false" name="CustomerReferralPartnersPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="afrm_CommercialAgreementAssetEnterprisePartnerStockAppreciationRightsMember" abstract="true" name="CommercialAgreementAssetEnterprisePartnerStockAppreciationRightsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityFacilitationOfLoans" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityFacilitationOfLoans" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ManhattanEngineeringIncMember" abstract="true" name="ManhattanEngineeringIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_StockIssuedFromExerciseOfWarrantsValue" abstract="false" name="StockIssuedFromExerciseOfWarrantsValue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AssembledWorkforceMember" abstract="true" name="AssembledWorkforceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ShareBasedPaymentArrangementTrancheNineMember" abstract="true" name="ShareBasedPaymentArrangementTrancheNineMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021ANotesMember" abstract="true" name="AffirmAssetSecuritizationTrust2021ANotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ConversionPeriodTwoMember" abstract="true" name="ConversionPeriodTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_StockGrantedDuringPeriodSharesWarrantsCancelled" abstract="false" name="StockGrantedDuringPeriodSharesWarrantsCancelled" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afrm_FinancingReceivableUnamortizedPurchaseDiscount" abstract="false" name="FinancingReceivableUnamortizedPurchaseDiscount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_MeasurementInputProgramProfitabilityMember" abstract="true" name="MeasurementInputProgramProfitabilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_StockGrantedDuringPeriodSharesWarrantsGranted" abstract="false" name="StockGrantedDuringPeriodSharesWarrantsGranted" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afrm_ResidualCertificatePledgedSecuritiesMember" abstract="true" name="ResidualCertificatePledgedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2022Z1NotesClassBMember" abstract="true" name="AffirmAssetSecuritizationTrust2022Z1NotesClassBMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ContingentConsiderationMember" abstract="true" name="ContingentConsiderationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021BNotesClassCMember" abstract="true" name="AffirmAssetSecuritizationTrust2021BNotesClassCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ProcessingAndServicingExpense" abstract="false" name="ProcessingAndServicingExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalExcludingCertainProvisions" abstract="false" name="FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalExcludingCertainProvisions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_CommercialAgreementAssetShopifyIncWarrantsMember" abstract="true" name="CommercialAgreementAssetShopifyIncWarrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableHeldForSaleSalePeriod" abstract="false" name="FinancingReceivableHeldForSaleSalePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_WarehouseCreditFacilitiesMember" abstract="true" name="WarehouseCreditFacilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_NumberOfClassesOfSecuritizationTrusts" abstract="false" name="NumberOfClassesOfSecuritizationTrusts" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="afrm_ShareBasedPaymentArrangementTrancheFiveMember" abstract="true" name="ShareBasedPaymentArrangementTrancheFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_DerivativeInstrumentsCollateralHeld" abstract="false" name="DerivativeInstrumentsCollateralHeld" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_TemporaryEquityStockIssuedDuringPeriodNewIssuesShares" abstract="false" name="TemporaryEquityStockIssuedDuringPeriodNewIssuesShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afrm_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityImpairmentOnSecuritiesAvailableForSale" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityImpairmentOnSecuritiesAvailableForSale" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ShareBasedPaymentArrangementTrancheTenMember" abstract="true" name="ShareBasedPaymentArrangementTrancheTenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_LongTermPurchaseCommitmentTerminationAgreementNoticePeriod" abstract="false" name="LongTermPurchaseCommitmentTerminationAgreementNoticePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_LoansSoldContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding" abstract="false" name="LoansSoldContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteOffRecoveriesNet" abstract="false" name="FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteOffRecoveriesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_OneMonthLondonInterbankOfferedRateLIBORMember" abstract="true" name="OneMonthLondonInterbankOfferedRateLIBORMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_CreditScoreITACAxis" abstract="true" name="CreditScoreITACAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="afrm_FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteOffRecoveriesNet" abstract="false" name="FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteOffRecoveriesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ClassOrWarrantsOrRightsSaleOrWarrantsRecognized" abstract="false" name="ClassOrWarrantsOrRightsSaleOrWarrantsRecognized" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_PaymentsForOtherInvestingActivities" abstract="false" name="PaymentsForOtherInvestingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_DebtSecuritiesAvailableForSaleFairValueDisclosure" abstract="false" name="DebtSecuritiesAvailableForSaleFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_VariableRateComponentAxis" abstract="true" name="VariableRateComponentAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="afrm_PerformanceFeeLiabilityFairValueDisclosure" abstract="false" name="PerformanceFeeLiabilityFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_LossOnLoanPurchaseCommitmentPolicyPolicyTextBlock" abstract="false" name="LossOnLoanPurchaseCommitmentPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="afrm_CommercialAgreementProfitShareLiabilityMeasurementInput" abstract="false" name="CommercialAgreementProfitShareLiabilityMeasurementInput" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="afrm_ITACScoreGreaterThan96Member" abstract="true" name="ITACScoreGreaterThan96Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_EffectiveIncomeTaxRateReconciliationContingentConsiderationPercent" abstract="false" name="EffectiveIncomeTaxRateReconciliationContingentConsiderationPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="afrm_ClassOfWarrantOrRightOutstandingWeightedAverageExercisePrice" abstract="false" name="ClassOfWarrantOrRightOutstandingWeightedAverageExercisePrice" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="afrm_AmortizationOfDiscountOnAvailableForSaleSecurities" abstract="false" name="AmortizationOfDiscountOnAvailableForSaleSecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021ANotesClassEMember" abstract="true" name="AffirmAssetSecuritizationTrust2021ANotesClassEMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_NonUSGovernmentAgenciesDebtSecuritiesMember" abstract="true" name="NonUSGovernmentAgenciesDebtSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_CommercialAgreementProfitShareLiabilityMember" abstract="true" name="CommercialAgreementProfitShareLiabilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_SecondWarrantSharesMember" abstract="true" name="SecondWarrantSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_TemporaryEquityStockIssuedDuringPeriodSharesConversionsOfRedeemableConvertiblePreferredStock" abstract="false" name="TemporaryEquityStockIssuedDuringPeriodSharesConversionsOfRedeemableConvertiblePreferredStock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afrm_DeferredTaxLiabilitiesStockWarrants" abstract="false" name="DeferredTaxLiabilitiesStockWarrants" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_CommercialAgreementAssetTypeDomain" abstract="true" name="CommercialAgreementAssetTypeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AcquisitionOfCommercialAgreementAssets" abstract="false" name="AcquisitionOfCommercialAgreementAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_TemporaryEquityStockRepurchasedDuringPeriodValue" abstract="false" name="TemporaryEquityStockRepurchasedDuringPeriodValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ShareBasedPaymentAgreementOptionFutureGrantMember" abstract="true" name="ShareBasedPaymentAgreementOptionFutureGrantMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2022Z1NotesMember" abstract="true" name="AffirmAssetSecuritizationTrust2022Z1NotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityAdditions" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityAdditions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_PerformanceFeeLiabilityMember" abstract="true" name="PerformanceFeeLiabilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ClassOfWarrantsOrRightsGrantedCommonSharesPurchased" abstract="false" name="ClassOfWarrantsOrRightsGrantedCommonSharesPurchased" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afrm_FurnitureAndEquipmentMember" abstract="true" name="FurnitureAndEquipmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteOffRecoveriesNet" abstract="false" name="FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteOffRecoveriesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_OperatingLossCarryforwardsSubjectToExpiration" abstract="false" name="OperatingLossCarryforwardsSubjectToExpiration" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AssetAcquisitionTransactionCosts" abstract="false" name="AssetAcquisitionTransactionCosts" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2022ANotesClassCMember" abstract="true" name="AffirmAssetSecuritizationTrust2022ANotesClassCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_LargestMerchantPartnerMember" abstract="true" name="LargestMerchantPartnerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_PaymentsForConversionOfRedeemableConvertiblePreferredStock" abstract="false" name="PaymentsForConversionOfRedeemableConvertiblePreferredStock" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_SecuritizedAssetsPercentageOfResidualCertificatesSold" abstract="false" name="SecuritizedAssetsPercentageOfResidualCertificatesSold" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="afrm_FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteOff" abstract="false" name="FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteOff" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherAssets" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_DebtInstrumentConversionAxis" abstract="true" name="DebtInstrumentConversionAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="afrm_CommercialAgreementAssetNet" abstract="false" name="CommercialAgreementAssetNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2020Z1NotesMember" abstract="true" name="AffirmAssetSecuritizationTrust2020Z1NotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableAcquiredInBusinessCombinationFairValueAdjustment" abstract="false" name="FinancingReceivableAcquiredInBusinessCombinationFairValueAdjustment" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_SensitivityAnalysisOfFairValueServicingLiabilityEffectOfFiftyPercentagePointIncreaseInMeasurementInput" abstract="false" name="SensitivityAnalysisOfFairValueServicingLiabilityEffectOfFiftyPercentagePointIncreaseInMeasurementInput" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ConversionPeriodOneMember" abstract="true" name="ConversionPeriodOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ShareBasedPaymentArrangementTrancheEightMember" abstract="true" name="ShareBasedPaymentArrangementTrancheEightMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021BNotesMember" abstract="true" name="AffirmAssetSecuritizationTrust2021BNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ShopBrainMember" abstract="true" name="ShopBrainMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableHeldForSaleFairValueDisclosure" abstract="false" name="FinancingReceivableHeldForSaleFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_DeferredTaxAssetsDeferredLeaseLiability" abstract="false" name="DeferredTaxAssetsDeferredLeaseLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_VariableRateComponentDomain" abstract="true" name="VariableRateComponentDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_TemporaryEquityStockIssuedDuringPeriodSharesNewIssues" abstract="false" name="TemporaryEquityStockIssuedDuringPeriodSharesNewIssues" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afrm_ClassOfWarrantsOrRightsVolatility" abstract="false" name="ClassOfWarrantsOrRightsVolatility" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="afrm_SecuritizedAssetsPercentageOfCertificatesOwned" abstract="false" name="SecuritizedAssetsPercentageOfCertificatesOwned" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="afrm_StockIssuedBusinessCombination" abstract="false" name="StockIssuedBusinessCombination" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_PerformanceBasedStockOptionsMember" abstract="true" name="PerformanceBasedStockOptionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2020ANotesClassCMember" abstract="true" name="AffirmAssetSecuritizationTrust2020ANotesClassCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_DebtInstrumentConversionDomain" abstract="true" name="DebtInstrumentConversionDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableWriteOff" abstract="false" name="FinancingReceivableWriteOff" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_SensitivityAnalysisOfFairValueResidualTrustCertificatesLiabilityEffectOfTwentyFivePercentagePointDecreaseInMeasurementInput" abstract="false" name="SensitivityAnalysisOfFairValueResidualTrustCertificatesLiabilityEffectOfTwentyFivePercentagePointDecreaseInMeasurementInput" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_CommercialAgreementLiability" abstract="false" name="CommercialAgreementLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_MeasurementInputLossRateMember" abstract="true" name="MeasurementInputLossRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ClassOfWarrantsOrRightsAmortizationExpense" abstract="false" name="ClassOfWarrantsOrRightsAmortizationExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2020ANotesClassAMember" abstract="true" name="AffirmAssetSecuritizationTrust2020ANotesClassAMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ITACScoreLessThan90Member" abstract="true" name="ITACScoreLessThan90Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ProcessingAndServicingExpenseMember" abstract="true" name="ProcessingAndServicingExpenseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021BNotesClassEMember" abstract="true" name="AffirmAssetSecuritizationTrust2021BNotesClassEMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021Z2NotesResidualCertificatesMember" abstract="true" name="AffirmAssetSecuritizationTrust2021Z2NotesResidualCertificatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021ANotesClassAMember" abstract="true" name="AffirmAssetSecuritizationTrust2021ANotesClassAMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ConvertibleSeniorNotesMember" abstract="true" name="ConvertibleSeniorNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ClassOfWarrantOrRightCancelledWeightedAverageExercisePrice" abstract="false" name="ClassOfWarrantOrRightCancelledWeightedAverageExercisePrice" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="afrm_DebtInstrumentGainLossOnSaleOfLoans" abstract="false" name="DebtInstrumentGainLossOnSaleOfLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccountsPayable" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccountsPayable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_SecuritizationMember" abstract="true" name="SecuritizationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_DebtInstrumentCovenantPeriodPriorToFinalMaturityDateBorrowingsCanOccur" abstract="false" name="DebtInstrumentCovenantPeriodPriorToFinalMaturityDateBorrowingsCanOccur" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_ProceedsFromStockOptionsAndWarrantsExercised" abstract="false" name="ProceedsFromStockOptionsAndWarrantsExercised" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ClassOfWarrantOrRightExercisable" abstract="false" name="ClassOfWarrantOrRightExercisable" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afrm_CertificatesOfDepositCorporateBondsCommercialPaperAndUSGovernmentBondsMember" abstract="true" name="CertificatesOfDepositCorporateBondsCommercialPaperAndUSGovernmentBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteOff" abstract="false" name="FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteOff" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterest" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021Z1And2021Z2NotesMember" abstract="true" name="AffirmAssetSecuritizationTrust2021Z1And2021Z2NotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2022ANotesClassDMember" abstract="true" name="AffirmAssetSecuritizationTrust2022ANotesClassDMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_MerchantRelationshipsMember" abstract="true" name="MerchantRelationshipsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_SensitivityAnalysisOfFairValueSecuritizationNotesAndResidualTrustCertificatesLiabilityEffectOfFiftyPercentagePointIncreaseDecreaseInMeasurementInput" abstract="false" name="SensitivityAnalysisOfFairValueSecuritizationNotesAndResidualTrustCertificatesLiabilityEffectOfFiftyPercentagePointIncreaseDecreaseInMeasurementInput" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ProceedsFromOtherInvestingActivities" abstract="false" name="ProceedsFromOtherInvestingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_WarrantsExercisedCommercialAgreementTerm" abstract="false" name="WarrantsExercisedCommercialAgreementTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedLiabilitiesAndOtherLiabilities" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedLiabilitiesAndOtherLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_StockIssuedDuringPeriodValueWarrantsExercised" abstract="false" name="StockIssuedDuringPeriodValueWarrantsExercised" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearRecoveries" abstract="false" name="FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearRecoveries" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_DefinedContributionPlanRequisiteServicePeriod" abstract="false" name="DefinedContributionPlanRequisiteServicePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_NumberOfTranches" abstract="false" name="NumberOfTranches" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="afrm_AmortizationOfPremiumsFinancingReceivables" abstract="false" name="AmortizationOfPremiumsFinancingReceivables" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_StockIssuedDuringPeriodSharesWarrantsExercised" abstract="false" name="StockIssuedDuringPeriodSharesWarrantsExercised" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afrm_PerformanceFeeLiabilityMeasurementInput" abstract="false" name="PerformanceFeeLiabilityMeasurementInput" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="afrm_ResidualTrustCertificatesAssetFairValueDisclosure" abstract="false" name="ResidualTrustCertificatesAssetFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ScheduleOfCommonStockReservedForFutureIssuanceTableTextBlock" abstract="false" name="ScheduleOfCommonStockReservedForFutureIssuanceTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021BNotesClassAMember" abstract="true" name="AffirmAssetSecuritizationTrust2021BNotesClassAMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_SensitivityAnalysisOfFairValueServicingAssetEffectOfFiftyPercentagePointIncreaseInMeasurementInput" abstract="false" name="SensitivityAnalysisOfFairValueServicingAssetEffectOfFiftyPercentagePointIncreaseInMeasurementInput" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_SeriesG1PreferredStockMember" abstract="true" name="SeriesG1PreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AmortizationOfCommercialAgreementAssets" abstract="false" name="AmortizationOfCommercialAgreementAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2020Z2NotesMember" abstract="true" name="AffirmAssetSecuritizationTrust2020Z2NotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableUnamortizedPurchasePremium" abstract="false" name="FinancingReceivableUnamortizedPurchasePremium" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_CashDepositsProcessingReserves" abstract="false" name="CashDepositsProcessingReserves" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_FinancingReceivableFairValueDisclosure" abstract="false" name="FinancingReceivableFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_RestrictedCashFairValueDisclosure" abstract="false" name="RestrictedCashFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ShareBasedPaymentArrangementTrancheFourMember" abstract="true" name="ShareBasedPaymentArrangementTrancheFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_RepurchaseAgreementMember" abstract="true" name="RepurchaseAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableAmortizedCostBeforeAllowanceForCreditLoss" abstract="false" name="FinancingReceivableAmortizedCostBeforeAllowanceForCreditLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2022ANotesClassEMember" abstract="true" name="AffirmAssetSecuritizationTrust2022ANotesClassEMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_MeasurementInputAdequateCompensationMember" abstract="true" name="MeasurementInputAdequateCompensationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ThirdPartyLoanOwnerPayable" abstract="false" name="ThirdPartyLoanOwnerPayable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_CommercialPaperRateMember" abstract="true" name="CommercialPaperRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySubsequentChangesToFairValue" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySubsequentChangesToFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_CommercialAgreementAssetAmortizationPeriod" abstract="false" name="CommercialAgreementAssetAmortizationPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_AdjustmentsToAdditionalPaidInCapitalTemporaryEquityDecreaseInCarryingAmountOfRedeemablePreferredStock" abstract="false" name="AdjustmentsToAdditionalPaidInCapitalTemporaryEquityDecreaseInCarryingAmountOfRedeemablePreferredStock" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_PayBrightMember" abstract="true" name="PayBrightMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteOffRecoveriesNet" abstract="false" name="FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteOffRecoveriesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteOffRecoveriesNet" abstract="false" name="FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteOffRecoveriesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_LossOnFinancingReceivableCommitmentsToPurchase" abstract="false" name="LossOnFinancingReceivableCommitmentsToPurchase" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ShareBasedPaymentArrangementTrancheSixMember" abstract="true" name="ShareBasedPaymentArrangementTrancheSixMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_SeniorSecuredNoteIssuedToFastAFIncMember" abstract="true" name="SeniorSecuredNoteIssuedToFastAFIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2022X1NotesMember" abstract="true" name="AffirmAssetSecuritizationTrust2022X1NotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_LesseeOperatingLeaseTerminationNoticePeriod" abstract="false" name="LesseeOperatingLeaseTerminationNoticePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_ResidualTrustCertificatesMeasurementInput" abstract="false" name="ResidualTrustCertificatesMeasurementInput" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021ANotesClassCMember" abstract="true" name="AffirmAssetSecuritizationTrust2021ANotesClassCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccountsReceivables" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccountsReceivables" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_CommercialAgreementAssetAmortizationPeriodLengthOfExtension" abstract="false" name="CommercialAgreementAssetAmortizationPeriodLengthOfExtension" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_ShareBasedPaymentArrangementTrancheSevenMember" abstract="true" name="ShareBasedPaymentArrangementTrancheSevenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableYearOneOriginatedCurrentFiscalYearRecoveries" abstract="false" name="FinancingReceivableYearOneOriginatedCurrentFiscalYearRecoveries" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearRecoveries" abstract="false" name="FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearRecoveries" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" abstract="false" name="FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_CommonStockVotingRightsNumberOfVotesPerShare" abstract="false" name="CommonStockVotingRightsNumberOfVotesPerShare" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="afrm_FinancingReceivableLoanTerm" abstract="false" name="FinancingReceivableLoanTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_CashCollateralAndDepositsForLettersOfCreditMember" abstract="true" name="CashCollateralAndDepositsForLettersOfCreditMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_IncreaseDecreaseInCommercialAgreementAssets" abstract="false" name="IncreaseDecreaseInCommercialAgreementAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ClassOfWarrantOrRightGrantedWeightedAverageExercisePrice" abstract="false" name="ClassOfWarrantOrRightGrantedWeightedAverageExercisePrice" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="afrm_SensitivityAnalysisOfFairValueResidualTrustCertificatesLiabilityEffectOfFiftyPercentagePointDecreaseInMeasurementInput" abstract="false" name="SensitivityAnalysisOfFairValueResidualTrustCertificatesLiabilityEffectOfFiftyPercentagePointDecreaseInMeasurementInput" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AccretionOfDiscountsFinancingReceivables" abstract="false" name="AccretionOfDiscountsFinancingReceivables" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_CreditScoreITACDomain" abstract="true" name="CreditScoreITACDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlementAndSales" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlementAndSales" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_TemporaryEquityStockRepurchasedDuringPeriodShares" abstract="false" name="TemporaryEquityStockRepurchasedDuringPeriodShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afrm_ClassOfWarrantOrRightExercisableWeightedAverageGrantDateFairValue" abstract="false" name="ClassOfWarrantOrRightExercisableWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="afrm_SeniorPledgedSecuritiesMember" abstract="true" name="SeniorPledgedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ClassOfWarrantOrRightExercisedWeightedAverageRemainingLife" abstract="false" name="ClassOfWarrantOrRightExercisedWeightedAverageRemainingLife" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_ClassOfWarrantsAndRightsNumberOfSharesRollForward" abstract="true" name="ClassOfWarrantsAndRightsNumberOfSharesRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="afrm_ShareBasedCompensationArrangementByShareBasedPaymentAwardExerciseTaxesPayable" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardExerciseTaxesPayable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_FinancingReceivableDiscountOnLossOfSelfOrganizingLoans" abstract="false" name="FinancingReceivableDiscountOnLossOfSelfOrganizingLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AuditInformationAbstract" abstract="true" name="AuditInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="afrm_ScheduleSensitivityAnalysisOfFairValueResidualTrustCertificatesTableTextBlock" abstract="false" name="ScheduleSensitivityAnalysisOfFairValueResidualTrustCertificatesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="afrm_FinancingReceivableLossOnSelfOrganizingLoans" abstract="false" name="FinancingReceivableLossOnSelfOrganizingLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_OtherReceivablesMember" abstract="true" name="OtherReceivablesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2021ANotesClassDMember" abstract="true" name="AffirmAssetSecuritizationTrust2021ANotesClassDMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableITACCreditQualityIndicator" abstract="false" name="FinancingReceivableITACCreditQualityIndicator" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="afrm_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableBeforeAllowanceForCreditLoss" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableBeforeAllowanceForCreditLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriodPriorToIPO" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriodPriorToIPO" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharePriceHurdleToSatisfyPerformanceCondition" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardSharePriceHurdleToSatisfyPerformanceCondition" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="afrm_MeasurementInputRevenueVolatilityMember" abstract="true" name="MeasurementInputRevenueVolatilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_MinimumPercentageOfTradingPriceToLastReportedSalePrice" abstract="false" name="MinimumPercentageOfTradingPriceToLastReportedSalePrice" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="afrm_MeasurementInputEquityVolatilityMember" abstract="true" name="MeasurementInputEquityVolatilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_SeniorNotesAndResidualTrustCertificatesMember" abstract="true" name="SeniorNotesAndResidualTrustCertificatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_WarehouseCreditFacilityMember" abstract="true" name="WarehouseCreditFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_BusinessCombinationContingentConsiderationAssets" abstract="false" name="BusinessCombinationContingentConsiderationAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ShareBasedCompensationArrangementByShareBasedPaymentAwardAverageTradingDayVolume" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAverageTradingDayVolume" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2022Z1NotesClassAMember" abstract="true" name="AffirmAssetSecuritizationTrust2022Z1NotesClassAMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_DebtInstrumentAdvanceRatePercentage" abstract="false" name="DebtInstrumentAdvanceRatePercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="afrm_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteOff" abstract="false" name="FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteOff" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSecuredDebt" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSecuredDebt" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_StockGrantedDuringPeriodSharesWarrantsGrantedWeightedAverageGrantDateFairValue" abstract="false" name="StockGrantedDuringPeriodSharesWarrantsGrantedWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="afrm_WarrantsIssued" abstract="false" name="WarrantsIssued" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_DebtInstrumentRemainingLife" abstract="false" name="DebtInstrumentRemainingLife" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_NumberOfThirdPartyInvestorsInSecuritizedAssets" abstract="false" name="NumberOfThirdPartyInvestorsInSecuritizedAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="afrm_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteOffRecoveriesNet" abstract="false" name="FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteOffRecoveriesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ClassOfWarrantOrRightGrantedWeightedAverageRemainingLife" abstract="false" name="ClassOfWarrantOrRightGrantedWeightedAverageRemainingLife" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRestrictedCash" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRestrictedCash" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_TechnologyAndDataAnalyticsExpense" abstract="false" name="TechnologyAndDataAnalyticsExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AccruedLiabilitiesAndOtherLiabilitiesFairValueDisclosure" abstract="false" name="AccruedLiabilitiesAndOtherLiabilitiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ScheduleOfAccruedLiabilitiesAndOtherLiabilitiesTableTextBlock" abstract="false" name="ScheduleOfAccruedLiabilitiesAndOtherLiabilitiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="afrm_SensitivityAnalysisOfFairValueServicingLiabilityEffectOfTwentyFivePercentagePointIncreaseInMeasurementInput" abstract="false" name="SensitivityAnalysisOfFairValueServicingLiabilityEffectOfTwentyFivePercentagePointIncreaseInMeasurementInput" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteOff" abstract="false" name="FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteOff" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ITACScoreNoScoreMember" abstract="true" name="ITACScoreNoScoreMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_MerchantNetworkMember" abstract="true" name="MerchantNetworkMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_SensitivityAnalysisOfFairValueSecuritizationNotesAndResidualTrustCertificatesLiabilityEffectOfTwentyFivePercentagePointIncreaseDecreaseInMeasurementInput" abstract="false" name="SensitivityAnalysisOfFairValueSecuritizationNotesAndResidualTrustCertificatesLiabilityEffectOfTwentyFivePercentagePointIncreaseDecreaseInMeasurementInput" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNumberOfVestingConditions" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNumberOfVestingConditions" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2022ANotesClassBMember" abstract="true" name="AffirmAssetSecuritizationTrust2022ANotesClassBMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2022Z1NotesResidualCertificatesMember" abstract="true" name="AffirmAssetSecuritizationTrust2022Z1NotesResidualCertificatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2022X1NotesResidualCertificatesMember" abstract="true" name="AffirmAssetSecuritizationTrust2022X1NotesResidualCertificatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ClassOfWarrantOrRightExercisableWeightedAverageRemainingLife" abstract="false" name="ClassOfWarrantOrRightExercisableWeightedAverageRemainingLife" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afrm_SensitivityAnalysisOfFairValueServicingAssetEffectOfTwentyFivePercentagePointIncreaseInMeasurementInput" abstract="false" name="SensitivityAnalysisOfFairValueServicingAssetEffectOfTwentyFivePercentagePointIncreaseInMeasurementInput" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_AffirmAssetSecuritizationTrust2020ANotesClassBMember" abstract="true" name="AffirmAssetSecuritizationTrust2020ANotesClassBMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_ClassOfWarrantsOrRightsDividendYield" abstract="false" name="ClassOfWarrantsOrRightsDividendYield" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="afrm_TemporaryEquityStockIssuedDuringPeriodSharesConversionOfConvertibleSecurities" abstract="false" name="TemporaryEquityStockIssuedDuringPeriodSharesConversionOfConvertibleSecurities" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afrm_EmployeeBenefitsExpense" abstract="false" name="EmployeeBenefitsExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_ClassOfWarrantsAndRightsWeightedAverageRemainingLifeRollForward" abstract="true" name="ClassOfWarrantsAndRightsWeightedAverageRemainingLifeRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="afrm_ClassOfWarrantOrRightExercisedWeightedAverageExercisePrice" abstract="false" name="ClassOfWarrantOrRightExercisedWeightedAverageExercisePrice" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="afrm_ITACScore90To94Member" abstract="true" name="ITACScore90To94Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_BusinessAcquisitionEquityInterestIssuedOrIssuableNumberOfSharesContingentConsideration" abstract="false" name="BusinessAcquisitionEquityInterestIssuedOrIssuableNumberOfSharesContingentConsideration" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afrm_ITACScore94To96Member" abstract="true" name="ITACScore94To96Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearRecoveries" abstract="false" name="FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearRecoveries" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_A2020EmployeeStockPurchasePlanMember" abstract="true" name="A2020EmployeeStockPurchasePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afrm_AmortizationOfSalesAndMarketingExpense" abstract="false" name="AmortizationOfSalesAndMarketingExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_CommercialAgreementProfitShareLiabilityFairValueDisclosure" abstract="false" name="CommercialAgreementProfitShareLiabilityFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_NumberOfThirdPartyLoanBuyersInSecuritizedAssets" abstract="false" name="NumberOfThirdPartyLoanBuyersInSecuritizedAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
</xs:schema>
