One Merchant
One Merchant [Member]
One Merchant
2020
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year
Stock Appreciation Rights (SARs)
Stock Appreciation Rights (SARs) [Member]
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Capitalized R&E including internally developed software
Deferred Tax Liabilities, Deferred Expense, Capitalized Software
Schedule Sensitivity Analysis of Fair Value, Residual Trust Certificates
Schedule Sensitivity Analysis of Fair Value, Residual Trust Certificates [Table Text Block]
Schedule Sensitivity Analysis of Fair Value, Residual Trust Certificates
Aggregate commitment amount of credit facility
Line of Credit Facility, Maximum Borrowing Capacity
Expiration period
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period
Award Type [Domain]
Award Type [Domain]
Fair Value as of Grant Date
Award Grant Date Fair Value
Impairment of intangible assets
Impairment of Intangible Assets (Excluding Goodwill)
Cash
Payments to Acquire Businesses, Gross
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]
Dividend yield
Class Of Warrants Or Rights, Dividend Yield
Class Of Warrants Or Rights, Dividend Yield
Residual trust certificates, held by third-parties
Residual Trust Certificates, Fair Value Disclosure
Residual Trust Certificates, Fair Value Disclosure
2023
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff
Commercial agreement assets
Commercial Agreement Asset, Net
Commercial Agreement Asset, Net
Beginning balance, warrants outstanding (in USD per share)
Ending balance, warrants outstanding (in USD per share)
Class of Warrant or Right, Outstanding, Weighted Average Exercise Price
Class of Warrant or Right, Outstanding, Weighted Average Exercise Price
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Additions
Restructuring Reserve, Additions
Restructuring Reserve, Additions
Accounts payable
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Accounts Payable
Stock-based compensation
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Share-Based Payment Arrangement, Percent
Insider Trading Policies and Procedures [Line Items]
Vested and exercisable (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Number
Rule 10b5-1 Arrangement Terminated
Rule 10b5-1 Arrangement Terminated [Flag]
Share purchase price discount percent
Share-Based Compensation Arrangement By Share-Based Payment Award, Share Purchase Price Discount Percent
Share-Based Compensation Arrangement By Share-Based Payment Award, Share Purchase Price Discount Percent
2028
Lessee, Operating Lease, Liability, to be Paid, Year Five
Restatement does not require Recovery
Restatement Does Not Require Recovery [Text Block]
Stockholders’ Equity
Equity [Text Block]
Non-delinquent loans
Financial Asset, Not Past Due [Member]
Error Corrections and Prior Period Adjustments Restatement [Line Items]
Error Corrections and Prior Period Adjustments Restatement [Line Items]
Line of Credit Facility [Line Items]
Line of Credit Facility [Line Items]
Government bonds, Non-US
Non-US Government Agencies Debt Securities [Member]
Non-US Government Agencies Debt Securities
Business Description
Business Description and Basis of Presentation [Text Block]
Expected dividend
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Dividend Rate
Vesting of restricted stock units (in shares)
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures
Weighted Average Remaining Life (years)
Class of Warrants and Rights, Weighted Average Remaining Life [Roll Forward]
Class of Warrants and Rights, Weighted Average Remaining Life
Increase in unrecognized tax benefits
Increase in Unrecognized Tax Benefits is Reasonably Possible
Customer [Axis]
Customer [Axis]
Federal
Deferred Federal Income Tax Expense (Benefit)
Other Exit and Disposal Activities
Other Exit and Disposal Activities [Member]
Other Exit and Disposal Activities
Minimum percentage of common stock price trigger
Minimum Percentage Of Trading Price To Last Reported Sale Price
Minimum Percentage Of Trading Price To Last Reported Sale Price
Derivative Instruments, Gain (Loss) [Line Items]
Derivative Instruments, Gain (Loss) [Line Items]
Servicing liability, effect of 50% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Fifty Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Fifty Percentage Point Increase In Measurement Input
Impairment expense on leasehold improvements
Impairment, Long-Lived Asset, Held-for-Use
Diluted (in USD per share)
Earnings Per Share, Diluted
Performance Fee Liability
Performance Fee Liability [Member]
Performance Fee Liability
Funding debt
Line of Credit [Member]
Changes in fair value
Other Comprehensive Income (Loss), before Reclassifications, before Tax
Trading Symbol
Trading Symbol
Restructuring Plan [Domain]
Restructuring Plan [Domain]
Government bonds, US
US Government Agencies Debt Securities [Member]
Granted (in USD per share)
Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Grants in Period, Weighted Average Exercise Price
Forgiveness of senior secured note
Asset Acquisition, Forgiveness Of Long Term Debt
Asset Acquisition, Forgiveness Of Long Term Debt
Commercial paper rate
Commercial Paper Rate [Member]
Commercial Paper Rate
Sale of warrants recognized
Class Or Warrants Or Rights, Sale Or Warrants Recognized
Class Or Warrants Or Rights, Sale Or Warrants Recognized
Fair Value Disclosures [Abstract]
Indefinite-lived Intangible Assets, Major Class Name [Domain]
Indefinite-Lived Intangible Assets, Major Class Name [Domain]
Total intangible assets, gross
Intangible Assets, Gross (Excluding Goodwill)
Employee stock purchase plan shares
Employee Stock [Member]
Exercisable, warrants outstanding (in shares)
Class of Warrant or Right, Exercisable
Class of Warrant or Right, Exercisable
Cash and Cash Equivalents [Domain]
Cash and Cash Equivalents [Domain]
Stockholders’ equity:
Equity, Attributable to Parent [Abstract]
Schedule of Unrecognized Tax Benefits
Schedule of Unrecognized Tax Benefits Roll Forward [Table Text Block]
Other intangibles
Other Intangible Assets [Member]
Schedule of Basic and Diluted Net Loss Per Share
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]
Expiration period prior to IPO
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period Prior To IPO
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period Prior To IPO
Gain on sales of loans
Gain on sales of loans
Gain (Loss) on Sales of Loans, Net
Executive Category:
Executive Category [Axis]
Advance rate percentage
Debt Instrument, Advance Rate Percentage
Debt Instrument, Advance Rate Percentage
Exercised (in USD per share)
Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price
Trademarks and domains
Trademarks And Domains [Member]
Trademarks And Domains
Impact of foreign currency translation
Restructuring Reserve, Translation and Other Adjustment
Level 1
Fair Value, Inputs, Level 1 [Member]
Carrying Amount
Reported Value Measurement [Member]
Performance-based stock options
Performance Based Stock Options [Member]
Performance Based Stock Options
Threshold period for delinquent loans past due
Financing Receivable, Threshold Period Past Due
Schedule of Property, Equipment and Software, Net
Property, Plant and Equipment [Table Text Block]
Equity Components [Axis]
Equity Components [Axis]
Research Tax Credit Carryforward
Research Tax Credit Carryforward [Member]
Exercise price of warrants (in USD per share)
Exercisable, warrants outstanding (in USD per share)
Class of Warrant or Right, Exercise Price of Warrants or Rights
Financial Instruments [Domain]
Financial Instruments [Domain]
Additional 402(v) Disclosure
Additional 402(v) Disclosure [Text Block]
Allowance for Credit Losses on Loans Held for Investment
Credit Loss, Financial Instrument [Policy Text Block]
Certificates of deposit
Certificates of Deposit [Member]
Vesting of warrants for common stock
Stock Issued During Period, Value, Warrants Exercised
Stock Issued During Period, Value, Warrants Exercised
Number of common stock available for issuance (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant
Investment Type [Axis]
Investment Type [Axis]
2025
Long-Term Debt, Maturity, Year Two
Balance at beginning of period
Balance at end of period
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest
Right to purchase shares (in shares)
Granted (in shares)
Number of options (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross
Entity Small Business
Entity Small Business
Denominator:
Weighted Average Number of Shares Outstanding, Basic [Abstract]
Investments [Domain]
Investments [Domain]
2027
Finite-Lived Intangible Asset, Expected Amortization, Year Four
Local Phone Number
Local Phone Number
Recovery of Erroneously Awarded Compensation Disclosure [Line Items]
Past due charge-off threshold
Financing Receivable, Threshold Period Past Due, Writeoff
Derivative instruments
Derivative, Notional Amount
Measurement Frequency [Axis]
Measurement Frequency [Axis]
Restricted stock units
Restricted Stock Units (RSUs) [Member]
Forgone Recovery due to Violation of Home Country Law, Amount
Forgone Recovery due to Violation of Home Country Law, Amount
Depreciation
Depreciation
Marketable Securities
Marketable Securities [Table Text Block]
Portion at Fair Value Measurement
Portion at Fair Value Measurement [Member]
Line of Credit Facility [Table]
Line of Credit Facility [Table]
Schedule of Long-term Debt Instruments
Schedule of Long-Term Debt Instruments [Table Text Block]
Issuance of common stock upon exercise of warrants (in shares)
Exercised (in shares)
Stock Issued During Period, Shares, Warrants Exercised
Stock Issued During Period, Shares, Warrants Exercised
Commercial Agreement Asset, Shopify Inc, Warrants
Commercial Agreement Asset, Shopify Inc, Warrants [Member]
Commercial Agreement Asset, Shopify Inc, Warrants
Unrealized loss on securities available for sale
Share-Based Payment Arrangement, Decrease for Tax Withholding Obligation
Tranche Nine
Share-based Payment Arrangement, Tranche Nine [Member]
Share-based Payment Arrangement, Tranche Nine
Schedule of Acquisition Consideration Transferred
Schedule of Business Acquisitions, by Acquisition [Table Text Block]
ShopBrain
ShopBrain [Member]
ShopBrain
Total revenue, net
Total revenue, net
Revenues
Fair Value by Liability Class [Domain]
Fair Value by Liability Class [Domain]
Asset Acquisition
Asset Acquisition [Table Text Block]
Schedule of Antidilutive Securities Excluded from Computation of Diluted Net Loss Per Share
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block]
Funding costs
Interest Expense, Debt
Convertible senior notes, net
Convertible Debt
Aggregate Available
Trading Arrangement, Securities Aggregate Available Amount
Insider Trading Policies and Procedures Not Adopted
Insider Trading Policies and Procedures Not Adopted [Text Block]
Beginning balance
Ending balance
Restructuring Reserve
Notes issued by securitization trusts
Notes Payable, Fair Value Disclosure
Transaction costs
Business Combination, Acquisition Related Costs
Aggregate intrinsic value of options exercised (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested in Period, Fair Value
Antidilutive common stock equivalents excluded from diluted net loss per share (in shares)
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount
Award Type [Axis]
Award Type [Axis]
Granted (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period
Prior
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year
Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]
Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]
Fair Value Hierarchy and NAV [Domain]
Fair Value Hierarchy and NAV [Domain]
ICFR Auditor Attestation Flag
ICFR Auditor Attestation Flag
General and administrative
General and Administrative Expense [Member]
Hedging Designation [Axis]
Hedging Designation [Axis]
Total Property, equipment and software, at cost
Property, Plant and Equipment, Gross
Right of use assets obtained in exchange for operating lease liabilities
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability
Accrued interest receivable
Financing Receivable, Accrued Interest, before Allowance for Credit Loss
Less imputed interest
Lessee, Operating Lease, Liability, Undiscounted Excess Amount
PEO Actually Paid Compensation Amount
PEO Actually Paid Compensation Amount
Schedule of Components of Income Tax Expense (Benefit)
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]
Securitizations
Securitization [Member]
Securitization
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table]
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table]
Amortization of sales and marketing expense
Amortization Of Sales and Marketing Expense
Amortization Of Sales and Marketing Expense
Operating Loss Carryforwards [Line Items]
Operating Loss Carryforwards [Line Items]
Lending license
License [Member]
Schedule of Other Assets
Schedule of Other Assets [Table Text Block]
Accounts payable
Accounts Payable
Issuance of common stock, employee share purchase plan (in shares)
Stock Issued During Period, Shares, Employee Stock Purchase Plans
Proceeds from maturities and repayments of securities available for sale
Proceeds from Sale and Maturity of Debt Securities, Available-for-Sale
2026
Lessee, Operating Lease, Liability, to be Paid, Year Three
Total amortization expense
Finite-Lived Intangible Assets, Net
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment [Line Items]
Recently Adopted Accounting Standards
New Accounting Pronouncements, Policy [Policy Text Block]
Unpaid principal balance
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process
Investment interest rate
Investment Interest Rate
Accumulated Amortization
Finite-Lived Intangible Assets, Accumulated Amortization
2025
Lessee, Operating Lease, Liability, to be Paid, Year Two
Schedule of Income before Income Tax, Domestic and Foreign
Schedule of Income before Income Tax, Domestic and Foreign [Table Text Block]
Loan lending terms
Financing Receivable, Loan Term
Financing Receivable, Loan Term
Stock Price or TSR Estimation Method
Stock Price or TSR Estimation Method [Text Block]
Foreign
Income (Loss) from Continuing Operations before Income Taxes, Foreign
Purchase price
Total acquisition date fair value of the consideration transferred
Business Combination, Consideration Transferred
Unused commitment fee percentage
Line of Credit Facility, Commitment Fee Percentage
Schedule of Stock Options Valuation Assumptions
Schedule of Share-Based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]
Security Exchange Name
Security Exchange Name
Customer Referral Partners
Customer Referral Partners, Policy [Policy Text Block]
Customer Referral Partners, Policy
Servicing liabilities
Servicing Liability
Stock-Based Compensation
Share-Based Payment Arrangement [Policy Text Block]
Accumulated other comprehensive loss
Accumulated Other Comprehensive Income (Loss), Net of Tax
Vesting rights percentage
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage
Available outstanding under stock option plan
Stock options, including early exercise of options
Employee Stock Option [Member]
Derivative Financial Instruments
Derivative Instruments and Hedging Activities Disclosure [Text Block]
Fair Value, Liability, Recurring Basis, Unobservable Input Reconciliation, Liability, Gain (Loss), Statement of Other Comprehensive Income or Comprehensive Income [Extensible Enumeration]
Fair Value, Liability, Recurring Basis, Unobservable Input Reconciliation, Liability, Gain (Loss), Statement of Other Comprehensive Income or Comprehensive Income [Extensible Enumeration]
Issuance of common stock in connection with acquisition
Stock Issued, Business Combination
Stock Issued, Business Combination
Vesting of warrants exercised
Warrants Exercised Upon Vesting
Warrants Exercised Upon Vesting
Servicing liability, effect of 20% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Twenty Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Twenty Percentage Point Increase In Measurement Input
Total operating expenses
Total operating expenses
Costs and Expenses
Asset Acquisition [Table]
Asset Acquisition [Table]
Debt instrument, repurchased face amount
Debt Instrument, Repurchased Face Amount
Maximum
Maximum [Member]
Restructuring and Related Costs
Restructuring and Related Costs [Table Text Block]
Document Type
Document Type
Furniture And Equipment [Member]
Furniture And Equipment [Member]
Furniture And Equipment
Additions
Goodwill, Acquired During Period
Tabular List, Table
Tabular List [Table Text Block]
Servicing asset, effect of 20% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Twenty Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Twenty Percentage Point Increase In Measurement Input
Thereafter
Long-Term Debt, Maturity, after Year Five
Maximum Exposure to Losses
Variable Interest Entity, Reporting Entity Involvement, Maximum Loss Exposure, Amount
Cumulative Effect, Period of Adoption [Domain]
Cumulative Effect, Period of Adoption [Domain]
Technology and data analytics
Technology And Data Analytics Expense
Technology And Data Analytics Expense
Antidilutive Securities, Name [Domain]
Antidilutive Securities, Name [Domain]
Equity Incentive Plans
Share-Based Payment Arrangement [Text Block]
Loss on Loan Purchase Commitment
Loss On Loan Purchase Commitment, Policy [Policy Text Block]
Loss On Loan Purchase Commitment, Policy
Basis of Presentation
Basis of Accounting, Policy [Policy Text Block]
Other
Other Noncash Income (Expense)
Purchases of securities available for sale
Payments to Acquire Debt Securities, Available-for-Sale
Business Acquisition [Axis]
Business Acquisition [Axis]
Customer Concentration Risk
Customer Concentration Risk [Member]
State
Deferred State and Local Income Tax Expense (Benefit)
Variable Rate [Axis]
Variable Rate [Axis]
Forfeited, expired or cancelled (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period
Title of 12(b) Security
Title of 12(b) Security
Restructuring Cost and Reserve [Line Items]
Restructuring Cost and Reserve [Line Items]
2022
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year Before Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year Before Current Fiscal Year, Recoveries
Sublease income
Sublease Income
Asset Acquisition [Line Items]
Asset Acquisition [Line Items]
Acquisitions
Business Combination Disclosure [Text Block]
2021
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years Before Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years Before Current Fiscal Year, Recoveries
Incremental compensation cost recognized
Share-Based Payment Arrangement, Plan Modification, Incremental Cost
Indefinite-lived intangibles
Indefinite-Lived Intangible Assets (Excluding Goodwill)
Aggregate Erroneous Compensation Not Yet Determined
Aggregate Erroneous Compensation Not Yet Determined [Text Block]
Fair Value, Liability, Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]
Fair Value, Liability, Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]
Beginning balance, Non-vested (in USD per share)
Ending balance, Non-vested (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value
Income Tax Disclosure [Abstract]
Amortization expense of warrants sold
Class Of Warrants Or Rights, Amortization Expense
Class Of Warrants Or Rights, Amortization Expense
Forgone Recovery due to Expense of Enforcement, Amount
Forgone Recovery due to Expense of Enforcement, Amount
Schedule of Loans Held for Investment and Allowance for Credit Loss
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
Share-Based Payment Arrangement [Abstract]
Entity Tax Identification Number
Entity Tax Identification Number
Tranche Four
Share-based Payment Arrangement, Tranche Four [Member]
Share-based Payment Arrangement, Tranche Four
Adjustments
Goodwill, Foreign Currency Translation Gain (Loss)
Net assets acquired
Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Net Assets Acquired (Liabilities) Assumed, Including Goodwill
Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Net Assets Acquired (Liabilities) Assumed, Including Goodwill
Statistical Measurement [Axis]
Statistical Measurement [Axis]
Stock-based compensation included in capitalized internal-use software
Capitalized into property, equipment and software, net
Share-Based Payment Arrangement, Amount Capitalized
Tranche Five
Share-based Payment Arrangement, Tranche Five [Member]
Share-based Payment Arrangement, Tranche Five
Balance Sheet Location [Domain]
Balance Sheet Location [Domain]
Cumulative Effect, Period of Adoption [Axis]
Cumulative Effect, Period of Adoption [Axis]
Entity Interactive Data Current
Entity Interactive Data Current
Offsetting [Abstract]
Debt Securities, Available-for-sale [Table]
Debt Securities, Available-for-Sale [Table]
Weighted Average Remaining Contractual Term [Abstract]
Weighted Average Remaining Contractual Term [Abstract]
Weighted Average Remaining Contractual Term
Greater than 1 year, less than or equal to 5 years, amortized cost
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost
Goodwill and Intangible Assets
Goodwill and Intangible Assets, Policy [Policy Text Block]
Entity Well-known Seasoned Issuer
Entity Well-known Seasoned Issuer
Within 1 year, fair value
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value
Beginning balance
Ending balance
Class of Warrant or Right, Outstanding, Weighted Average Remaining Life
Class of Warrant or Right, Outstanding, Weighted Average Remaining Life
Other Assets
Other Assets [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Proceeds from exercise of common stock options and warrants and contributions to ESPP
Proceeds From Stock Options And Warrants Exercised
Proceeds From Stock Options And Warrants Exercised
Measure:
Measure [Axis]
Commitments and Contingencies Disclosure [Abstract]
Name
Outstanding Recovery, Individual Name
Other
Other Debt Obligations [Member]
Purchased intangible assets
Deferred Tax Liabilities, Goodwill and Intangible Assets
2021
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff
Entity Incorporation, State or Country Code
Entity Incorporation, State or Country Code
Advertising costs
Advertising Expense
Cancelled
Class of Warrant or Right, Cancelled, Weighted Average Remaining Life
Class of Warrant or Right, Cancelled, Weighted Average Remaining Life
Schedule of Deferred Tax Assets and Liabilities
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]
Derivative Instruments
Derivatives, Policy [Policy Text Block]
94 – 96
ITAC Score, 94 to 96 [Member]
ITAC Score, 94 to 96
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
2024
Finite-Lived Intangible Asset, Expected Amortization, Year One
Cash paid for operating leases
Operating Lease, Payments
Common stock, outstanding (in shares)
Beginning balance, common stock (in shares)
Ending balance, common stock (in shares)
Common Stock, Shares, Outstanding
One Month London Interbank Offered Rate (LIBOR)
One Month London Interbank Offered Rate (LIBOR) [Member]
One Month London Interbank Offered Rate (LIBOR)
Securities available for sale at fair value
Other Investments
Impairment of right of use assets
Impairment expense
Operating Lease, Impairment Loss
PEO
PEO [Member]
Auditor Location
Auditor Location
Cash Equivalents
Cash Equivalents [Member]
Subsequent changes in fair value
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Subsequent Changes To Fair Value
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Subsequent Changes To Fair Value
Threshold percentage of stock price trigger
Debt Instrument, Convertible, Threshold Percentage of Stock Price Trigger
Common stock, par value (in USD per share)
Common Stock, Par or Stated Value Per Share
Net cash used in investing activities
Net Cash Provided by (Used in) Investing Activities
Expected reclassifications
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, before Tax
Greater than 1 year, less than or equal to 5 years, fair value
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value
Interest rate contracts - cash flow hedges
Interest Rate Swap [Member]
Number of positions with unrealized losses
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions
Debt Instrument [Axis]
Debt Instrument [Axis]
Servicing liability, measurement input
Servicing Liability, Measurement Input
Outstanding Aggregate Erroneous Compensation Amount
Outstanding Aggregate Erroneous Compensation Amount
Measurement Input Type [Domain]
Measurement Input Type [Domain]
Vested and exercisable, and expected to vest
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value
Credit Facility [Axis]
Credit Facility [Axis]
PayBright Funding Facilities
PayBright Funding Facilities [Member]
PayBright Funding Facilities
Schedule of Funding Debt and Aggregate Future Maturities
Schedule of Maturities of Long-Term Debt [Table Text Block]
Total liabilities
Liabilities
Liabilities
Total current expense
Current Income Tax Expense (Benefit)
Volatility
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Volatility Rate
Balance Sheet Related Disclosures [Abstract]
Total, fair value
Debt Securities, Available-for-Sale, Unrealized Loss Position
Total common stock reserved for future issuance (in shares)
Maximum number of common stock available for issuance (in shares)
Common Stock, Capital Shares Reserved for Future Issuance
Measurement Frequency [Domain]
Measurement Frequency [Domain]
Principal repayments of funding debt
Repayments of Long-Term Lines of Credit
Loans purchased
Financing Receivable, Excluding Accrued Interest, Purchase
Cash received (due to payments or sales)
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Settlement And Sales
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Settlement And Sales
Non-Rule 10b5-1 Arrangement Adopted
Non-Rule 10b5-1 Arrangement Adopted [Flag]
Additions
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Additions
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Additions
Tranche Eight
Share-based Payment Arrangement, Tranche Eight [Member]
Share-based Payment Arrangement, Tranche Eight
Canada
CANADA
Long-Lived Tangible Asset [Domain]
Long-Lived Tangible Asset [Domain]
Loans Held for Investment
Financing Receivable, Held-for-Investment [Policy Text Block]
Sales and marketing
Selling and Marketing Expense
Decrease in unrecognized tax benefits
Decrease in Unrecognized Tax Benefits is Reasonably Possible
Less than or equal to 1 year, fair value
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months
General and administrative
General and Administrative Expense
Contractual interest income on unpaid principal balance
Interest and Fee Income, Loans and Leases
Number of classes of common stock
Number Of Classes Of Common Stock
Number Of Classes Of Common Stock
Awards Close in Time to MNPI Disclosures, Table
Awards Close in Time to MNPI Disclosures [Table Text Block]
State
Current State and Local Tax Expense (Benefit)
Weighted-average grant date fair value for outstanding warrants (in dollars per share)
Class of Warrant or Right, Outstanding, Weighted-Average Grant Date Fair Value
Class of Warrant or Right, Outstanding, Weighted-Average Grant Date Fair Value
Segment Reporting
Segment Reporting, Policy [Policy Text Block]
Recoveries of charged-off receivables
Recoveries of charged-off receivables
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery
Contingent consideration
Contingent consideration liability
Business Combination, Contingent Consideration, Liability
Supplemental disclosures of cash flow information
Supplemental Cash Flow Information [Abstract]
Schedule of Credit Quality by ITACs Score
Financing Receivable Credit Quality Indicators [Table Text Block]
Total
Charge-offs
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff
Refund rate
Measurement Input, Refund Rate [Member]
Measurement Input, Refund Rate
Allowance for credit losses
Financing Receivable, Allowance for Credit Loss
Other liabilities
Other Liabilities
Servicing income
Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset
Basic and Diluted Net Loss per Common Share
Earnings Per Share, Policy [Policy Text Block]
Repurchases of common stock (in shares)
Stock Repurchased During Period, Shares
Number of positions eliminated
Restructuring and Related Cost, Number of Positions Eliminated
Revenue concentration percent
Concentration Risk, Percentage
Aggregate fair value
Fair value at beginning of period
Fair value at end of period
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Value
Current
Current Income Tax Expense (Benefit), Continuing Operations [Abstract]
Beginning balance, warrants outstanding (in shares)
Ending balance, warrants outstanding (in shares)
Class of Warrant or Right, Outstanding
State and local income taxes, net of federal tax benefit
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent
Granted (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value
Weighted-average grant date fair value for exercisable warrants (in dollars per share)
Class of Warrant or Right, Exercisable, Weighted-Average Grant Date Fair Value
Class of Warrant or Right, Exercisable, Weighted-Average Grant Date Fair Value
Other Receivables
Other Receivables [Member]
Other Receivables
Accounts Receivable, net
Accounts Receivable [Policy Text Block]
Net cash provided by (used in) operating activities
Net cash provided by (used in) operating activities
Net Cash Provided by (Used in) Operating Activities
Vested and exercisable
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Intrinsic Value
Schedule of Intangible Assets, Future Amortization Expense
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]
Class of Stock [Axis]
Class of Stock [Axis]
Erroneously Awarded Compensation Recovery
Erroneously Awarded Compensation Recovery [Table]
Depreciation and amortization
Depreciation, Depletion and Amortization
Merchant network revenue
Merchant Network [Member]
Merchant Network
Award Timing, How MNPI Considered
Award Timing, How MNPI Considered [Text Block]
Within 1 year, amortized cost
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost
Business Combination and Asset Acquisition [Abstract]
Loans held for investment, net
Loans held for investment, net
Financing Receivable, after Allowance for Credit Loss
Commercial paper
Commercial Paper [Member]
Long-Lived Assets
Long-Lived Assets
Goodwill impairment loss
Goodwill, Impairment Loss
Valuation allowance
Deferred Tax Assets, Valuation Allowance
Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]
Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]
Securitization and Variable Interest Entities
Variable Interest Entity Disclosure [Text Block]
Fair value at beginning of period
Fair value at end of period
Servicing Asset at Fair Value, Amount
Equity securities, at cost
Equity Securities without Readily Determinable Fair Value, Amount
Loan receivable on nonaccrual status
Financing Receivable, 90 Days or More Past Due, Still Accruing
Long-Lived Tangible Asset [Axis]
Long-Lived Tangible Asset [Axis]
Residual Trust Certificates Held by Third-Parties in Consolidated VIEs
Residual Trust Certificates Held By Third-Parties In Consolidated VIEs [Member]
Residual Trust Certificates Held By Third-Parties In Consolidated VIEs
Total liabilities assumed
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities
Provision for credit losses
Financing Receivable, Excluding Accrued Interest, Credit Loss, Expense (Reversal), Excluding Certain Provisions
Financing Receivable, Excluding Accrued Interest, Credit Loss, Expense (Reversal), Excluding Certain Provisions
Entity Emerging Growth Company
Entity Emerging Growth Company
U.K.
UNITED KINGDOM
Repurchase Agreement
Repurchase Agreement [Member]
Repurchase Agreement
Deferred debt issuance costs
Debt issuance costs, net
Debt Issuance Costs, Net
Securitization notes receivable and certificates
Securitization Notes Receivable And Certificates [Member]
Securitization Notes Receivable And Certificates
2021-Z1 and 2021-Z2
Affirm Asset Securitization Trust 2021-Z1 And 2021-Z2 Notes [Member]
Affirm Asset Securitization Trust 2021-Z1 And 2021-Z2 Notes
Intangible assets
Intangible Assets, Net (Excluding Goodwill)
Total deferred tax assets
Deferred Tax Assets, Gross
2024
Lessee, Operating Lease, Liability, to be Paid, Year One
Contingent Consideration
Contingent Consideration [Member]
Contingent Consideration
Pay vs Performance Disclosure, Table
Pay vs Performance [Table Text Block]
Antidilutive Securities [Axis]
Antidilutive Securities [Axis]
Title
Trading Arrangement, Individual Title
Common Stock
Common Stock [Member]
Individual:
Individual [Axis]
Proceeds from issuance of redeemable convertible preferred stock, net
Proceeds from Issuance of Convertible Preferred Stock
Entity Address, Postal Zip Code
Entity Address, Postal Zip Code
Income Statement Location [Domain]
Income Statement Location [Domain]
Investments, All Other Investments [Abstract]
Principal repayments of notes issued by securitization trusts
Repayments of Secured Debt
Summary of Activity for Liabilities With Significant Unobservable Inputs for Fair Value
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]
Balance at beginning of period
Balance at end of period
Equity, Including Portion Attributable to Noncontrolling Interest
Granted
Class of Warrant or Right, Granted, Weighted Average Remaining Life
Class of Warrant or Right, Granted, Weighted Average Remaining Life
Minimum
Minimum [Member]
Property, equipment and software, net
Property, Plant and Equipment, Net, Total
Property, Plant and Equipment, Net
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]
Statement of Cash Flows [Abstract]
Unpaid principal balance on serviced sold loans
Continuing Involvement with Transferred Financial Assets, Principal Amount Outstanding
Assets
Assets of consolidated VIEs, included in total assets above
Assets [Abstract]
Award Timing MNPI Disclosure
Award Timing MNPI Disclosure [Text Block]
Remaining life
Debt Instrument, Remaining Life
Debt Instrument, Remaining Life
Schedule of Fair Value of Derivative Instruments
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]
Payments of tax withholding for stock-based compensation
Payment, Tax Withholding, Share-Based Payment Arrangement
Other
Deferred Tax Assets, Other
Liabilities:
Liabilities of consolidated VIEs, included in total liabilities above
Liabilities [Abstract]
Net cash provided by financing activities
Net Cash Provided by (Used in) Financing Activities
Lessee, Lease, Description [Line Items]
Lessee, Lease, Description [Line Items]
Commitments and Contingencies
Commitments and Contingencies Disclosure [Text Block]
Other investing cash inflows/(outflows)
Payments for (Proceeds from) Other Investing Activities
Accumulated Deficit
Retained Earnings [Member]
Number of Shares
Class of Warrants and Rights, Number of Shares [Roll Forward]
Class of Warrants and Rights, Number of Shares
Warrants exercise term
Class Of Warrants Or Rights, Exercise Term
Class Of Warrants Or Rights, Exercise Term
Fast AF, Inc
Fast AF, Inc [Member]
Fast AF, Inc
Adjustment to Non-PEO NEO Compensation Footnote
Adjustment to Non-PEO NEO Compensation Footnote [Text Block]
Basic (in USD per share)
Earnings Per Share, Basic
Non-vested stock options, unrecognized compensation cost
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount
Securities Available for Sale
Debt Securities, Available-for-Sale, Premium on Purchased Options [Policy Text Block]
Issuance of common stock, employee share purchase plan
Stock Issued During Period, Value, Employee Stock Purchase Plan
Accounting Policies [Abstract]
Adjustments
Restructuring Reserve, Accrual Adjustment
Technology and data analytics
Technology And Data Analytics Expense [Member]
Technology And Data Analytics Expense
Warrants granted for purchase (in shares)
Class Of Warrants Or Rights Granted, Common Shares Purchased
Class Of Warrants Or Rights Granted, Common Shares Purchased
Erroneous Compensation Analysis
Erroneous Compensation Analysis [Text Block]
Deferred tax assets (liabilities), net of valuation allowance
Deferred Tax Assets, Net
Aggregate intrinsic value of options exercised
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period, Intrinsic Value
Shares purchased by warrants (in shares)
Class of Warrant or Right, Number of Securities Called by Warrants or Rights
Schedule of Available-for-sale Securities with Unrealized Losses
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]
Processing and servicing
Processing And Servicing Expense
Processing And Servicing Expense
Amortization of discount on loans
Accretion Of Discounts, Financing Receivables
Accretion Of Discounts, Financing Receivables
Issuance of common stock in connection with settlement of contingent consideration liability
Stock Issued
Cash paid for income taxes
Income Taxes Paid
Exercised (in shares)
Vested and exercisable, and expected to vest thereafter (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Exercisable, Number
Principles of Consolidation
Consolidation, Policy [Policy Text Block]
2022-A
Affirm Asset Securitization Trust 2022-A Notes [Member]
Affirm Asset Securitization Trust 2022-A Notes
Document Transition Report
Document Transition Report
Award Timing Predetermined
Award Timing Predetermined [Flag]
Funding costs
Interest Expense [Member]
Schedule of Business Acquisitions, by Acquisition [Table]
Schedule of Business Acquisitions, by Acquisition [Table]
Amortization of premiums on loans
Amortization Of Premiums, Financing Receivables
Amortization Of Premiums, Financing Receivables
Convertible senior notes, net
Convertible Debt, Fair Value Disclosures
Repurchases and conversion of redeemable convertible preferred stock
Payments For Conversion Of Redeemable Convertible Preferred Stock
Payments For Conversion Of Redeemable Convertible Preferred Stock
Accounts payable
Increase (Decrease) in Accounts Payable
2019
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year
Accrued expenses and other liabilities
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Accrued Expenses And Other Liabilities
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Accrued Expenses And Other Liabilities
Entity Public Float
Entity Public Float
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
2020-A
Affirm Asset Securitization Trust 2020-A Notes [Member]
Affirm Asset Securitization Trust 2020-A Notes
Issuance of warrants in exchange for commercial agreement
Warrants Issued
Warrants Issued
Derivative Instrument [Axis]
Derivative Instrument [Axis]
Certificates of deposit, corporate bonds, US government bonds and commercial paper
Certificates Of Deposit, Corporate Bonds, US Government Bonds And Commercial Paper [Member]
Certificates Of Deposit, Corporate Bonds, US Government Bonds And Commercial Paper
Increase (decrease) in valuation allowance
Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount
Convertible Senior Notes
Convertible Senior Notes [Member]
Convertible Senior Notes
Total
Borrowings outstanding
Long-Term Debt, Gross
Liability Class [Axis]
Liability Class [Axis]
All Trading Arrangements
All Trading Arrangements [Member]
All Adjustments to Compensation
All Adjustments to Compensation [Member]
Restructuring Reserve [Roll Forward]
Restructuring Reserve [Roll Forward]
Restricted Cash
Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]
Compensation Amount
Outstanding Recovery Compensation Amount
Other comprehensive income (loss)
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]
Derivative instruments
Derivative Assets
Derivative Asset
Forfeited, expired or cancelled (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value
Right-of-use lease assets
Deferred Tax Liabilities, Leasing Arrangements
Total deferred expense
Deferred Income Tax Expense (Benefit)
Convertible Debt
Convertible Debt [Member]
Forfeited, expired or cancelled (in USD per share)
Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price
Forfeited, expired or cancelled (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period
Common stock issued (in shares)
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares
Allowance for accounts receivable
Accounts Receivable, Allowance for Credit Loss
Conversion of convertible debt
Temporary Equity, Stock Issued During Period, Value, Conversion Of Convertible Securities
Temporary Equity, Stock Issued During Period, Value, Conversion Of Convertible Securities
2024
Long-Term Debt, Maturity, Year One
Operating Lease, Liability, Statement of Financial Position [Extensible List]
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]
Loans held for sale
Financing Receivable, Held For Sale, Fair Value Disclosure
Financing Receivable, Held For Sale, Fair Value Disclosure
Other assets
Total other assets
Other Assets
Granted (in USD per share)
Class of Warrant or Right, Granted, Weighted Average Exercise Price
Class of Warrant or Right, Granted, Weighted Average Exercise Price
Pledged securities
Debt Instrument, Collateral Amount
Prior
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff
Issuance of common stock in acquisitions (in shares)
Stock Issued During Period, Shares, Acquisitions
Documents Incorporated by Reference
Documents Incorporated by Reference [Text Block]
Tax benefit related to tax credits, net
Effective Income Tax Rate Reconciliation, Tax Credit, Percent
Cash paid
Payments for Restructuring
90 – 94
ITAC Score, 90 to 94 [Member]
ITAC Score, 90 to 94
Document Period End Date
Document Period End Date
Initial transfers of financial assets
Servicing Asset at Fair Value, Additions
Adoption Date
Trading Arrangement Adoption Date
2022
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year Before Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year Before Current Fiscal Year, Write Off (Recoveries), Net
Revenue from Contract with Customer Benchmark
Revenue from Contract with Customer Benchmark [Member]
Residual trust certificates, measurement input
Residual Trust Certificates, Measurement Input
Residual Trust Certificates, Measurement Input
Assembled workforce
Assembled Workforce [Member]
Assembled Workforce
Credit Score, ITAC [Domain]
Credit Score, ITAC [Domain]
Credit Score, ITAC
Prepaid expenses
Prepaid Expense
Class of Warrant or Right [Axis]
Class of Warrant or Right [Axis]
Summary of Significant Accounting Policies
Basis of Presentation and Significant Accounting Policies [Text Block]
Warehouse Credit Facilities
Warehouse Credit Facilities [Member]
Warehouse Credit Facilities
2021-Z2
Affirm Asset Securitization Trust 2021-Z2 Notes [Member]
Affirm Asset Securitization Trust 2021-Z2 Notes
Income tax benefit
Income tax (benefit) expense
Income Tax Expense (Benefit)
Covenant, period prior to final maturity date borrowings can occur
Debt Instrument, Covenant, Period Prior To Final Maturity Date Borrowings Can Occur
Debt Instrument, Covenant, Period Prior To Final Maturity Date Borrowings Can Occur
Derivatives designated as cash flow hedges
Designated as Hedging Instrument [Member]
Schedule of Servicing Liabilities at Fair Value
Schedule of Servicing Liabilities at Fair Value [Table Text Block]
Vesting [Axis]
Vesting [Axis]
Fair Value of Financial Assets and Liabilities
Fair Value Disclosures [Text Block]
Servicing Asset at Fair Value, Amount [Roll Forward]
Servicing Asset at Fair Value, Amount [Roll Forward]
Number of operating segments
Number of Operating Segments
Transaction costs
Asset Acquisition, Transaction Costs
Asset Acquisition, Transaction Costs
Amounts reclassified into earnings
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax
Conversion of convertible debt (in shares)
Temporary Equity, Stock Issued During Period, Shares, Conversion of Convertible Securities
Temporary Equity, Stock Issued During Period, Shares, Conversion of Convertible Securities
Granted (in shares)
Stock Granted During Period, Shares, Warrants Granted
Stock Granted During Period, Shares, Warrants Granted
PayBright
PayBright [Member]
PayBright
Greater than 1 year, unrealized losses
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss
Equity [Abstract]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-Sale [Line Items]
Weighted average remaining lease term (in years)
Operating Lease, Weighted Average Remaining Lease Term
Total purchase price
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net
60 – 89 calendar days past due
Financial Asset, 60 to 89 Days Past Due [Member]
Compensation Actually Paid vs. Company Selected Measure
Compensation Actually Paid vs. Company Selected Measure [Text Block]
Money market funds
Money Market Funds [Member]
Tax credit carryforwards
Tax Credit Carryforward, Amount
Less than or equal to 1 year, unrealized losses
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss
Cash and cash equivalents
Cash and Cash Equivalents, at Carrying Value
Acquisition, net of cash and restricted cash acquired
Payments to Acquire Businesses, Net of Cash Acquired
Prior
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Credit Quality Indicator [Table]
Financing Receivable, Credit Quality Indicator [Table]
Schedule of Delinquent Financing Receivables
Financing Receivable, Past Due [Table Text Block]
Servicing asset, effect of 25% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Twenty Five Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Twenty Five Percentage Point Increase In Measurement Input
Servicing assets
Servicing Asset
Non-deductible compensation expense
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Other, Percent
Credit Facility [Domain]
Credit Facility [Domain]
Processing reserves
Cash Deposits, Processing Reserves
Cash Deposits, Processing Reserves
Loans held for investment, net
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans
Basis spread
Debt Instrument, Basis Spread on Variable Rate
Loan receivable on nonaccrual status
Financing Receivable, Excluding Accrued Interest, Nonaccrual
Estimated useful life
Property, Plant and Equipment, Useful Life
Compensation Actually Paid vs. Other Measure
Compensation Actually Paid vs. Other Measure [Text Block]
Numerator:
Net Income (Loss) Available to Common Stockholders, Basic [Abstract]
Weighted Average Exercise Price ($)
Class of Warrants and Rights, Weighted Average Exercise Price [Roll Forward]
Class of Warrants and Rights, Weighted Average Exercise Price
Change in valuation allowance
Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Percent
Proceeds from the sale of loans held for sale
Proceeds from Sale, Loan, Held-for-Sale
Software Development
Software Development [Member]
Cash and Cash Equivalents
Cash and Cash Equivalents, Unrestricted Cash and Cash Equivalents, Policy [Policy Text Block]
No score
ITAC Score, No Score [Member]
ITAC Score, No Score
Interest rate contracts
Interest Rate Contract [Member]
Intangible assets
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill
2019
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years Before Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years Before Current Fiscal Year, Write Off (Recoveries), Net
Accrued expenses
Accrued Liabilities
Acquisition of commercial agreement asset
Acquisition Of Commercial Agreement Assets
Acquisition Of Commercial Agreement Assets
Interest income
Interest income
Interest and Dividend Income, Operating
2021
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year
Revenue
Revenue from Contract with Customer [Text Block]
Additional Paid-In Capital
Additional Paid-in Capital [Member]
Unrealized gain on cash flow hedges
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, after Tax
Document Annual Report
Document Annual Report
Allowance for credit losses
Deferred Tax Asset, Tax Deferred Expense, Reserve and Accrual, Accounts Receivable, Allowance for Credit Loss
30 – 59 calendar days past due
Financial Asset, 30 to 59 Days Past Due [Member]
Debt Instrument, Conversion [Domain]
Debt Instrument, Conversion [Domain]
Debt Instrument, Conversion [Domain]
Balance Sheet Location [Axis]
Balance Sheet Location [Axis]
Revision of Prior Period [Axis]
Revision of Prior Period [Axis]
Cover [Abstract]
Amortization of debt issuance costs
Amortization of Debt Issuance Costs
United States
UNITED STATES
Tax Credit Carryforward, Name [Domain]
Tax Credit Carryforward, Name [Domain]
Recurring
Fair Value, Recurring [Member]
Number of businesses acquired
Number of Businesses Acquired
Amortized Cost
Amortized Cost
Debt Securities, Available-for-Sale, Amortized Cost, Excluding Accrued Interest, before Allowance for Credit Loss
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Collateral held for derivative instruments
Derivative Instruments, Collateral Held
Derivative Instruments, Collateral Held
Accounts receivable, net
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Receivables
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Receivables
Total lease payments
Lessee, Operating Lease, Liability, to be Paid
Other income, net
Other Nonoperating Income (Expense) [Member]
2019
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff
Segments and Geographical Information
Segment Reporting Disclosure [Text Block]
Net increase (decrease) in cash, cash equivalents and restricted cash
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect
2020-Z1
Affirm Asset Securitization Trust 2020-Z1 Notes [Member]
Affirm Asset Securitization Trust 2020-Z1 Notes
Equity Component [Domain]
Equity Component [Domain]
State and Local Jurisdiction
State and Local Jurisdiction [Member]
Issuance of common stock, employee share purchase plan
Temporary Equity, Stock Issued During Period, Value, Conversions Of Redeemable Convertible Preferred Stock
Temporary Equity, Stock Issued During Period, Value, Conversions Of Redeemable Convertible Preferred Stock
Less: Discount due to loss on loan purchase commitment
Financing Receivable, Unamortized Purchase Discount
Financing Receivable, Unamortized Purchase Discount
Non-GAAP Measure Description
Non-GAAP Measure Description [Text Block]
Other
Deferred Tax Liabilities, Other
Entity Current Reporting Status
Entity Current Reporting Status
Concentration Risk Type [Domain]
Concentration Risk Type [Domain]
Operating loss
Operating Income (Loss)
Subsequent changes in fair value
Servicing Asset at Fair Value, Changes in Fair Value Resulting from Changes in Valuation Inputs or Changes in Assumptions
Agency bonds
Agency Securities [Member]
Commercial Agreement Asset Type [Axis]
Commercial Agreement Asset Type [Axis]
Commercial Agreement Asset Type
Proceeds from initial public offering, net
Proceeds from Issuance Initial Public Offering
LIBOR
LIBOR [Member]
LIBOR
Total deferred tax liabilities
Deferred Tax Liabilities, Gross
Consolidated Entities [Domain]
Consolidated Entities [Domain]
Senior Pledged Securities
Senior Pledged Securities [Member]
Senior Pledged Securities
Provision for credit losses
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal)
Schedule of Aggregate Carrying Value of Financial Assets and Liabilities from VIEs
Schedule of Assets and Associated Liabilities Accounted for as Secured Borrowings [Table Text Block]
Balance at Fair Value
Estimate of Fair Value Measurement [Member]
Property, Equipment and Software, net
Property, Plant and Equipment, Policy [Policy Text Block]
Asset amortization period
Commercial Agreement Asset, Amortization Period
Commercial Agreement Asset, Amortization Period
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Additional Disclosures [Abstract]
Forgone Recovery due to Disqualification of Tax Benefits, Amount
Forgone Recovery due to Disqualification of Tax Benefits, Amount
Awards Close in Time to MNPI Disclosures
Awards Close in Time to MNPI Disclosures [Table]
Funding debt
Long-Term Line of Credit
Redeemable Convertible Preferred Stock
Redeemable Convertible Preferred Stock [Member]
Payable to third-party loan owners
Third Party Loan Owner Payable
Third Party Loan Owner Payable
Tranche One
Share-Based Payment Arrangement, Tranche One [Member]
Variable Rate Component [Domain]
Variable Rate Component [Domain]
Variable Rate Component
Consolidated Entities [Axis]
Consolidated Entities [Axis]
Returnly
Returnly Technologies, Inc. [Member]
Returnly Technologies, Inc.
Subsequent changes in fair value
Accrued interest
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Gain (Loss) Included in Earnings
Variable Rate [Domain]
Variable Rate [Domain]
Pay vs Performance Disclosure [Line Items]
Available for future grant under stock option plan
Share-based Payment Agreement, Option, Future Grant [Member]
Share-based Payment Agreement, Option, Future Grant
Entity Voluntary Filers
Entity Voluntary Filers
Statistical Measurement [Domain]
Statistical Measurement [Domain]
Fair Value Hierarchy for Financial Assets and Liabilities Not Recorded at Fair Value
Fair Value Disclosure of Asset and Liability Not Measured at Fair Value [Table Text Block]
Underlying Security Market Price Change
Underlying Security Market Price Change, Percent
Cash and cash equivalents
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents
Threshold consecutive trading days
Debt Instrument, Convertible, Threshold Consecutive Trading Days
Beginning balance, Non-vested (in shares)
Ending balance, Non-vested (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number
Remaining lease term
Lessee, Operating Lease, Remaining Lease Term
Debt
Debt Disclosure [Text Block]
Issuance of redeemable convertible preferred stock, net of issuance costs
Redeemable convertible preferred stock, aggregate purchase amount
Temporary Equity, Stock Issued During Period, Value, New Issues
Statement of Stockholders' Equity [Abstract]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery, by Origination Year [Abstract]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery, by Origination Year [Abstract]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery, by Origination Year
Revolving facilities
Revolving Credit Facility [Member]
Consolidated Variable Interest Entities
Variable Interest Entity, Primary Beneficiary [Member]
Effect of exchange rate changes on cash, cash equivalents and restricted cash
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Continuing Operations
MNPI Disclosure Timed for Compensation Value
MNPI Disclosure Timed for Compensation Value [Flag]
Segment Reporting [Abstract]
Vested and exercisable
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term
Loss sharing arrangement, maximum exposure to losses
Loss Sharing Arrangement, Maximum Exposure To Losses
Loss Sharing Arrangement, Maximum Exposure To Losses
Computer Equipment [Member]
Computer Equipment [Member]
Restatement Determination Date:
Restatement Determination Date [Axis]
Certificates Of Deposit, Corporate Bonds, Commercial Paper, and US Government Bonds
Certificates Of Deposit, Corporate Bonds, Commercial Paper, and US Government Bonds [Member]
Certificates Of Deposit, Corporate Bonds, Commercial Paper, and US Government Bonds
U.S. statutory federal income tax rate
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent
Commitments and contingencies (Note 8)
Commitments and Contingencies
As Previously Reported
Previously Reported [Member]
Credit Score, ITAC [Axis]
Credit Score, ITAC [Axis]
Credit Score, ITAC
Purchase commitments
Long-Term Purchase Commitment, Amount
Debt instrument, authorized repurchase amount
Debt Instrument, Authorized Repurchase Amount
Debt Instrument, Authorized Repurchase Amount
Geographical [Axis]
Geographical [Axis]
Service period
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Requisite Service Period
Income Taxes
Income Tax Disclosure [Text Block]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) [Abstract]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) [Abstract]
Exercised
Class of Warrant or Right, Exercised, Weighted Average Remaining Life
Class of Warrant or Right, Exercised, Weighted Average Remaining Life
2019
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years Before Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years Before Current Fiscal Year, Recoveries
Leases
Lessee, Leases [Policy Text Block]
Change in unrealized gain (loss)
Effect of foreign currency translation
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Gain (Loss) Included in Other Comprehensive Income (Loss)
Revenue Recognition
Revenue [Policy Text Block]
Loans originated
Financing Receivable, Excluding Accrued Interest, Origination
Financing Receivable, Excluding Accrued Interest, Origination
Schedule of Finite-Lived Intangible Assets Acquired as Part of Business Combination
Schedule of Finite-Lived Intangible Assets Acquired as Part of Business Combination [Table Text Block]
Business Acquisition [Line Items]
Business Acquisition [Line Items]
Weighted Average Grant Date Fair Value
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Fair Value, Recurring and Nonrecurring [Table]
Fair Value, Recurring and Nonrecurring [Table]
PEO Total Compensation Amount
PEO Total Compensation Amount
Notes issued by securitization trusts
Secured Debt
Property, Plant and Equipment [Table]
Property, Plant and Equipment [Table]
Goodwill [Roll Forward]
Goodwill [Roll Forward]
Trading Arrangements, by Individual
Trading Arrangements, by Individual [Table]
Level 3
Fair Value, Inputs, Level 3 [Member]
Beginning balance (in shares)
Ending balance (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number
Fair Value
Fair Value
Debt Securities, Available-for-Sale, Excluding Accrued Interest
Purchases and origination of loans held for investment
Payments to Acquire Finance Receivables
Vesting of restricted stock units
Stock Issued During Period, Value, Stock Options Exercised
Non-PEO NEO Average Compensation Actually Paid Amount
Non-PEO NEO Average Compensation Actually Paid Amount
Tranche Six
Share-based Payment Arrangement, Tranche Six [Member]
Share-based Payment Arrangement, Tranche Six
Schedule of Loans Held for Investment and Allowance for Credit Loss
Financing Receivable, Allowance for Credit Loss [Table Text Block]
Weighted-average fair value of employee options granted (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value
Net loss
Net loss
Net loss - accumulated deficit
Net Income (Loss)
Derivative Contract [Domain]
Derivative Contract [Domain]
90 – 119 calendar days past due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Foreign Currency
Foreign Currency Transactions and Translations Policy [Policy Text Block]
Changed Peer Group, Footnote
Changed Peer Group, Footnote [Text Block]
Company Selected Measure Name
Company Selected Measure Name
Leases
Lessee, Operating Leases [Text Block]
Corporate bonds
Corporate Bond Securities [Member]
Liabilities and stockholders’ equity
Liabilities and Equity [Abstract]
Finite-Lived Intangible Assets [Line Items]
Finite-Lived Intangible Assets [Line Items]
Extinguishment of convertible debt
Extinguishment of convertible debt
Repayments of Convertible Debt
4 – 29 calendar days past due
Financial Asset, 4 to 29 Days Past Due [Member]
Financial Asset, 4 to 29 Days Past Due
Tax withholding on stock-based compensation
Stock Repurchased During Period, Value
Fed Funds Effective Rate Overnight Index Swap Rate
Fed Funds Effective Rate Overnight Index Swap Rate [Member]
Derivative Instruments, Gain (Loss) [Table]
Derivative Instruments, Gain (Loss) [Table]
Notes Issued by Securitization Trusts
Notes Issued By Securitization Trusts [Policy Text Block]
Notes Issued By Securitization Trusts
Gross Unrealized Losses
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax
Concentration Risk Benchmark [Domain]
Concentration Risk Benchmark [Domain]
Issuance of common stock upon exercise of stock option (in shares)
Exercised (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period
The effects of cash flow hedging
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification and Tax
U.S.
Income (Loss) from Continuing Operations before Income Taxes, Domestic
Vesting period
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period
Useful Life (in years)
Acquired Finite-Lived Intangible Assets, Weighted Average Useful Life
Schedule of Indefinite-Lived Intangible Assets
Schedule of Indefinite-Lived Intangible Assets [Table Text Block]
Class B common stock
Common Class B [Member]
Commercial agreement warrant expense
Increase (Decrease) In Commercial Agreement Assets
Increase (Decrease) In Commercial Agreement Assets
Name
Measure Name
Name
Forgone Recovery, Individual Name
Tranche Ten
Share-based Payment Arrangement, Tranche Ten [Member]
Share-based Payment Arrangement, Tranche Ten
Total amortized cost basis
Financing Receivable, Including Loans Helf-for-Sale, Excluding Accrued Interest, before Allowance for Credit Loss
Financing Receivable, Including Loans Helf-for-Sale, Excluding Accrued Interest, before Allowance for Credit Loss
Goodwill
Beginning balance
Ending balance
Goodwill
Gross increase for tax positions related to prior years
Unrecognized Tax Benefits, Increase Resulting from Prior Period Tax Positions
Lessee, Lease, Description [Table]
Lessee, Lease, Description [Table]
Volatility
Class Of Warrants Or Rights, Volatility
Class Of Warrants Or Rights, Volatility
Measurement Basis [Axis]
Measurement Basis [Axis]
Asset Acquisition [Domain]
Asset Acquisition [Domain]
Underlying Securities
Award Underlying Securities Amount
Stock warrants
Deferred Tax Liabilities, Stock Warrants
Deferred Tax Liabilities, Stock Warrants
Accounts receivable, net
Increase (Decrease) in Accounts Receivable
Fair Value Measurement [Domain]
Fair Value Measurement [Domain]
Commercial agreement asset, gross
Commercial Agreement Asset, Gross
Commercial Agreement Asset, Gross
Unrealized gain (loss) on securities available for sale, net
OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, after Tax
Settlements paid
Repayments
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Settlements
Common stock warrants
Warrant [Member]
Schedule of Length of Contractual Maturities of Securities Available for Sale
Investments Classified by Contractual Maturity Date [Table Text Block]
Stock issuance costs
Payments of Stock Issuance Costs
Fair Value Measurement Inputs and Valuation Techniques [Table]
Fair Value Measurement Inputs and Valuation Techniques [Table]
Debt Instrument, Name [Domain]
Debt Instrument, Name [Domain]
Cumulative Effect, Period of Adoption, Adjustment
Cumulative Effect, Period of Adoption, Adjustment [Member]
Payment of debt issuance costs
Payments of Debt Issuance Costs
Equity exercise taxes payable
Share-based Compensation Arrangement by Share-based Payment Award, Exercise Taxes Payable
Share-based Compensation Arrangement by Share-based Payment Award, Exercise Taxes Payable
Tranche Seven
Share-based Payment Arrangement, Tranche Seven [Member]
Share-based Payment Arrangement, Tranche Seven
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
NOL carryforwards subject to annual utilization limitation
Operating Loss Carryforwards, Subject To Expiration
Operating Loss Carryforwards, Subject To Expiration
Income Statement Location [Axis]
Income Statement Location [Axis]
Unamortized Discount and Issuance Cost
Debt Instrument, Unamortized Discount (Premium) and Debt Issuance Costs, Net
Other assets
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Assets
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Assets
Processing and servicing
Processing And Servicing Expense [Member]
Processing And Servicing Expense
Less than 90
ITAC Score, Less than 90 [Member]
ITAC Score, Less than 90
Loss rate
Measurement Input, Loss Rate [Member]
Measurement Input, Loss Rate
Asset Pledged as Collateral
Asset Pledged as Collateral [Member]
Commercial agreement term
Warrants Exercised, Commercial Agreement Term
Warrants Exercised, Commercial Agreement Term
Schedule of Maturities of Lease Liabilities
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]
2021-B
Affirm Asset Securitization Trust 2021-B Notes [Member]
Affirm Asset Securitization Trust 2021-B Notes
Amortization of discount on securities available for sale
Amortization Of Discount On Available For Sale Securities
Amortization Of Discount On Available For Sale Securities
Pledged Status [Axis]
Pledged Status [Axis]
Beginning balance, redeemable convertible preferred stock
Ending balance, redeemable convertible preferred stock
Carrying value reclassified
Temporary Equity, Carrying Amount, Attributable to Parent
Product and Service [Domain]
Product and Service [Domain]
Other Performance Measure, Amount
Other Performance Measure, Amount
Proceeds from debt
Proceeds from Debt, Net of Issuance Costs
Schedule of Lease Term and Discount Rate
Lease, Cost [Table Text Block]
Conversion of redeemable convertible preferred stock (in shares)
Temporary Equity, Stock Issued During Period, Shares, Conversions Of Redeemable Convertible Preferred Stock
Temporary Equity, Stock Issued During Period, Shares, Conversions Of Redeemable Convertible Preferred Stock
Changes in fair value of assets and liabilities
Gain (Loss) On Changes In Fair Value Of Assets And Liabilities
Gain (Loss) On Changes In Fair Value Of Assets And Liabilities
Unrealized loss on securities available for sale
Other Comprehensive Income (Loss), Available-for-Sale Securities Adjustment, Net of Tax, Portion Attributable to Parent
Forfeiture of common stock related to acquisitions (in shares)
Forfeiture of common stock related to acquisitions (in shares)
Shares Issued, Shares, Share-Based Payment Arrangement, Forfeited
Non-marketable Equity Securities
Equity Securities without Readily Determinable Fair Value [Policy Text Block]
Cash flows from investing activities
Net Cash Provided by (Used in) Investing Activities [Abstract]
Expenses on sale of warrants
Class Of Warrants Or Rights, Expenses On Grant Date Fair Value On Sale Of Warrants
Class Of Warrants Or Rights, Expenses On Grant Date Fair Value On Sale Of Warrants
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Unrealized gain on cash flow hedges
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax, Parent
Servicing Liability, Fair Value, Change in Fair Value, Valuation Input, Statement of Income or Comprehensive Income [Extensible Enumeration]
Servicing Liability, Fair Value, Change in Fair Value, Valuation Input, Statement of Income or Comprehensive Income [Extensible Enumeration]
Plan Name [Domain]
Plan Name [Domain]
Funding costs
Interest Expense
Non-vested RSUs, unrecognized compensation cost
Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount
Additions to property and equipment included in accrued expenses
Capital Expenditures Incurred but Not yet Paid
Proceeds from the sale of loans held for investment
Proceeds from Sale of Finance Receivables
Extinguishment of convertible debt
Extinguishment of convertible debt
Gain (Loss) on Extinguishment of Debt
Number of common stock available for issuance (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized
Fair Value
Identifiable intangible assets recorded at cost
Finite-Lived Intangible Assets Acquired
Weighted Average Remaining Contractual Term (Years)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term
Impairment, Long-Lived Asset, Held-for-Use, Statement of Income or Comprehensive Income [Extensible Enumeration]
Impairment, Long-Lived Asset, Held-for-Use, Statement of Income or Comprehensive Income [Extensible Enumeration]
Trading Arrangement:
Trading Arrangement [Axis]
Operating Loss Carryforwards [Table]
Operating Loss Carryforwards [Table]
Schedule of Interest Income
Interest Income and Interest Expense Disclosure [Table Text Block]
Use of Estimates
Use of Estimates, Policy [Policy Text Block]
Long-term Debt, Type [Domain]
Long-Term Debt, Type [Domain]
Entity File Number
Entity File Number
Discount rate
Measurement Input, Discount Rate [Member]
Thereafter
Lessee, Operating Lease, Liability, to be Paid, after Year Five
Schedule of Restricted Stock Unit Activity
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]
Transfers of Financial Assets
Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Policy [Policy Text Block]
2026
Long-Term Debt, Maturity, Year Three
Profit share liability
Commercial Agreement, Profit Share Liability, Fair Value Disclosure
Commercial Agreement, Profit Share Liability, Fair Value Disclosure
Gross decrease for tax positions related to prior years
Unrecognized Tax Benefits, Decrease Resulting from Prior Period Tax Positions
Auditor Firm ID
Auditor Firm ID
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Amortization of intangible assets
Amortization of Intangible Assets
Entity Shell Company
Entity Shell Company
Adjustments
Revision of Prior Period, Adjustment [Member]
Business Acquisition, Acquiree [Domain]
Business Acquisition, Acquiree [Domain]
Risk-free interest rate, minimum
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Risk Free Interest Rate, Minimum
Loans held for sale
Financing Receivable, Held-for-Sale
Change in unrecognized tax benefits
Effective Income Tax Rate Reconciliation, Tax Contingency, Percent
Restatement Determination Date
Restatement Determination Date
Temporary Equity [Line Items]
Temporary Equity [Line Items]
Cancelled (in shares)
Stock Granted During Period, Shares, Warrants Cancelled
Stock Granted During Period, Shares, Warrants Cancelled
Gross increase for tax positions related to the current year
Unrecognized Tax Benefits, Increase Resulting from Current Period Tax Positions
96+
ITAC Score, Greater than 96 [Member]
ITAC Score, Greater than 96
Financing Receivable, Allowance for Credit Loss [Table]
Financing Receivable, Allowance for Credit Loss [Table]
Rule 10b5-1 Arrangement Adopted
Rule 10b5-1 Arrangement Adopted [Flag]
Schedule of Restructuring and Related Costs [Table]
Schedule of Restructuring and Related Costs [Table]
Cash, cash equivalents and restricted cash, beginning of period
Cash, cash equivalents and restricted cash, end of period
Total cash, cash equivalents and restricted cash
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents
Funding debt
Lines of Credit, Fair Value Disclosure
Audit Information [Abstract]
Audit Information [Abstract]
Greater than 1 year, fair value
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer
Common stock, issued (in shares)
Common Stock, Shares, Issued
Vested (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period
Proprietary credit quality score
Financing Receivable, ITAC Credit Quality Indicator
Financing Receivable, ITAC Credit Quality Indicator
Employee severance pay and related costs
Severance Costs
Schedule of Sensitivity Analysis of Fair Value, Servicing Assets and Liabilities
Schedule of Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets [Table Text Block]
Unrealized Gain (Loss) on Investments
Unrealized Gain (Loss) on Investments [Table Text Block]
Total assets
Assets, Fair Value Disclosure
Total, unrealized losses
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss
Total funding debt, net of deferred debt issuance costs
Long-term debt
Long-Term Debt
Loans Held for Sale
Financing Receivable, Held-for-Sale [Policy Text Block]
Other
Other Geographical [Member]
Other Geographical
2027
Long-Term Debt, Maturity, Year Four
2020
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years Before Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years Before Current Fiscal Year, Write Off (Recoveries), Net
Class A common stock
Common Class A [Member]
Weighted-average compensation expense recognition period
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition
Comprehensive loss
Comprehensive loss
Comprehensive Income (Loss), Net of Tax, Attributable to Parent
Domestic Tax Authority
Domestic Tax Authority [Member]
Issuance of common stock in acquisitions
Stock Issued During Period, Value, Acquisitions
Entity Address, Address Line One
Entity Address, Address Line One
Accrued expenses and other liabilities
Total accrued expenses and other liabilities
Accrued Liabilities and Other Liabilities
Committed spend
Purchase Commitment, Remaining Minimum Amount Committed
Weighted Average Exercise Price
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table]
Cash collateral and deposits for letters of credit
Cash Collateral And Deposits For Letters Of Credit [Member]
Cash Collateral And Deposits For Letters Of Credit
Accrued interest and penalties related to unrecognized tax benefits
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued
Net operating loss carryforwards
Operating Loss Carryforwards
Subsequent changes in fair value
Servicing Liability at Fair Value, Changes in Fair Value Resulting from Changes in Valuation Inputs or Changes in Assumptions
Conversion Period One
Conversion Period One [Member]
Conversion Period One
Restructuring Charges
Restructuring Charges [Member]
Schedule of Finite-Lived Intangible Assets
Schedule of Finite-Lived Intangible Assets [Table Text Block]
Payable to third-party loan owners
Increase (Decrease) in Third Party Loan Owner Payable
Increase (Decrease) in Third Party Loan Owner Payable
Issuance of common stock (in shares)
Stock Issued During Period, Shares, New Issues
Insider Trading Policies and Procedures Adopted
Insider Trading Policies and Procedures Adopted [Flag]
Cash and cash equivalents
Cash and Cash Equivalents, Fair Value Disclosure
Schedule of Restructuring Accrual Activity
Schedule of Restructuring Reserve by Type of Cost [Table Text Block]
Aggregate Intrinsic Value [Abstract]
Aggregate Intrinsic Value [Abstract]
Aggregate Intrinsic Value
Commercial Agreement Asset, Enterprise Partner, Stock Appreciation Rights
Commercial Agreement Asset, Enterprise Partner, Stock Appreciation Rights [Member]
Commercial Agreement Asset, Enterprise Partner, Stock Appreciation Rights
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Credit Quality Indicator [Line Items]
Prepayment rate
Measurement Input, Prepayment Rate [Member]
Derivative Liabilities
Derivative Liability
Class of Stock [Line Items]
Class of Stock [Line Items]
Conversion of convertible debt
Debt Conversion, Converted Instrument, Amount
Servicing Liability at Fair Value, Amount [Roll Forward]
Servicing Liability at Fair Value, Amount [Roll Forward]
Amortization of commercial agreement assets
Amortization Of Commercial Agreement Assets
Amortization Of Commercial Agreement Assets
Financial Instrument [Axis]
Financial Instrument [Axis]
2023
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Write Off (Recoveries), Net
Sales and Marketing Costs
Advertising Cost [Policy Text Block]
Total Shareholder Return Amount
Total Shareholder Return Amount
Repurchases of common stock
Payments for Repurchase of Common Stock
Entity Common Stock, Shares Outstanding
Entity Common Stock, Shares Outstanding
Adjustment To PEO Compensation, Footnote
Adjustment To PEO Compensation, Footnote [Text Block]
Foreign
Deferred Foreign Income Tax Expense (Benefit)
Schedule of Common Stock, Reserved for Future Issuance
Schedule Of Common Stock, Reserved For Future Issuance [Table Text Block]
Schedule Of Common Stock, Reserved For Future Issuance
Supplemental disclosures of non-cash investing and financing activities
Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract]
Variable Interest Entity, Not Primary Beneficiary
Variable Interest Entity, Not Primary Beneficiary [Member]
Fair Value Hierarchy and NAV [Axis]
Fair Value Hierarchy and NAV [Axis]
Commercial Agreement Asset Type [Domain]
Commercial Agreement Asset Type [Domain]
Commercial Agreement Asset Type [Domain]
Accumulated deficit
Retained Earnings (Accumulated Deficit)
Reversal of (impairment on) securities available for sale
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Impairment On Securities Available For Sale
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Impairment On Securities Available For Sale
Unpaid balance on loans sold with retained servicing rights
Loans Sold, Continuing Involvement with Transferred Financial Assets, Principal Amount Outstanding
Loans Sold, Continuing Involvement with Transferred Financial Assets, Principal Amount Outstanding
Securitization issued
Convertible senior notes
Debt Instrument, Face Amount
Butter Holdings, Ltd.
Butter Holdings, Ltd. [Member]
Butter Holdings, Ltd.
Leases [Abstract]
Entity Address, State or Province
Entity Address, State or Province
Compensation Actually Paid vs. Total Shareholder Return
Compensation Actually Paid vs. Total Shareholder Return [Text Block]
Schedule of Revenues from External Customers and Long-Lived Assets [Table]
Schedule of Revenues from External Customers and Long-Lived Assets [Table]
Cash flows from operating activities
Net Cash Provided by (Used in) Operating Activities [Abstract]
Sales period for loans held for sale
Financing Receivable, Held For Sale, Sale Period
Financing Receivable, Held For Sale, Sale Period
Securitization notes and residual trust certificates, effect of 25% increase (decrease) in measurement input
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Effect Of Twenty Five Percentage Point Increase (Decrease) In Measurement Input
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Effect Of Twenty Five Percentage Point Increase (Decrease) In Measurement Input
Class of Warrant or Right [Domain]
Class of Warrant or Right [Domain]
Accrued interest payable
Increase (Decrease) in Interest Payable, Net
Conversion price of redeemable convertible preferred stock (in USD per share)
Debt Instrument, Convertible, Conversion Price
Conversion ratio
Debt Instrument, Convertible, Conversion Ratio
Net loss per share:
Earnings Per Share, Basic [Abstract]
Stock warrants
Deferred Tax Asset, Stock Warrants
Deferred Tax Asset, Stock Warrants
Common stock issued in escrow, subject to forfeiture (in shares)
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares, Contingent Consideration
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares, Contingent Consideration
Adequate compensation assumption:
Measurement Input, Adequate Compensation [Member]
Measurement Input, Adequate Compensation
Increase (Decrease) in Temporary Equity [Roll Forward]
Increase (Decrease) in Temporary Equity [Roll Forward]
Foreign currency translation adjustments
Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax, Portion Attributable to Parent
Loans held for investment, net
Financing Receivable, Fair Value Disclosure
Financing Receivable, Fair Value Disclosure
Class of Stock [Domain]
Class of Stock [Domain]
Customer [Domain]
Customer [Domain]
Net loss attributable to common stockholders - basic
Net Income (Loss) Available to Common Stockholders, Basic
Number of Options
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding [Roll Forward]
Revenues from External Customers and Long-Lived Assets [Line Items]
Revenues from External Customers and Long-Lived Assets [Line Items]
Schedule of Prior Period Adjustments Error Corrections
Schedule of Error Corrections and Prior Period Adjustments [Table Text Block]
Effective income tax rate
Effective Income Tax Rate Reconciliation, Percent
Operating lease liability
Present value of total lease liabilities
Operating Lease, Liability
Impact of change in fair value of contingent consideration
Effective Income Tax Rate Reconciliation, Contingent Consideration, Percent
Effective Income Tax Rate Reconciliation, Contingent Consideration, Percent
Asset Acquisition [Axis]
Asset Acquisition [Axis]
Total Shareholder Return Vs Peer Group
Total Shareholder Return Vs Peer Group [Text Block]
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Share-Based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Vested and exercisable, and expected to vest thereafter (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Exercise Price
Vesting [Domain]
Vesting [Domain]
Accumulated Other Comprehensive Income (Loss)
AOCI Attributable to Parent [Member]
Aggregate Erroneous Compensation Amount
Aggregate Erroneous Compensation Amount
Second Warrant Shares
Second Warrant Shares [Member]
Second Warrant Shares
All Executive Categories
All Executive Categories [Member]
Restricted Cash and Cash Equivalents [Axis]
Restricted Cash and Cash Equivalents [Axis]
Issuance of redeemable convertible preferred stock, net of issuance costs (in shares)
Temporary Equity, Stock Issued During Period, Shares, New Issues
Temporary Equity, Stock Issued During Period, Shares, New Issues
Plan Name [Axis]
Plan Name [Axis]
Debt Disclosure [Abstract]
Securities retained under unconsolidated securitization transactions
Proceeds From Securities Retained Under Unconsolidated Securitization Transactions
Proceeds From Securities Retained Under Unconsolidated Securitization Transactions
Number of reportable segments
Number of Reportable Segments
Warehouse credit facilities
Warehouse Credit Facility [Member]
Warehouse Credit Facility
Net loss per share attributable to common stockholders for Class A and Class B
Earnings Per Share [Abstract]
Schedule of Variable Interest Entities
Schedule of Variable Interest Entities [Table Text Block]
Number of Shares
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding [Roll Forward]
Premiums on loans held for investment
Financing Receivable, Unamortized Purchase Premium
Financing Receivable, Unamortized Purchase Premium
Common stock
Common Stock, Value, Issued
Temporary Equity, by Class of Stock [Table]
Temporary Equity, by Class of Stock [Table]
Debt instrument, redemption price, percentage
Debt Instrument, Redemption Price, Percentage
Allowance for Credit Losses
Debt Securities, Available-for-Sale, Allowance for Credit Loss, Excluding Accrued Interest
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Performance fee liability, measurement input
Performance Fee Liability, Measurement Input
Performance Fee Liability, Measurement Input
Restricted cash
Restricted Cash, Fair Value Disclosure
Restricted Cash, Fair Value Disclosure
Deferred
Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]
Accrued interest payable
Interest Payable
Initial transfers of financial assets
Servicing Liability at Fair Value, Additions
Revenue from Contract with Customer [Abstract]
Accounts receivable, net
Accounts Receivable, after Allowance for Credit Loss
Restricted cash
Restricted Cash
All Individuals
All Individuals [Member]
Other
Effective Income Tax Rate Reconciliation, Other Reconciling Items, Percent
Other (expense) income, net
Other expense, net
Other Nonoperating Income (Expense)
Entity Filer Category
Entity Filer Category
Proceeds from issuance of notes and residual trust certificates by securitization trusts
Proceeds from Issuance of Secured Debt
Non-PEO NEO Average Total Compensation Amount
Non-PEO NEO Average Total Compensation Amount
Statement [Table]
Statement [Table]
Current Fiscal Year End Date
Current Fiscal Year End Date
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Schedule of Effective Income Tax Rate Reconciliation
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]
Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss)
Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss) [Table Text Block]
Beginning balance
Ending balance
Unrecognized Tax Benefits
Income Tax Authority [Axis]
Income Tax Authority [Axis]
PEO Name
PEO Name
Facilitation of loans
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Facilitation Of Loans
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Facilitation Of Loans
2023
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year
Funding Debt and Debt Issuance Costs
Debt, Policy [Policy Text Block]
Schedule of Servicing Assets at Fair Value
Schedule of Servicing Assets at Fair Value [Table Text Block]
Base Rate
Base Rate [Member]
Deconsolidation of variable interest entity
Stockholders' Equity, Deconsolidation Of Variable Interest Entity
Stockholders' Equity, Deconsolidation Of Variable Interest Entity
Loans Held for Investment and Allowance for Credit Losses
Financing Receivables [Text Block]
Schedule of Goodwill
Schedule of Goodwill [Table Text Block]
2023 Restructuring Plan
2023 Restructuring Plan [Member]
2023 Restructuring Plan
Tax credit carryforwards
Deferred Tax Assets, Tax Credit Carryforwards
Risk free rate
Class Or Warrants Or Rights, Risk Free Rate
Class Or Warrants Or Rights, Risk Free Rate
Marketable Securities [Line Items]
Marketable Securities [Line Items]
Stock-based compensation
Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-Based Compensation Cost
Prior
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Recoveries
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing Receivable, Allowance for Credit Loss [Line Items]
Statement of Financial Position [Abstract]
2028 and thereafter
Finite-Lived Intangible Asset, Expected Amortization, After Year Four
Finite-Lived Intangible Asset, Expected Amortization, After Year Four
Total stockholders’ equity
Beginning balance
Ending balance
Total stockholders’ equity
Equity, Attributable to Parent
Unrecognized tax benefits that would impact effective tax rate
Unrecognized Tax Benefits that Would Impact Effective Tax Rate
Schedule of Finite-Lived Intangible Assets [Table]
Schedule of Finite-Lived Intangible Assets [Table]
Schedule of Significant Unobservable Inputs for Level 3 Fair Value Measurement
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]
Servicing liability, effect of 25% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Twenty Five Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Twenty Five Percentage Point Increase In Measurement Input
Finite-Lived Intangible Assets, Major Class Name [Domain]
Finite-Lived Intangible Assets, Major Class Name [Domain]
Schedule of Stock by Class [Table]
Schedule of Stock by Class [Table]
Concentration Risk Type [Axis]
Concentration Risk Type [Axis]
Expected term (in years)
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term
Servicing liability, effect of 10% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Ten Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Ten Percentage Point Increase In Measurement Input
Revision of Prior Period [Domain]
Revision of Prior Period [Domain]
Cancelled (in USD per share)
Class of Warrant Or Right, Cancelled, Weighted Average Exercise Price
Class of Warrant Or Right, Cancelled, Weighted Average Exercise Price
Loss sharing arrangement, unpaid principal balance, sold
Loss Sharing Arrangement, Unpaid Principal Balance, Sold
Loss Sharing Arrangement, Unpaid Principal Balance, Sold
Purchases of intangible assets
Payments to Acquire Intangible Assets
2022
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff
Fair Value of Assets and Liabilities
Fair Value Measurement, Policy [Policy Text Block]
Gross default rate assumption:
Default rate
Measurement Input, Default Rate [Member]
Derivatives not designated as hedges
Not Designated as Hedging Instrument [Member]
Servicing asset, measurement input
Servicing Asset, Measurement Input
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due [Line Items]
Restructuring and other
Restructuring and Related Activities Disclosure [Text Block]
Lease termination notice period
Lessee, Operating Lease, Termination Notice Period
Lessee, Operating Lease, Termination Notice Period
Hedging Designation [Domain]
Hedging Designation [Domain]
Conversion of redeemable convertible preferred stock (in shares)
Stock Issued During Period, Shares, Conversion of Convertible Securities
Level 2
Fair Value, Inputs, Level 2 [Member]
2022
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year
Long-lived Assets by Geographic Areas
Long-Lived Assets by Geographic Areas [Table Text Block]
Total
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery)
Schedule of Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Table]
Schedule of Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Table]
2021
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years Before Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years Before Current Fiscal Year, Write Off (Recoveries), Net
Number of vesting conditions
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Number Of Vesting Conditions
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Number Of Vesting Conditions
Total purchase price
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net
Summary of Gain (Loss) on Derivative Instruments
Derivative Instruments, Gain (Loss) [Table Text Block]
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Named Executive Officers, Footnote
Named Executive Officers, Footnote [Text Block]
Stock price hurdle (in USD per share)
Share-based Compensation Arrangement By Share-based Payment Award, Share Price Hurdle To Satisfy Performance Condition
Share-based Compensation Arrangement By Share-based Payment Award, Share Price Hurdle To Satisfy Performance Condition
Document Fiscal Period Focus
Document Fiscal Period Focus
Threshold trading days
Debt Instrument, Convertible, Threshold Trading Days
Loans held by third party investors or unconsolidated VIEs
Assets Sold under Agreements to Repurchase, Carrying Amount
Remaining amount available of credit facility
Line of Credit Facility, Remaining Borrowing Capacity
Accrued expenses and other liabilities
Increase (Decrease) in Accrued Liabilities and Other Operating Liabilities
2027
Lessee, Operating Lease, Liability, to be Paid, Year Four
Beginning balance (in USD per share)
Ending balance (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price
Operating lease expense
Operating Lease, Expense
Stock-based compensation
Share-Based Payment Arrangement, Noncash Expense
Weighted Average (3)
Weighted Average [Member]
Schedule of Revenue by Geographical Area
Revenue from External Customers by Geographic Areas [Table Text Block]
Foreign Tax Authority
Foreign Tax Authority [Member]
City Area Code
City Area Code
Financial Asset, Period Past Due [Domain]
Financial Asset, Aging [Domain]
Net Loss per Share Attributable to Common Stockholders
Earnings Per Share [Text Block]
Product and Service [Axis]
Product and Service [Axis]
Shares released from escrow (in shares)
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares, Contingent Consideration, Released From Escrow Account
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares, Contingent Consideration, Released From Escrow Account
Document Fiscal Year Focus
Document Fiscal Year Focus
Geographical [Domain]
Geographical [Domain]
Marketable Securities [Table]
Marketable Securities [Table]
Interest receivable charged-off, net of recoveries
Financing Receivable, Accrued Interest, Writeoff
Economic risk retention
Variable Interest Entity, Not Primary Beneficiary, Required Economic Risk Retention
Variable Interest Entity, Not Primary Beneficiary, Required Economic Risk Retention
Receivables [Abstract]
Schedule of Stock Option Activity
Share-Based Payment Arrangement, Option, Activity [Table Text Block]
Exercise Price
Award Exercise Price
Exercised (in USD per share)
Class of Warrant or Right, Exercised, Weighted Average Exercise Price
Class of Warrant or Right, Exercised, Weighted Average Exercise Price
Finite-Lived Intangible Assets by Major Class [Axis]
Finite-Lived Intangible Assets by Major Class [Axis]
The effects of derivatives not designated in hedging relationships
Derivative Instruments Not Designated as Hedging Instruments, Gain (Loss), Net
Schedule of Warrant Activity
Schedule of Stockholders' Equity Note, Warrants or Rights [Table Text Block]
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Fair Value Disclosure of Asset and Liability Not Measured at Fair Value [Table]
Fair Value Disclosure of Asset and Liability Not Measured at Fair Value [Table]
Total liabilities
Liabilities, Fair Value Disclosure
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]
Purchases of loans
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Purchases
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Purchases
Developed technology
Developed Technology Rights [Member]
2020 Employee Stock Purchase Plan
2020 Employee Stock Purchase Plan [Member]
2020 Employee Stock Purchase Plan
Schedule of Components and Classification of Stock-based Compensation
Share-Based Payment Arrangement, Expensed and Capitalized, Amount [Table Text Block]
Property, Plant and Equipment
Property, Plant and Equipment [Member]
Total liabilities and stockholders’ equity
Liabilities and Equity
Peer Group Total Shareholder Return Amount
Peer Group Total Shareholder Return Amount
Non-cash accelerations of depreciation and amortization expense
Business Exit Costs
Operating lease right-of-use assets
Right-of-use assets
Operating Lease, Right-of-Use Asset
Weighted Average Remaining Useful Life (in years)
Finite-Lived Intangible Assets, Remaining Amortization Period
2023
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Recoveries
Servicing asset, effect of 50% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Fifty Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Fifty Percentage Point Increase In Measurement Input
Schedule of Long-term Debt Instruments [Table]
Schedule of Long-Term Debt Instruments [Table]
Number of positions eliminated, percent
Restructuring and Related Cost, Number of Positions Eliminated, Period Percent
Equity Valuation Assumption Difference, Footnote
Equity Valuation Assumption Difference, Footnote [Text Block]
Risk-free interest rate, maximum
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Risk Free Interest Rate, Maximum
Foreign
Current Foreign Tax Expense (Benefit)
Number of votes per share
Common Stock, Voting Rights, Number Of Votes Per Share
Common Stock, Voting Rights, Number Of Votes Per Share
Securitization notes receivable and residual trust certificates
Residual Trust Certificates Asset, Fair Value Disclosure
Residual Trust Certificates Asset, Fair Value Disclosure
Net loss attributable to common stockholders - diluted
Net Income (Loss) Available to Common Stockholders, Diluted
Arrangement Duration
Trading Arrangement Duration
Entity Address, City or Town
Entity Address, City or Town
Award Timing MNPI Considered
Award Timing MNPI Considered [Flag]
Commercial Agreement, Profit Share Liability
Commercial Agreement, Profit Share Liability [Member]
Commercial Agreement, Profit Share Liability
Number of tranches
Number Of Tranches
Number Of Tranches
Balance Sheet Components
Supplemental Balance Sheet Disclosures [Text Block]
Restructuring and other
Restructuring and other
Restructuring Charges
Amortization of premiums and discounts on loans, net
Accretion (Amortization) of Discounts and Premiums, Financing Receivables
Accretion (Amortization) of Discounts and Premiums, Financing Receivables
Card network revenue
Virtual Card Network [Member]
Virtual Card Network
Derivative Instruments and Hedging Activities Disclosures [Table]
Derivative Instruments and Hedging Activities Disclosures [Table]
Termination Date
Trading Arrangement Termination Date
Gross proceeds from matured or redeemed securities
Proceeds from Sale and Maturity of Marketable Securities
Common stock, authorized (in shares)
Common Stock, Shares Authorized
Financing Receivable, Past Due [Table]
Financing Receivable, Past Due [Table]
Certificates of deposit, corporate bonds, and commercial paper classified as cash and cash equivalents
Debt Securities, Available-for-Sale
2022-X1
Affirm Asset Securitization Trust 2022-X1 Notes [Member]
Affirm Asset Securitization Trust 2022-X1 Notes
Document Information [Table]
Document Information [Table]
Financial Asset, Period Past Due [Axis]
Financial Asset, Aging [Axis]
Gross Unrealized Gains
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Gain, before Tax
Conversion Period Two
Conversion Period Two [Member]
Conversion Period Two
Indefinite-lived Intangible Assets [Axis]
Indefinite-Lived Intangible Assets [Axis]
Other
Other assets
Other Assets, Fair Value Disclosure
Adjustments to reconcile net loss to net cash used in operating activities:
Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]
Measurement Input Type [Axis]
Measurement Input Type [Axis]
Award Timing Disclosures [Line Items]
Loss on loan purchase commitment
Loss On Financing Receivable Commitments To Purchase
Loss On Financing Receivable Commitments To Purchase
Investments
Investment [Text Block]
Total assets acquired
Total assets acquired
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets
Accrued expenses and other liabilities
Accrued Liabilities And Other Liabilities, Fair Value Disclosure
Accrued Liabilities And Other Liabilities, Fair Value Disclosure
Fair value, loss sharing arrangement
Loss Sharing Arrangement, Fair Value Disclosure
Loss Sharing Arrangement, Fair Value Disclosure
Additional paid in capital
Additional Paid in Capital
Merchant relationships
Merchant Relationships [Member]
Merchant Relationships
Loans held for investment
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Document Information [Line Items]
Document Information [Line Items]
Restructuring Plan [Axis]
Restructuring Plan [Axis]
Servicing asset, effect of 10% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Ten Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Ten Percentage Point Increase In Measurement Input
Settlement of subordinated secured notes
Business Combination, Consideration Transferred, Liabilities Incurred
Pledged Status [Domain]
Pledged Status [Domain]
Tranche Three
Share-Based Payment Arrangement, Tranche Three [Member]
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Table]
Share-Based Payment Arrangement, Expensed and Capitalized, Amount [Table]
Income Taxes
Income Tax, Policy [Policy Text Block]
2026
Finite-Lived Intangible Asset, Expected Amortization, Year Three
Loans held for investment
Loans held for investment
Financing Receivable, before Allowance for Credit Loss
Asset amortization period, length of extension
Commercial Agreement Asset, Amortization Period, Length Of Extension
Commercial Agreement Asset, Amortization Period, Length Of Extension
Insider Trading Arrangements [Line Items]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Other assets
Other Assets, Miscellaneous
Principal repayments and other loan servicing activity
Proceeds from Collection of Finance Receivables
Average trading day
Share-based Compensation Arrangement by Share-based Payment Award, Average Trading Day Volume
Share-based Compensation Arrangement by Share-based Payment Award, Average Trading Day Volume
Entity Registrant Name
Entity Registrant Name
Conversion of convertible debt
Adjustment to Additional Paid-in Capital, Convertible Debt Instrument Issued at Substantial Premium
Material Terms of Trading Arrangement
Material Terms of Trading Arrangement [Text Block]
Award Timing Method
Award Timing Method [Text Block]
Other assets
Increase (Decrease) in Other Operating Assets
Foreign rate differential
Effective Income Tax Rate Reconciliation, Foreign Income Tax Rate Differential, Percent
2025
Finite-Lived Intangible Asset, Expected Amortization, Year Two
Adjustment to Compensation, Amount
Adjustment to Compensation Amount
Tranche Two
Share-Based Payment Arrangement, Tranche Two [Member]
Performance fee liability
Performance Fee Liability, Fair Value Disclosure
Performance Fee Liability, Fair Value Disclosure
Total net assets of consolidated VIEs
Net Assets
Net Assets
Auditor Name
Auditor Name
Purchases of loans held for sale
Payment for Purchase, Loan, Held-for-Sale
Compensation Actually Paid vs. Net Income
Compensation Actually Paid vs. Net Income [Text Block]
Less: Discount due to loss on directly originated loans
Financing Receivable, Loss On Self-Organizing Loans
Financing Receivable, Loss On Self-Organizing Loans
Peer Group Issuers, Footnote
Peer Group Issuers, Footnote [Text Block]
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment
Summary of Assets and Liabilities Fair Value Measured on Recurring Basis
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]
Vested and exercisable (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price
Entity Central Index Key
Entity Central Index Key
Stock-based compensation expense
Total stock-based compensation in operating expenses
Share-Based Payment Arrangement, Expense
Non-Rule 10b5-1 Arrangement Terminated
Non-Rule 10b5-1 Arrangement Terminated [Flag]
Securitization notes and residual trust certificates, effect of 50% increase (decrease) in measurement input
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Effect Of Fifty Percentage Point Increase (Decrease) In Measurement Input
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Effect Of Fifty Percentage Point Increase (Decrease) In Measurement Input
Gross
Finite-Lived Intangible Assets, Gross
Servicing liabilities
Fair value at beginning of period
Fair value at end of period
Servicing Liability at Fair Value, Amount
Income Tax Authority [Domain]
Income Tax Authority [Domain]
Accumulated Gain (Loss), Cash Flow Hedge, Including Noncontrolling Interest
Accumulated Gain (Loss), Cash Flow Hedge, Including Noncontrolling Interest [Member]
Name
Trading Arrangement, Individual Name
Net other comprehensive income (loss)
Net comprehensive income
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent
Disaggregation of Revenue
Disaggregation of Revenue [Table Text Block]
Issuance of common stock
Stock Issued During Period, Value, New Issues
Weighted-average grant date fair value of warrants granted (in dollars per share)
Stock Granted During Period, Shares, Warrants Granted, Weighted Average Grant Date Fair Value
Stock Granted During Period, Shares, Warrants Granted, Weighted Average Grant Date Fair Value
Revenue
Revenue
Revenue from Contract with Customer, Excluding Assessed Tax
Long-term Debt, Type [Axis]
Long-Term Debt, Type [Axis]
Amendment Flag
Amendment Flag
Beginning balance, redeemable convertible preferred stock (in shares)
Ending balance, redeemable convertible preferred stock (in shares)
Temporary Equity, Shares Outstanding
Reconciliation to amounts on consolidated balance sheets (as of period end)
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect [Abstract]
Purchased intangible assets
Deferred Tax Assets, Goodwill and Intangible Assets
Vesting of warrants for common stock
Stock Issued From Exercise Of Warrants, Value
Stock Issued From Exercise Of Warrants, Value
Operating lease liabilities
Deferred Tax Assets, Deferred Lease Liability
Deferred Tax Assets, Deferred Lease Liability
Weighted average discount rate
Operating Lease, Weighted Average Discount Rate, Percent
Cash payments for interest expense
Interest Paid, Excluding Capitalized Interest, Operating Activities
Number of common stock issued (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Shares Issued in Period
Actual performance
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Actual Gain (Loss)
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Actual Gain (Loss)
Debt Instrument, Conversion [Axis]
Debt Instrument, Conversion [Axis]
Debt Instrument, Conversion
Office Closure
Office Closure [Member]
Office Closure
2021-Z1
Affirm Asset Securitization Trust 2021-Z1 Notes [Member]
Affirm Asset Securitization Trust 2021-Z1 Notes
Business Combination
Business Combinations Policy [Policy Text Block]
2020
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff
Leasehold Improvements [Member]
Leasehold Improvements [Member]
Sales and marketing
Selling and Marketing Expense [Member]
2012 Stock Plan
Amended And Restated 2012 Stock Plan [Member]
Amended And Restated 2012 Stock Plan
Diluted (in shares)
Weighted average shares of common stock - diluted (in shares)
Weighted Average Number of Shares Outstanding, Diluted
Forgone Recovery, Explanation of Impracticability
Forgone Recovery, Explanation of Impracticability [Text Block]
Operating expenses
Operating Expenses [Abstract]
Indefinite-lived intangible assets acquired
Indefinite-Lived Intangible Assets Acquired
Additions to property, equipment and software
Payments to Acquire Property, Plant, and Equipment
Company Selected Measure Amount
Company Selected Measure Amount
Variable Rate Component [Axis]
Variable Rate Component [Axis]
Variable Rate Component
Commercial agreement, profit share liability, measurement input
Commercial Agreement, Profit Share Liability, Measurement Input
Commercial Agreement, Profit Share Liability, Measurement Input
Total assets
Assets
Assets
Name
Awards Close in Time to MNPI Disclosures, Individual Name
Vested (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested, Number of Shares
Total intangible assets
Intangible Assets, Net (Excluding Goodwill and Not Yet Placed Into Service)
Intangible Assets, Net (Excluding Goodwill and Not Yet Placed Into Service)
Vested and exercisable, and expected to vest
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Remaining Contractual Term
Proceeds from issuance of convertible debt, net
Proceeds from Convertible Debt
Foreign currency translation adjustments
Stock-based compensation - additional paid-in capital
APIC, Share-Based Payment Arrangement, Increase for Cost Recognition
2028
Long-Term Debt, Maturity, Year Five
Restructuring and Related Activities [Abstract]
Vested (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value
Non-NEOs
Non-NEOs [Member]
Less: Fair value adjustment on loans acquired through business combination
Financing Receivable, Acquired In Business Combination, Fair Value Adjustment
Financing Receivable, Acquired In Business Combination, Fair Value Adjustment
Exercisable
Class of Warrant or Right, Exercisable, Weighted Average Remaining Life
Class of Warrant or Right, Exercisable, Weighted Average Remaining Life
Schedule of Error Corrections and Prior Period Adjustment Restatement [Table]
Schedule of Error Corrections and Prior Period Adjustment Restatement [Table]
Cash flows from financing activities
Net Cash Provided by (Used in) Financing Activities [Abstract]
Non-PEO NEO
Non-PEO NEO [Member]
Marketable securities
Marketable Securities
Senior Notes and Residual Trust Certificates
Senior Notes And Residual Trust Certificates [Member]
Senior Notes And Residual Trust Certificates
Adjustment to Compensation:
Adjustment to Compensation [Axis]
Fair value of Class A common stock transferred
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable
Net operating loss carryforwards
Deferred Tax Assets, Operating Loss Carryforwards
Debt Instrument [Line Items]
Debt Instrument [Line Items]
Schedule of Accrued Expenses and Other Liabilities
Schedule Of Accrued Liabilities And Other Liabilities [Table Text Block]
Schedule Of Accrued Liabilities And Other Liabilities
Basic (in shares)
Weighted average shares of common stock - basic (in shares)
Weighted Average Number of Shares Outstanding, Basic
First Warrant Shares
First Warrant Shares [Member]
First Warrant Shares
Concentration Risk Benchmark [Axis]
Concentration Risk Benchmark [Axis]
2020
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years Before Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years Before Current Fiscal Year, Recoveries
Revenue
Revenues [Abstract]
2021-A
Affirm Asset Securitization Trust 2021-A Notes [Member]
Affirm Asset Securitization Trust 2021-A Notes
Change in operating assets and liabilities:
Increase (Decrease) in Other Operating Assets and Liabilities, Net [Abstract]
Percentage of residual certificates retained
Securitized Assets, Percentage Of Residual Certificates Retained
Securitized Assets, Percentage Of Residual Certificates Retained
Pay vs Performance Disclosure
Pay vs Performance Disclosure [Table]
Statement [Line Items]
Statement [Line Items]
Issuance of common stock, employee share purchase plan
Stock Issued During Period, Value, Conversion of Convertible Securities
Total stock-based compensation
Share-Based Payment Arrangement, Expensed and Capitalized, Amount
Proceeds from funding debt
Proceeds from Long-Term Lines of Credit
Program profitability
Measurement Input, Program Profitability [Member]
Measurement Input, Program Profitability
Tax Credit Carryforward [Axis]
Tax Credit Carryforward [Axis]