Trading Arrangements, by Individual
Trading Arrangements, by Individual [Table]
Trading Arrangement:
Trading Arrangement [Axis]
Maximum
Maximum [Member]
Loans held for sale
Financing Receivable, Held-for-Sale
Portion at Fair Value Measurement
Portion at Fair Value Measurement [Member]
Title of 12(b) Security
Title of 12(b) Security
Net income attributable to common stockholders - diluted
Net Income (Loss) Available to Common Stockholders, Diluted
Carrying Amount
Reported Value Measurement [Member]
Debt Securities, Available-for-sale [Table]
Debt Securities, Available-for-Sale [Table]
Schedule of Adverse Changes in the Fair Value of Notes Receivable and Residual Trust Certificates
Schedule Sensitivity Analysis of Fair Value, Residual Trust Certificates [Table Text Block]
Schedule Sensitivity Analysis of Fair Value, Residual Trust Certificates
Derivative Instruments, Gain (Loss) [Table]
Derivative Instruments, Gain (Loss) [Table]
Weighted average interest rate
Debt, Weighted Average Interest Rate
Total
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery)
Adjustment to Compensation, Amount
Adjustment to Compensation Amount
Pledged Status [Axis]
Pledged Status [Axis]
Funding debt
Lines of Credit, Fair Value Disclosure
Financial Instrument [Axis]
Financial Instrument [Axis]
Segment Reporting [Abstract]
Commercial agreement assets
Commercial Agreement Asset, Net
Commercial Agreement Asset, Net
Derivative Instrument [Axis]
Derivative Instrument [Axis]
Vesting of restricted stock units (in shares)
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures
Fair value at beginning of period
Fair value at end of period
Servicing Asset at Fair Value, Amount
Accrued interest receivable
Financing Receivable, Accrued Interest, before Allowance for Credit Loss
Share purchase price discount percent
Share-Based Compensation Arrangement By Share-Based Payment Award, Share Purchase Price Discount Percent
Share-Based Compensation Arrangement By Share-Based Payment Award, Share Purchase Price Discount Percent
Conversion price of redeemable convertible preferred stock (in USD per share)
Debt Instrument, Convertible, Conversion Price
Consolidated Entities [Axis]
Consolidated Entities [Axis]
Equity securities, downward adjustment
Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Annual Amount
Greater than 1 year, less than or equal to 5 years, including cash, fair value
Debt Securities, Available-for-Sale, Including Cash, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value
Debt Securities, Available-for-Sale, Including Cash, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value
Entity Common Stock, Shares Outstanding
Entity Common Stock, Shares Outstanding
Developed technology
Developed Technology Rights [Member]
Fair value of warrants
Fair Value Adjustment of Warrants
Government bonds, Non-US
Non-US
Non-US Government Agencies Debt Securities [Member]
Non-US Government Agencies Debt Securities
Trademarks, licenses and domains
Trademarks, Licenses And Domains [Member]
Trademarks, Licenses And Domains
Weighted Average Remaining Life (years)
Class of Warrants and Rights, Weighted Average Remaining Life [Roll Forward]
Class of Warrants and Rights, Weighted Average Remaining Life
Leases [Abstract]
Consolidated Entities [Domain]
Consolidated Entities [Domain]
Prior
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff
Minimum percentage of common stock price trigger
Minimum Percentage Of Trading Price To Last Reported Sale Price
Minimum Percentage Of Trading Price To Last Reported Sale Price
Reconciliation to amounts on consolidated balance sheets (as of period end)
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation [Abstract]
Total, unrealized losses
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss
Right to purchase shares (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross
Servicing liability, effect of 50% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Fifty Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Fifty Percentage Point Increase In Measurement Input
Performance Fee Liability
Performance Fee Liability [Member]
Performance Fee Liability
Prior
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year
Common stock, par value (in USD per share)
Common Stock, Par or Stated Value Per Share
Intangible assets
Intangible Asset, Excluding Goodwill, after Accumulated Amortization
Balance, beginning of period (in shares)
Balance, ending of period (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number
Tranche One
Share-Based Payment Arrangement, Tranche One [Member]
Schedule of Amortized Cost Basis of Loans / Delinquency Status
Financing Receivable, Modified [Table Text Block]
Current period charge-offs
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Loss rate increase of 25%
Sensitivity Analysis of Fair Value, Risk Sharing Arrangement, Impact of 25 Percent Adverse Change in Loss Rate
Sensitivity Analysis of Fair Value, Risk Sharing Arrangement, Impact of 25 Percent Adverse Change in Loss Rate
Outstanding Aggregate Erroneous Compensation Amount
Outstanding Aggregate Erroneous Compensation Amount
Issuance of common stock upon exercise of warrants (in shares)
Exercised (in shares)
Class Of Warrant Or Right, Shares, Warrants Exercised
Class Of Warrant Or Right, Shares, Warrants Exercised
US warehouse facilities
US Warehouse Facilities [Member]
US Warehouse Facilities
Number of reportable segments
Number of Reportable Segments
Financing receivable, modified, number of deferrals
Financing Receivable, Modified, Number Of Deferrals
Financing Receivable, Modified, Number Of Deferrals
Amortized Cost
Amortized Cost
Debt Securities, Available-for-Sale, Amortized Cost, Excluding Accrued Interest, before Allowance for Credit Loss
Cash flow hedge gain (loss) to be reclassified within 12 months
Cash Flow Hedge Gain (Loss) to be Reclassified within 12 Months
Entity Address, City or Town
Entity Address, City or Town
Granted (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Receivables [Abstract]
Statement of Financial Position [Abstract]
Exercisable, warrants outstanding (in shares)
Class of Warrant or Right, Exercisable
Class of Warrant or Right, Exercisable
2026
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff
Net
Intangible Asset, Finite-Lived, after Accumulated Amortization
Peer Group Total Shareholder Return Amount
Peer Group Total Shareholder Return Amount
Level 2
Fair Value, Inputs, Level 2 [Member]
Total Shareholder Return Vs Peer Group
Total Shareholder Return Vs Peer Group [Text Block]
Non-Rule 10b5-1 Arrangement Terminated
Non-Rule 10b5-1 Arrangement Terminated [Flag]
90 – 119 calendar days past due
90 – 119 calendar days past due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Trademarks and domains
Trademarks And Domains [Member]
Trademarks And Domains
Accrued interest on securities available for sale
Accrued Interest On Debt Securities Available For Sale
Accrued Interest On Debt Securities Available For Sale
Subsequent changes in fair value
Servicing Asset at Fair Value, Changes in Fair Value Resulting from Changes in Valuation Inputs or Changes in Assumptions
Performance-based stock options
Performance Based Stock Options [Member]
Performance Based Stock Options
Schedule of Long-term Debt Instruments [Table]
Schedule of Long-Term Debt Instruments [Table]
International warehouse facilities
International Warehouse Facilities [Member]
International Warehouse Facilities
Changes in fair value
OCI, before Reclassifications, before Tax, Attributable to Parent
Municipal bonds
Municipal bonds
Municipal Bonds [Member]
Use of Estimates
Use of Estimates, Policy [Policy Text Block]
Related and Nonrelated Parties [Axis]
Related and Nonrelated Parties [Axis]
Net other comprehensive income (loss)
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent
Prepayment Rate increase of 20%
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 20 Percent Adverse Change in Prepayment Speed
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 20 Percent Adverse Change in Prepayment Speed
Schedule of Fair Value of Liabilities
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]
Balance at beginning of period
Balance at end of period
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest
Schedule of Future Minimum Lease Payments
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]
Supplemental disclosures of non-cash investing and financing activities
Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract]
Document Period End Date
Document Period End Date
Debt instrument, face amount
Debt Instrument, Face Amount
Net income per share:
Earnings Per Share, Basic [Abstract]
2028
Lessee, Operating Lease, Liability, to be Paid, Year Two
Investments, All Other Investments [Abstract]
Total net assets of consolidated VIEs
Net Assets
Agency bonds
Agency Securities [Member]
Lessee, Lease, Description [Line Items]
Lessee, Lease, Description [Line Items]
Convertible senior notes, net
Convertible Debt
Accumulated other comprehensive loss
Accumulated Other Comprehensive Income (Loss), Net of Tax
Entity Shell Company
Entity Shell Company
Class B common stock
Common Class B [Member]
Subsequent changes in fair value
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Gain (Loss) Included in Earnings
% of total loan receivables outstanding
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage
Discount rate increase of 50%
Sensitivity Analysis of Fair Value, Risk Sharing Arrangement, Impact of 50 Percent Adverse Change in Discount Rate
Sensitivity Analysis of Fair Value, Risk Sharing Arrangement, Impact of 50 Percent Adverse Change in Discount Rate
Net Income (Loss) per Share Attributable to Common Stockholders
Earnings Per Share [Text Block]
Net income (loss) per share attributable to common stockholders for Class A and Class B
Earnings Per Share [Abstract]
Document Fiscal Period Focus
Document Fiscal Period Focus
Peer Group Issuers, Footnote
Peer Group Issuers, Footnote [Text Block]
Total liabilities
Liabilities
Total liabilities
Liabilities
Trading Symbol
Trading Symbol
Discount Rate
Measurement Input, Discount Rate [Member]
Securities, available for sale:
Fair Value
Debt Securities, Available-for-Sale, Excluding Accrued Interest
Additions to property, equipment and software
Payments to Acquire Property, Plant, and Equipment
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing Receivable, Allowance for Credit Loss [Line Items]
Servicing income
Servicing income
Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset
Company Selected Measure Name
Company Selected Measure Name
Purchases of securities available for sale
Payments to Acquire Debt Securities, Available-for-Sale
Income Tax Disclosure [Abstract]
Granted (in shares)
Class Of Warrant Or Right, Shares, Warrants Granted
Class Of Warrant Or Right, Shares, Warrants Granted
Current fiscal year
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year
Unused Commitment Fees
Unused commitment fees
Line of Credit Facility, Commitment Fee Percentage
Credit Facility [Domain]
Credit Facility [Domain]
Cash flows from operating activities
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation [Abstract]
Securitizations
Securitization notes receivable and certificates in unconsolidated securitization trusts
Securitization [Member]
Securitization
Amortization of sales and marketing expense
Amortization Of Sales and Marketing Expense
Amortization Of Sales and Marketing Expense
Equity Valuation Assumption Difference, Footnote
Equity Valuation Assumption Difference, Footnote [Text Block]
Line of Credit Facility [Table]
Line of Credit Facility [Table]
Canceled (in USD per share)
Class of Warrant Or Right, Canceled, Weighted Average Exercise Price
Class of Warrant Or Right, Canceled, Weighted Average Exercise Price
Vesting rights percentage
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage
Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]
Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]
Dilutive effect of stock equivalents (in shares)
Weighted Average Number of Shares Outstanding, Diluted, Adjustment
Schedule of Fair Value of Assets
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]
Other intangibles
Other Intangible Assets [Member]
Loan lending terms
Financing Receivable, Loan Term
Financing Receivable, Loan Term
Cash paid for operating leases
Operating Lease, Payments
Award Timing Predetermined
Award Timing Predetermined [Flag]
Adjustment To PEO Compensation, Footnote
Adjustment To PEO Compensation, Footnote [Text Block]
Stock-based compensation
APIC, Share-Based Payment Arrangement, Increase for Cost Recognition
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Level 1
Fair Value, Inputs, Level 1 [Member]
Internally developed software
Software, Internally Developed [Member]
Derivative instruments
Derivative Asset, Noncurrent
Loans purchased
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Loan Purchased
Conversion ratio
Debt Instrument, Convertible, Conversion Ratio
Debt repurchased during the period
Debt Instrument, Debt Repurchased During The Period
Debt Instrument, Debt Repurchased During The Period
Servicing liability, effect of 20% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Twenty Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Twenty Percentage Point Increase In Measurement Input
Variable funding notes
Variable Funding Notes [Member]
Variable Funding Notes
Furniture and equipment
Furniture And Equipment [Member]
Furniture And Equipment
Depreciation
Depreciation
Vesting [Domain]
Vesting [Domain]
Plan Name [Domain]
Plan Name [Domain]
Servicing asset, effect of 20% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Twenty Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Twenty Percentage Point Increase In Measurement Input
Antidilutive Securities [Axis]
Antidilutive Securities [Axis]
Beginning balance (in USD per share)
Ending balance (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price
Operating lease right-of-use assets
Operating Lease, Right-of-Use Asset
Technology and data analytics
Technology And Data Analytics Expense
Technology And Data Analytics Expense
Fair Value Disclosures [Abstract]
Risk sharing liability
Risk Sharing Liability
Risk Sharing Liability
Debt Instrument, Name [Domain]
Debt Instrument, Name [Domain]
Funding debt
Borrowings outstanding
Long-Term Line of Credit
Other investing outflows
Payment For Other Investing Activity
Payment For Other Investing Activity
Expiration Date
Trading Arrangement Expiration Date
2030
Long-Term Debt, Maturity, Year Four
Residual trust certificates, measurement input
Senior Note and Residual Trust Certificates, Measurement Input
Senior Note and Residual Trust Certificates, Measurement Input
Cash and cash equivalents
Cash and Cash Equivalents, Fair Value Disclosure
Risk sharing assets
Derivative Asset, Measurement Input
Initial transfers of financial assets
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Issuances
2025
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year Before Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year Before Current Fiscal Year, Recoveries
Affiliated Entity
Affiliated Entity [Member]
Vested and exercisable (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Number
Aggregate Pension Adjustments Service Cost
Aggregate Pension Adjustments Service Cost [Member]
Default Rate
Default Rate
Measurement Input, Default Rate [Member]
Loan re-amortization
Loan Re-amortization
Loan Re-Amortization [Member]
Loan Re-Amortization
2024
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years Before Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years Before Current Fiscal Year, Recoveries
Antidilutive Security, Excluded EPS Calculation [Table]
Antidilutive Security, Excluded EPS Calculation [Table]
Vested and exercisable, and expected to vest thereafter
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value
Cash flows from investing activities
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation [Abstract]
Remaining lease term
Lessee, Operating Lease, Remaining Lease Term
Risk Sharing Arrangement
Risk Sharing Arrangement [Member]
Risk Sharing Arrangement
Proceeds from maturities and repayments of securities available for sale
Proceeds from Sale and Maturity of Debt Securities, Available-for-Sale
Interest rate contracts
Interest Rate Swap [Member]
Debt
Debt Disclosure [Text Block]
Loans held for investment, net
Financing Receivable, after Allowance for Credit Loss
Deferred debt issuance costs
Debt Issuance Costs, Net
PEO Actually Paid Compensation Amount
PEO Actually Paid Compensation Amount
Secured Debt
Secured Debt [Member]
Weighted Average Remaining Contractual Term (Years)
Weighted Average Remaining Contractual Term [Abstract]
Weighted Average Remaining Contractual Term
Total operating expenses
Costs and Expenses
Weighted average remaining life (years) beginning balance
Weighted average remaining life (years) ending balance
Class of Warrant or Right, Outstanding, Weighted Average Remaining Life
Class of Warrant or Right, Outstanding, Weighted Average Remaining Life
Interest rate, stated percentage
Debt Instrument, Interest Rate, Stated Percentage
Total stockholders’ equity
Beginning balance
Ending balance
Equity, Attributable to Parent
Proceeds from exercise of common stock options and warrants and contributions to ESPP
Proceeds From Stock Options And Warrants Exercised
Proceeds From Stock Options And Warrants Exercised
Assets
Assets of consolidated VIEs, included in total assets above
Assets [Abstract]
Payment deferral
Payment Deferral
Payment Deferral [Member]
Securities available for sale at fair value
Other Investments
Schedule of Net Charge Offs
Financing Receivable Credit Quality Indicators [Table Text Block]
Insider Trading Policies and Procedures [Line Items]
Performance stock units
Performance Shares [Member]
Total borrowing capacity
Total Line of Credit Facility, Maximum Borrowing Capacity And Debt Instrument, Face Amount
Total Line of Credit Facility, Maximum Borrowing Capacity And Debt Instrument, Face Amount
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Balance Sheet Components
Supplemental Balance Sheet Disclosures [Text Block]
Securities retained under unconsolidated securitization transactions
Securities Retained Under Unconsolidated Securitization Transactions
Securities Retained Under Unconsolidated Securitization Transactions
Servicing assets
Servicing Asset, Measurement Input
Segment Reporting, Entity-Wide Information Not Provided as Part of Reportable Segment, Geographical Area, Revenue and Long-Lived Asset [Line Items]
Segment Reporting, Entity-Wide Information Not Provided as Part of Reportable Segment, Geographical Area, Revenue and Long-Lived Asset [Line Items]
Warrants exercisable (in USD per share)
Class of Warrant or Right, Exercise Price of Warrants or Rights, Exercisable
Class of Warrant or Right, Exercise Price of Warrants or Rights, Exercisable
Measurement Input, Expected Dividend Rate
Measurement Input, Expected Dividend Rate [Member]
Number of operating segments
Number of Operating Segments
Antidilutive common stock equivalents excluded from diluted net income (loss) per share (in shares)
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount
Schedule of Changes in the Carrying Amount of Goodwill
Goodwill [Table Text Block]
Entity Central Index Key
Entity Central Index Key
Less: Accumulated depreciation and amortization
Property, Plant, and Equipment, Accumulated Depreciation, Depletion, and Amortization
Subsequent changes in fair value
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Subsequent Changes To Fair Value
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Subsequent Changes To Fair Value
Equity [Abstract]
Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year
Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year [Member]
Interest receivable charged-off, net of recoveries
Writeoffs, net
Financing Receivable, Accrued Interest, Writeoff
2026
Long-Term Debt, Maturity, Remainder of Fiscal Year
Fair Value Hierarchy and NAV [Axis]
Fair Value Hierarchy and NAV [Axis]
Derivatives designated as cash flow hedges
Designated as Hedging Instrument [Member]
Number of Options
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding [Roll Forward]
Basis spread
Debt Instrument, Basis Spread on Variable Rate
Greater than 1 year, less than or equal to 5 years, including cash, amortized cost
Debt Securities, Available-for-Sale, Including Cash, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost
Debt Securities, Available-for-Sale, Including Cash, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost
Purchases and origination of loans held for sale
Payment for Origination and Purchase, Loan, Held-for-Sale
Accumulated Other Comprehensive Loss
AOCI Attributable to Parent [Member]
Subsequent changes in fair value
Servicing Liability at Fair Value, Changes in Fair Value Resulting from Changes in Valuation Inputs or Changes in Assumptions
All Individuals
All Individuals [Member]
2029 Notes
Convertible Senior Notes Due 2029 [Member]
Convertible Senior Notes Due 2029
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Weighted-average compensation expense recognition period
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition
Balance Sheet Related Disclosures [Abstract]
Cash received (due to payments)
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Settlement And Sales
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Settlement And Sales
Discount Rate increase of 40%
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 40 Percent Adverse Change in Discount Rate
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 40 Percent Adverse Change in Discount Rate
Statement [Line Items]
Statement [Line Items]
Total assets
Assets
Total assets
Assets
One Month Secured Overnight Financing Rate (SOFR)
One Month Secured Overnight Financing Rate (SOFR) [Member]
One Month Secured Overnight Financing Rate (SOFR)
Total common stock reserved for future issuance (in shares)
Maximum number of common stock available for issuance (in shares)
Common Stock, Capital Shares Reserved for Future Issuance
Convertible Debt
Convertible Debt [Member]
Variable Interest Entity, Not Primary Beneficiary
Variable Interest Entity, Not Primary Beneficiary [Member]
Schedule of Components and Classification of Stock-Based Compensation
Share-Based Payment Arrangement, Expensed and Capitalized, Amount [Table Text Block]
Equity securities held at cost
Equity securities held at cost
Equity Securities without Readily Determinable Fair Value, Amount
Number of classes of common stock
Number Of Classes Of Common Stock
Number Of Classes Of Common Stock
Gross Unrealized Gains
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Gain, before Tax
Equity Incentive Plans
Share-Based Payment Arrangement [Text Block]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
PEO
PEO [Member]
2028
Long-Term Debt, Maturity, Year Two
Goodwill
Balance as of June 30, 2025
Balance as of March 31, 2026
Goodwill
Forgone Recovery due to Violation of Home Country Law, Amount
Forgone Recovery due to Violation of Home Country Law, Amount
Number of securities with unrealized losses
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions
Refund Rate
Measurement Input, Refund Rate [Member]
Measurement Input, Refund Rate
Accumulated Deficit
Retained Earnings [Member]
Money market funds
Money Market Funds [Member]
Revolving credit facility
Revolving Facilities
Revolving Credit Facility [Member]
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Common stock, outstanding (in shares)
Beginning balance, common stock (in shares)
Ending balance, common stock (in shares)
Common Stock, Shares, Outstanding
Award Timing Disclosures [Line Items]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due [Line Items]
Diluted (in USD per share)
Earnings Per Share, Diluted
Provision for credit losses
Provision for losses
Financing Receivable, Credit Loss, Expense (Reversal)
Amortization of intangible assets
Intangible Asset, Finite-Lived, Amortization Expense
Intangible Asset, Finite-Lived [Line Items]
Intangible Asset, Finite-Lived [Line Items]
Three years before current fiscal year
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year
Proceeds from the issuance of funding debt
Proceeds from Long-Term Lines of Credit
Share-Based Payment Arrangement [Abstract]
Revenue
Revenue from Contract with Customer, Excluding Assessed Tax
Merchant network revenue
Merchant Network [Member]
Merchant Network
Allowance for credit losses
Financing Receivable, Allowance for Credit Loss
Vested and exercisable, and expected to vest thereafter (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Exercisable, Number
Debt instrument, convertible, trading day observation period
Debt Instrument, Convertible, Trading Day Observation Period
Debt Instrument, Convertible, Trading Day Observation Period
Repurchases of common stock
Stock Repurchased During Period, Value
Total amortized cost basis
Financing Receivable, Including Loans Held-for-Sale, Excluding Accrued Interest, Before Allowance For Credit Loss
Financing Receivable, Including Loans Held-for-Sale, Excluding Accrued Interest, Before Allowance For Credit Loss
Equity Awards Adjustments, Footnote
Equity Awards Adjustments, Footnote [Text Block]
Total intangible assets, gross
Intangible Asset, Excluding Goodwill, before Accumulated Amortization
Accrued interest payable
Increase (Decrease) in Interest Payable, Net
Schedule of Impact of the Cash Flow Hedges on Accumulated Other Comprehensive Income
Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss) [Table Text Block]
Greater than 1 year, less than or equal to 5 years, amortized cost
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost
Assets pledged as collateral
Required Collateral Assets Pledged As Collateral
Required Collateral Assets Pledged As Collateral
Schedule of Aggregate Future Maturities
Schedule of Maturities of Long-Term Debt [Table Text Block]
Provision for loan losses
Financing Receivable, Excluding Accrued Interest, Credit Loss, Expense (Reversal), Excluding Certain Provisions
Financing Receivable, Excluding Accrued Interest, Credit Loss, Expense (Reversal), Excluding Certain Provisions
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Additional Disclosures [Abstract]
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Additional Disclosures [Abstract]
Repurchase Agreement
Repurchase Agreement [Member]
Repurchase Agreement
The effects of cash flow hedging
Derivative, Gain (Loss) on Derivative, Net
Operating income (loss)
Operating Income (Loss)
Securitization notes receivable and certificates
Securitization notes receivable and residual trust certificates
Securitization Notes Receivable And Certificates [Member]
Securitization Notes Receivable And Certificates
2021-Z1 and 2021-Z2
Affirm Asset Securitization Trust 2021-Z1 And 2021-Z2 Notes [Member]
Affirm Asset Securitization Trust 2021-Z1 And 2021-Z2 Notes
Proceeds from the issuance of convertible notes
Proceeds from Issuance of Debt
Notes issued by securitization trusts
Notes Payable, Fair Value Disclosure
Taxes paid related to net share settlement of equity awards
Cost of Issuance of Treasury Stock
Cost of Issuance of Treasury Stock
Government bonds - Non-US
Debt Security, Government, Non-US [Member]
Earnings Per Share, Diluted, by Common Class, Including Two-Class Method [Table]
Earnings Per Share, Diluted, by Common Class, Including Two-Class Method [Table]
Rule 10b5-1 Arrangement Adopted
Rule 10b5-1 Arrangement Adopted [Flag]
Weighted-average compensation expense recognition period, warrants
Class of Warrant or Right, Cost Not Yet Recognized, Period For Recognition
Class of Warrant or Right, Cost Not Yet Recognized, Period For Recognition
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Schedule of Allowance for Credit Loss
Financing Receivable, Allowance for Credit Loss [Table Text Block]
Common stock, issued (in shares)
Common Stock, Shares, Issued
Fair value at beginning of period
Fair value at the end of period
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value
Business Description
Business Description and Basis of Presentation [Text Block]
Revision of Prior Period, Adjustment
Revision of Prior Period, Adjustment [Member]
Greater than 1 year, unrealized losses
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss
Accounts receivable, net
Increase (Decrease) in Accounts Receivable
Product and Service [Domain]
Product and Service [Domain]
Class of Stock [Line Items]
Class of Stock [Line Items]
Disaggregation of Revenue [Table]
Disaggregation of Revenue [Table]
Compensation Actually Paid vs. Other Measure
Compensation Actually Paid vs. Other Measure [Text Block]
The effects of derivatives not designated in hedging relationships
Derivative Instruments Not Designated as Hedging Instruments, Gain (Loss), Net
2029
Lessee, Operating Lease, Liability, to be Paid, Year Three
Termination Date
Trading Arrangement Termination Date
Capital contribution
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Capital Contribution
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Capital Contribution
Fair Value, Recurring and Nonrecurring [Table]
Fair Value, Recurring and Nonrecurring [Table]
Compensation Actually Paid vs. Total Shareholder Return
Compensation Actually Paid vs. Total Shareholder Return [Text Block]
Expiration period
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period
Marketable securities
Marketable Securities
Loss rate increase of 50%
Sensitivity Analysis of Fair Value, Risk Sharing Arrangement, Impact of 50 Percent Adverse Change in Loss Rate
Sensitivity Analysis of Fair Value, Risk Sharing Arrangement, Impact of 50 Percent Adverse Change in Loss Rate
Including cash, allowance for credit losses
Debt Securities, Available-for-Sale, Including Cash, Allowance for Credit Loss, Excluding Accrued Interest
Debt Securities, Available-for-Sale, Including Cash, Allowance for Credit Loss, Excluding Accrued Interest
Fair Value as of Grant Date
Award Grant Date Fair Value
Number of Shares
Class of Warrants and Rights, Number of Shares [Roll Forward]
Class of Warrants and Rights, Number of Shares
Repayments of convertible debt
Repayments of Convertible Debt
Debt instrument, redemption price, percentage
Debt Instrument, Redemption Price, Percentage
Schedule of Securities Available for Sale With Unrealized Losses
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]
Common stock, conversion ratio (in shares)
Common Stock, Conversion Ratio
Common Stock, Conversion Ratio
Pay vs Performance Disclosure, Table
Pay vs Performance [Table Text Block]
Arrangement Duration
Trading Arrangement Duration
Entity Address, Postal Zip Code
Entity Address, Postal Zip Code
Entity Registrant Name
Entity Registrant Name
Less than or equal to 1 year, unrealized losses
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss
Schedule of PSU Activity
Share-Based Payment Arrangement, Performance Shares, Activity [Table Text Block]
Insider Trading Policies and Procedures Not Adopted
Insider Trading Policies and Procedures Not Adopted [Text Block]
Schedule of Fair Value Hierarchy for Financial Assets and Liabilities Held at Amortized Cost
Fair Value Disclosure of Asset and Liability Not Measured at Fair Value [Table Text Block]
Gross
Intangible Asset, Finite-Lived, before Accumulated Amortization
Total revenue, net
Revenues
Processing and servicing
Processing And Servicing Expense
Processing And Servicing Expense
Forgone Recovery due to Expense of Enforcement, Amount
Forgone Recovery due to Expense of Enforcement, Amount
Amortization of discount on loans
Accretion Of Discounts, Financing Receivables
Accretion Of Discounts, Financing Receivables
Financing receivable, modified, length of remaining term, maximum
Financing Receivable, Modified, Length Of Remaining Term, Maximum
Financing Receivable, Modified, Length Of Remaining Term, Maximum
Loan Restructuring Modification [Axis]
Loan Restructuring Modification [Axis]
Vesting period
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period
Unvested shares expired (in shares)
Expired (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Expirations in Period
Goodwill [Roll Forward]
Goodwill [Roll Forward]
Intangible Asset, Finite-Lived, Class [Domain]
Intangible Asset, Finite-Lived, Class [Domain]
Vested and exercisable
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted-Average Remaining Contractual Term
Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]
Award Type [Domain]
Award Type [Domain]
Commercial agreement asset, remaining useful life
Commercial Agreement Asset, Remaining Useful Life
Commercial Agreement Asset, Remaining Useful Life
2026 (remaining three months)
Lessee, Operating Lease, Liability, to be Paid, Remainder of Fiscal Year
Amortization of premiums on loans
Amortization Of Premiums, Financing Receivables
Amortization Of Premiums, Financing Receivables
Fair Value of Financial Assets and Liabilities
Fair Value Disclosures [Text Block]
Level 3
Fair Value, Inputs, Level 3 [Member]
Government bonds - US
US
US Government Agencies Debt Securities [Member]
Asset Pledged as Collateral
Asset Pledged as Collateral [Member]
Vested and exercisable, and expected to vest thereafter
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted-Average Remaining Contractual Term
Schedule of Aggregate Fair Value of Servicing Liabilities
Schedule of Servicing Liabilities at Fair Value [Table Text Block]
Threshold percentage of stock price trigger
Debt Instrument, Convertible, Threshold Percentage of Stock Price Trigger
Restricted cash
Restricted cash
Restricted Cash
Other assets
Total other assets
Other Assets
30 – 59 calendar days past due
30 – 59 calendar days past due
Financial Asset, 30 to 59 Days Past Due [Member]
Funding costs
Total interest expenses related to the convertible notes
Interest Expense, Debt
Liability Class [Axis]
Liability Class [Axis]
Lessee, Lease, Description [Table]
Lessee, Lease, Description [Table]
Cash, cash equivalents and restricted cash, beginning of period
Cash, cash equivalents and restricted cash, end of period
Total cash, cash equivalents and restricted cash
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation
Intangible Asset, Finite-Lived [Table]
Intangible Asset, Finite-Lived [Table]
Non-NEOs
Non-NEOs [Member]
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Leases
Lessee, Operating Leases [Text Block]
2027
Long-Term Debt, Maturity, Year One
Long-term Debt, Type [Domain]
Long-Term Debt, Type [Domain]
Repurchase of common stock
Payments for Repurchase of Common Stock
Measurement Input, Risk Free Interest Rate
Measurement Input, Risk Free Interest Rate [Member]
Statistical Measurement [Axis]
Statistical Measurement [Axis]
Schedule of Impact of the Derivative Instruments on Consolidated Statements of Operations and Comprehensive Income (Loss)
Derivative Instruments, Gain (Loss) [Table Text Block]
Award Type [Axis]
Award Type [Axis]
Interest rate contracts
Interest Rate Contract [Member]
Named Executive Officers, Footnote
Named Executive Officers, Footnote [Text Block]
Vesting of warrants for common stock
Adjustments to Additional Paid in Capital, Warrant Issued
Accumulated deficit
Retained Earnings (Accumulated Deficit)
Sales and repurchase agreements
Sales And Repurchase Agreements [Member]
Sales And Repurchase Agreements
Product and Service [Axis]
Product and Service [Axis]
Threshold trading days
Debt Instrument, Convertible, Threshold Trading Days
Granted (in USD per share)
Class of Warrant or Right, Granted, Weighted Average Exercise Price
Class of Warrant or Right, Granted, Weighted Average Exercise Price
Awards Close in Time to MNPI Disclosures
Awards Close in Time to MNPI Disclosures [Table]
Proceeds from issuance of notes and certificates by securitization trust
Proceeds from Issuance of Secured Debt
Common Stock
Common Stock [Member]
Number of common stock issued (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Shares Issued in Period
2022
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff
Within 1 year, including cash, amortized cost
Debt Securities, Available-for-Sale, Including Cash, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost
Debt Securities, Available-for-Sale, Including Cash, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost
Prepaid payroll taxes for stock-based compensation
Prepaid Payroll Tax
Prepaid Payroll Tax
2025
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year Before Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year Before Current Fiscal Year, Write Off (Recoveries), Net
Derivative Contract [Domain]
Derivative Contract [Domain]
Assembled workforce
Assembled Workforce [Member]
Assembled Workforce
Amortization of commercial agreement assets
Commercial Agreement Asset, Amortization Expense
Commercial Agreement Asset, Amortization Expense
Adjustments
Goodwill, Foreign Currency Translation, Gain (Loss)
Available-for-sale securities, realized gain (loss)
Debt Securities, Available-for-Sale, Realized Gain (Loss)
Total liabilities and stockholders’ equity
Liabilities and Equity
Significant Accounting Policies
Significant Accounting Policies [Policy Text Block]
Significant Accounting Policies
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Available outstanding under equity compensation plans
Stock options
Share-Based Payment Arrangement, Option [Member]
Segment Reporting, Entity-Wide Information Not Provided as Part of Reportable Segment, Geographical Area, Revenue and Long-Lived Asset [Table]
Segment Reporting, Entity-Wide Information Not Provided as Part of Reportable Segment, Geographical Area, Revenue and Long-Lived Asset [Table]
Additional 402(v) Disclosure
Additional 402(v) Disclosure [Text Block]
Asset Class [Axis]
Asset Class [Axis]
Related and Nonrelated Parties [Domain]
Related and Nonrelated Parties [Domain]
Tabular List, Table
Tabular List [Table Text Block]
Vesting [Axis]
Vesting [Axis]
Additional paid in capital
Additional Paid in Capital
Schedule of Securities Available for Sale at Fair Value
Unrealized Gain (Loss) on Investments [Table Text Block]
Name
Awards Close in Time to MNPI Disclosures, Individual Name
Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested
Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested [Member]
Greater than 1 year, less than or equal to 5 years, fair value
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value
Long-Lived Asset, Class [Domain]
Long-Lived Asset, Class [Domain]
Fair Value by Liability Class [Domain]
Fair Value by Liability Class [Domain]
Property, Plant, and Equipment [Table]
Property, Plant, and Equipment [Table]
Prior
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Write Off (Recoveries), Net
Adjustment to Compensation:
Adjustment to Compensation [Axis]
Servicing asset, effect of 25% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Twenty Five Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Twenty Five Percentage Point Increase In Measurement Input
Processing reserves
Cash Deposits, Processing Reserves
Cash Deposits, Processing Reserves
Rule 10b5-1 Arrangement Terminated
Rule 10b5-1 Arrangement Terminated [Flag]
Aggregate Erroneous Compensation Amount
Aggregate Erroneous Compensation Amount
Cash payments for interest expense
Interest Paid, Excluding Capitalized Interest, Operating Activity
Weighted Average Exercise Price ($)
Class of Warrants and Rights, Weighted Average Exercise Price [Roll Forward]
Class of Warrants and Rights, Weighted Average Exercise Price
Hedging Designation [Axis]
Hedging Designation [Axis]
60 – 89 calendar days past due
60 – 89 calendar days past due
Financial Asset, 60 to 89 Days Past Due [Member]
Credit Facility [Axis]
Credit Facility [Axis]
Total assets
Assets, Fair Value Disclosure
2022
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years Before Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years Before Current Fiscal Year, Write Off (Recoveries), Net
Loss (gain) on cash flow hedges
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax, Parent
Name
Measure Name
Pay vs Performance Disclosure [Line Items]
Fair Value Hierarchy and NAV [Domain]
Fair Value Hierarchy and NAV [Domain]
Debt Instrument [Line Items]
Debt Instrument [Line Items]
Contractual interest income on unpaid principal balance
Interest and Fee Income, Financing Receivable
Additional Paid-In Capital
Additional Paid-in Capital [Member]
Indefinite-lived Intangible Assets [Axis]
Intangible Asset, Indefinite-Lived, Class [Axis]
Debt Instrument, Conversion [Domain]
Debt Instrument, Conversion [Domain]
Debt Instrument, Conversion [Domain]
Goodwill impairment loss
Goodwill, Impairment Loss
Accrued expenses
Accrued Liabilities
Name
Trading Arrangement, Individual Name
Non-vested RSUs, unrecognized compensation cost
Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount
Cash and cash equivalents
Cash and cash equivalents
Cash and Cash Equivalent
Measurement Input, Expected Term
Measurement Input, Expected Term [Member]
Canceled (in shares)
Class Of Warrant Or Right, Shares, Warrants Canceled
Class Of Warrant Or Right, Shares, Warrants Canceled
Operating lease expense
Operating Lease, Expense
Company Selected Measure Amount
Company Selected Measure Amount
Depreciation and amortization
Depreciation, Depletion and Amortization
Default Rate increase of 20%
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 20 Percent Adverse Change In Default Rate
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 20 Percent Adverse Change In Default Rate
Agency Bonds, Corporate Bonds, Commercial Paper, and US Government Bonds
Agency Bonds, Corporate Bonds, Commercial Paper, and US Government Bonds [Member]
Agency Bonds, Corporate Bonds, Commercial Paper, and US Government Bonds
Weighted average remaining lease term (in years)
Operating Lease, Weighted Average Remaining Lease Term
Non-PEO NEO
Non-PEO NEO [Member]
Less: Discount due to loss on loan purchase commitment
Financing Receivable, Unamortized Purchase Discount
Financing Receivable, Unamortized Purchase Discount
Award Timing Method
Award Timing Method [Text Block]
Current period net charge-offs
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, Net, by Origination Year [Abstract]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, Net, by Origination Year
Net increase in cash, cash equivalents and restricted cash
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation
Forgone Recovery, Explanation of Impracticability
Forgone Recovery, Explanation of Impracticability [Text Block]
Commercial Agreement Asset Type [Axis]
Commercial Agreement Asset Type [Axis]
Commercial Agreement Asset Type
Net income (loss)
Net income (loss)
Net income (loss)
Net Income (Loss) Attributable to Parent
Long-term Debt, Type [Axis]
Long-Term Debt, Type [Axis]
Erroneous Compensation Analysis
Erroneous Compensation Analysis [Text Block]
Financing Receivable, Past Due [Table]
Financing Receivable, Past Due [Table]
Risk sharing assets
Risk Sharing Assets [Member]
Risk Sharing Assets
Restatement Determination Date:
Restatement Determination Date [Axis]
Commercial Agreement with Amazon, Warrants
Commercial Agreement with Amazon, Warrants [Member]
Commercial Agreement with Amazon, Warrants
Vested and exercisable (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price
Change in unrealized gain (loss)
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Gain (Loss) Included in Other Comprehensive Income (Loss)
Threshold consecutive trading days
Debt Instrument, Convertible, Threshold Consecutive Trading Days
Asset amortization period
Commercial Agreement Asset, Amortization Period
Commercial Agreement Asset, Amortization Period
Schedule of Other Assets
Schedule of Other Assets [Table Text Block]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table]
Revenue
Revenues [Abstract]
Debt instrument, repurchased carrying amount
Debt Instrument, Repurchased Carrying Amount
Debt Instrument, Repurchased Carrying Amount
Payable to third-party loan owners
Third Party Loan Owner Payable
Third Party Loan Owner Payable
Servicing liabilities
Servicing Liability, Measurement Input
Pension Benefits Adjustments, Footnote
Pension Benefits Adjustments, Footnote [Text Block]
Variable Rate Component [Domain]
Variable Rate Component [Domain]
Variable Rate Component
Weighted Average Remaining Useful Life (in years)
Intangible Asset, Finite-Lived, Remaining Amortization Period
Purchase period
Share-Based Compensation Arrangement By Share-based Payment Award, Purchase Period
Share-Based Compensation Arrangement By Share-based Payment Award, Purchase Period
Statistical Measurement [Domain]
Statistical Measurement [Domain]
Available for future grant under equity compensation plans
Share-Based Payment Agreement, Option, Future Grant [Member]
Share-Based Payment Agreement, Option, Future Grant
Risk sharing asset
Risk Sharing Asset
Risk Sharing Asset
Document Fiscal Year Focus
Document Fiscal Year Focus
Number of Shares
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Residual interests in structured transactions, measurement input
Residual Interests In Structured Transactions, Measurement Input
Residual Interests In Structured Transactions, Measurement Input
Common stock
Common Stock, Value, Issued
Coupon interest expense
Interest Expense, Operating and Nonoperating
2027
Lessee, Operating Lease, Liability, to be Paid, Year One
Current period recoveries
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery, by Origination Year [Abstract]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery, by Origination Year
Schedule of Components Secured and Unsecured Debt
Schedule of Long-Term Debt Instruments [Table Text Block]
Line of Credit
Line of Credit [Member]
Restatement Determination Date
Restatement Determination Date
Loans originated
Financing Receivable Excluding Accrued Interest Originated Loans
Financing Receivable Excluding Accrued Interest Originated Loans
Class of Warrant or Right [Domain]
Class of Warrant or Right [Domain]
Commercial Agreement with Amazon, New Users Acquired Prior to February 1
Commercial Agreement with Amazon, New Users Acquired Prior to February 1 [Member]
Commercial Agreement with Amazon, New Users Acquired Prior to February 1
Allowance for accounts receivable
Accounts Receivable, Allowance for Credit Loss
Total amortized cost basis
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months
Loans Held for Investment and Allowance for Credit Losses
Financing Receivables [Text Block]
Amendment Flag
Amendment Flag
Marketable Securities [Line Items]
Marketable Securities [Line Items]
Gross Unrealized Losses
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax
Investments
Investment [Text Block]
Prepayment Rate increase of 40%
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 40 Percent Adverse Change in Prepayment Speed
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 40 Percent Adverse Change in Prepayment Speed
2022
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years Before Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years Before Current Fiscal Year, Recoveries
Including cash, fair value
Including cash, fair value
Debt Securities, Available-for-Sale, Including Cash, Excluding Accrued Interest
Debt Securities, Available-for-Sale, Including Cash, Excluding Accrued Interest
Servicing Asset at Fair Value, Amount [Roll Forward]
Servicing Asset at Fair Value, Amount [Roll Forward]
Adjustment to Non-PEO NEO Compensation Footnote
Adjustment to Non-PEO NEO Compensation Footnote [Text Block]
Entity Address, State or Province
Entity Address, State or Province
Loan receivable on nonaccrual status
Financing Receivable, Excluding Accrued Interest, Nonaccrual
Foreign currency translation adjustments
Foreign currency translation adjustments
Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax, Portion Attributable to Parent
PEO Total Compensation Amount
PEO Total Compensation Amount
Accrued expenses and other liabilities
Increase (Decrease) in Accrued Liabilities and Other Operating Liabilities
Notional Amount
Derivative, Notional Amount
Basic (in shares)
Weighted average shares of common stock - basic (in shares)
Weighted Average Number of Shares Outstanding, Basic
Prepaid merchant incentives
Prepaid Merchant Incentives
Prepaid Merchant Incentives
Notes issued by securitization trusts
Secured Debt
Notes Issued By Securitization Trusts
Notes Issued By Securitization Trusts [Member]
Notes Issued By Securitization Trusts
2030
Lessee, Operating Lease, Liability, to be Paid, Year Four
2026 Notes
Convertible Senior Notes Due 2026 [Member]
Convertible Senior Notes Due 2026
Document Information [Line Items]
Document Information [Line Items]
4 – 29 calendar days past due
4 – 29 calendar days past due
Financial Asset, 4 to 29 Days Past Due [Member]
Financial Asset, 4 to 29 Days Past Due
Award Timing MNPI Disclosure
Award Timing MNPI Disclosure [Text Block]
Vested (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period
Basis of Presentation
Basis of Accounting, Policy [Policy Text Block]
Class of Stock [Axis]
Class of Stock [Axis]
Net income attributable to common stockholders - basic
Net Income (Loss) Available to Common Stockholders, Basic
Accumulated Amortization
Intangible Asset, Finite-Lived, Accumulated Amortization
Line of credit facility, maximum borrowing capacity
Line of Credit Facility, Maximum Borrowing Capacity
Schedule of Aggregate Fair Value of Servicing Assets
Schedule of Servicing Assets at Fair Value [Table Text Block]
Commercial agreement warrant expense
Increase (Decrease) In Commercial Agreement Assets
Increase (Decrease) In Commercial Agreement Assets
Restructuring and other
Restructuring Charges (Reversals) And Other Expense
Restructuring Charges (Reversals) And Other Expense
Stock-based compensation included in capitalized internal-use software
Capitalized into property, equipment and software, net
Share-Based Payment Arrangement, Amount Capitalized
Recent Accounting Pronouncements Not Yet Adopted
New Accounting Pronouncements, Policy [Policy Text Block]
Amortization of debt issuance costs
Total amortization of debt issuance costs
Amortization of Debt Issuance Costs
Unsecured Debt
Unsecured Debt [Member]
Exercise price of warrants (in USD per share)
Beginning balance, warrants outstanding (in USD per share)
Ending balance, warrants outstanding (in USD per share)
Class of Warrant or Right, Exercise Price of Warrants or Rights
Debt Outstanding net of unamortized premiums and discount
Total funding debt, net of deferred debt issuance costs
Long-Term Debt
Risk sharing liabilities
Risk Sharing Liabilities [Member]
Risk Sharing Liabilities
Two years before current fiscal year
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year
Net cash used in investing activities
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation
Equity Awards Adjustments, Excluding Value Reported in Compensation Table
Equity Awards Adjustments, Excluding Value Reported in the Compensation Table [Member]
Stockholders' Equity
Equity [Text Block]
Security Exchange Name
Security Exchange Name
Loans held for investment
Total loans held for investment
Financing Receivable, before Allowance for Credit Loss
Total liabilities
Liabilities, Fair Value Disclosure
Financing receivable, excluding accrued interest, modified, subsequent default
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default
Loss Rate
Measurement Input, Loss Rate [Member]
Measurement Input, Loss Rate
Servicing liabilities
Fair value at beginning of period
Fair value at end of period
Servicing Liability at Fair Value, Amount
Number of common stock available for issuance (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized
Greater than 1 year, fair value
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer
Schedule of Property, Equipment and Software, Net
Property, Plant, and Equipment [Table Text Block]
Marketable Securities [Table]
Marketable Securities [Table]
Name
Outstanding Recovery, Individual Name
Gross proceeds from matured or redeemed securities
Proceeds from Sale and Maturity of Marketable Securities
Award Timing, How MNPI Considered
Award Timing, How MNPI Considered [Text Block]
Thereafter
Lessee, Operating Lease, Liability, To Be Paid, Year Four And After Year Four
Lessee, Operating Lease, Liability, To Be Paid, Year Four And After Year Four
Impairment loss
Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount
Indefinite-lived intangibles
Intangible Asset, Excluding Goodwill, Indefinite-Lived
Schedule of Interest Income
Interest Income and Interest Expense Disclosure [Table Text Block]
Changes in fair value of assets and liabilities
Gain (Loss) On Changes In Fair Value Of Assets And Liabilities
Gain (Loss) On Changes In Fair Value Of Assets And Liabilities
Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year
Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year [Member]
Pension Adjustments Prior Service Cost
Pension Adjustments Prior Service Cost [Member]
Non-vested stock options, unrecognized compensation cost
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount
Weighted average common shares outstanding
Denominator:
Weighted Average Number of Shares Outstanding, Basic [Abstract]
Expenses on sale of warrants
Class Of Warrants Or Rights, Expenses On Grant Date Fair Value On Sale Of Warrants
Class Of Warrants Or Rights, Expenses On Grant Date Fair Value On Sale Of Warrants
Amounts reclassified into earnings
Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent
Schedule of Adverse Changes in the Fair Value of Residual Interests in Structured Transactions
Schedule Of Sensitivity Analysis Of Fair Value, Residual Interests In Structured Transactions [Table Text Block]
Schedule Of Sensitivity Analysis Of Fair Value, Residual Interests In Structured Transactions
Purchases and origination of loans held for investment
Payments to Acquire Finance Receivables
Unrealized gain (loss) on securities available for sale
OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment and Tax
Debt outstanding
Total
Long-Term Debt, Gross
Asset Class [Domain]
Asset Class [Domain]
Compensation Amount
Outstanding Recovery Compensation Amount
Individual:
Individual [Axis]
Common stock warrants
Warrant [Member]
Diluted (in shares)
Weighted average shares of common stock - diluted (in shares)
Weighted Average Number of Shares Outstanding, Diluted
Disaggregation of Revenue [Line Items]
Disaggregation of Revenue [Line Items]
Entity Emerging Growth Company
Entity Emerging Growth Company
Profit share liability
Commercial Agreement, Profit Share Liability, Fair Value Disclosure
Commercial Agreement, Profit Share Liability, Fair Value Disclosure
Underlying Security Market Price Change
Underlying Security Market Price Change, Percent
Commercial paper
Commercial paper
Commercial Paper [Member]
Derivative Financial Instruments
Derivative Instruments and Hedging Activities Disclosure [Text Block]
Less imputed interest
Lessee, Operating Lease, Liability, Undiscounted Excess Amount
Operating lease, liability, statement of financial position [extensible list]
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]
Prepaid expenses
Prepaid Expense
Maximum Exposure to Losses
Variable Interest Entity, Reporting Entity Involvement, Maximum Loss Exposure, Amount
Impairment expense on leasehold improvements
Long-Lived Asset, Held and Used, Impairment Loss
Remaining expected benefit period
Commercial Agreement Asset, Amortization Period, Remaining Expected Benefit Period
Commercial Agreement Asset, Amortization Period, Remaining Expected Benefit Period
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-Sale [Line Items]
Initial transfers of financial assets
Servicing Asset at Fair Value, Additions
Accrued interest
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Accrued Interest
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Accrued Interest
Other assets
Other Assets, Miscellaneous
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Residual interests in structured transactions
Residual interests in structured transactions
Residual Interests In Structured Transactions [Member]
Residual Interests In Structured Transactions
Indefinite-lived Intangible Assets, Major Class Name [Domain]
Intangible Asset, Indefinite-Lived, Class [Domain]
2023
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years Before Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years Before Current Fiscal Year, Write Off (Recoveries), Net
Total lease payments
Lessee, Operating Lease, Liability, to be Paid
Proceeds from the sale of loans held for sale
Proceeds from Sale, Loan, Held-for-Sale
Schedule of Adverse Changes in the Fair Value of Servicing Assets and Liabilities
Schedule of Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets [Table Text Block]
2024
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff
Change in operating assets and liabilities:
Increase (Decrease) in Other Operating Assets and Liabilities, Net [Abstract]
Balance, beginning of period (in USD per share)
Balance, ending of period (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value
All Executive Categories
All Executive Categories [Member]
Unpaid principal balance
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process
Pension Adjustments Service Cost
Pension Adjustments Service Cost [Member]
Principal repayments of funding debt
Repayments of Long-Term Lines of Credit
Other comprehensive income (loss)
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]
Loans held by third party investors or unconsolidated VIEs
Assets Sold under Agreements to Repurchase, Carrying Amount
Sales and marketing
Selling and Marketing Expense
Cash settlements
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements
Securitization notes and residual trust certificates, change of 25%
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Change Of Twenty Five Percentage Point In Measurement Input
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Change Of Twenty Five Percentage Point In Measurement Input
Schedule of Basic and Diluted Net Income (Loss) Per Share
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]
Thereafter
Long-Term Debt, Maturity, After Year Four
Long-Term Debt, Maturity, After Year Four
Debt Disclosure [Abstract]
Segment Information
Segment Reporting [Text Block]
Minimum
Minimum [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table]
Schedule of Disaggregation of Revenue
Disaggregation of Revenue [Table Text Block]
Securitization and Variable Interest Entities
Variable Interest Entity Disclosure [Text Block]
Liabilities:
Liabilities of consolidated VIEs, included in total liabilities above
Liabilities [Abstract]
Class of Warrant or Right [Axis]
Class of Warrant or Right [Axis]
Effect of exchange rate changes on cash, cash equivalents and restricted cash
Effect of Exchange Rate on Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation
Location, Statement of Income, Balance [Axis]
Location, Statement of Income, Balance [Axis]
Conversion Period One
Conversion Period One [Member]
Conversion Period One
Payable to third-party loan buyers
Increase (Decrease) In Third Party Loan Owner Payable
Increase (Decrease) In Third Party Loan Owner Payable
Non-Rule 10b5-1 Arrangement Adopted
Non-Rule 10b5-1 Arrangement Adopted [Flag]
Weighted Average Remaining Contractual Term (Years)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted-Average Remaining Contractual Term
Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table
Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Including cash, amortized cost
Including cash, amortized cost
Debt Securities, Available-for-Sale, Including Cash, Amortized Cost, Excluding Accrued Interest, before Allowance for Credit Loss
Debt Securities, Available-for-Sale, Including Cash, Amortized Cost, Excluding Accrued Interest, before Allowance for Credit Loss
Convertible senior notes, net
Convertible Debt, Fair Value Disclosures
Other liabilities
Other Liabilities
Aggregate Intrinsic Value (in thousands)
Aggregate Intrinsic Value [Abstract]
Aggregate Intrinsic Value
Financing Receivable, Allowance for Credit Loss [Table]
Financing Receivable, Allowance for Credit Loss [Table]
Common stock, authorized (in shares)
Common Stock, Shares Authorized
Schedule of Restricted Stock Unit Activity
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]
Exercise Price
Award Exercise Price
Document Quarterly Report
Document Quarterly Report
Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested
Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested [Member]
Foreign deferred tax asset
Deferred Tax Assets, Operating Loss Carryforwards, Foreign
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Share-Based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
2023
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff
Accounts receivable, net
Accounts Receivable, after Allowance for Credit Loss
Principal repayments and other loan servicing activity
Proceeds from Collection of Finance Receivables
Accrued interest payable
Interest Payable
Schedule of Cash and Cash Equivalents and Securities Available for Sale
Marketable Securities [Table Text Block]
Commercial Agreement with Amazon, Warrants, On Or After 2/1/2026
Commercial Agreement with Amazon, New Users Acquired Subsequent to February 1 [Member]
Commercial Agreement with Amazon, New Users Acquired Subsequent to February 1
2026
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Write Off (Recoveries), Net
Within 1 year, including cash, fair value
Debt Securities, Available-for-Sale, Including Cash, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value
Debt Securities, Available-for-Sale, Including Cash, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value
Awards Close in Time to MNPI Disclosures, Table
Awards Close in Time to MNPI Disclosures [Table Text Block]
Equity Component [Domain]
Equity Component [Domain]
Subsequent changes in fair value
Subsequent changes in fair value
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings
Measurement Input Type [Domain]
Measurement Input Type [Domain]
Adoption Date
Trading Arrangement Adoption Date
Schedule of Common Stock Reserved for Issuance
Schedule Of Common Stock, Reserved For Future Issuance [Table Text Block]
Schedule Of Common Stock, Reserved For Future Issuance
Servicing assets
Servicing Asset
Commercial Agreement Asset Type [Domain]
Commercial Agreement Asset Type [Domain]
Commercial Agreement Asset Type [Domain]
Reversal of (impairment on) securities available for sale
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Impairment On Securities Available For Sale
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Impairment On Securities Available For Sale
Title
Trading Arrangement, Individual Title
Forgone Recovery due to Disqualification of Tax Benefits, Amount
Forgone Recovery due to Disqualification of Tax Benefits, Amount
Unpaid balance on loans sold with retained servicing rights
Loans Sold, Continuing Involvement with Transferred Financial Assets, Principal Amount Outstanding
Loans Sold, Continuing Involvement with Transferred Financial Assets, Principal Amount Outstanding
Accounting Policies [Abstract]
Restatement does not require Recovery
Restatement Does Not Require Recovery [Text Block]
Operating lease liability
Present value of total lease liabilities
Operating Lease, Liability
Beginning balance (in shares)
Ending balance (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number
Insider Trading Policies and Procedures Adopted
Insider Trading Policies and Procedures Adopted [Flag]
Derivative Instruments, Gain (Loss) [Line Items]
Derivative Instruments, Gain (Loss) [Line Items]
Securitization notes and residual trust certificates, effect of 25% increase (decrease) in measurement input
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Effect Of Twenty Five Percentage Point Increase (Decrease) In Measurement Input
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Effect Of Twenty Five Percentage Point Increase (Decrease) In Measurement Input
Commitments and Contingencies
Commitments and Contingencies Disclosure [Text Block]
Compensation Actually Paid vs. Net Income
Compensation Actually Paid vs. Net Income [Text Block]
Financial Asset, Period Past Due [Domain]
Financial Asset, Aging [Domain]
Restricted stock units
Restricted Stock Units (RSUs) [Member]
Adequate Compensation
Measurement Input, Adequate Compensation [Member]
Measurement Input, Adequate Compensation
Schedule of Calculation of Diluted Net Income (Loss) Per Share
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block]
Weighted Average
Weighted Average [Member]
Banking and Thrift, Interest [Abstract]
All Adjustments to Compensation
All Adjustments to Compensation [Member]
Net cash provided by operating activities
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation
Income Statement [Abstract]
Income Statement [Abstract]
Stockholders’ equity:
Equity, Attributable to Parent [Abstract]
Issuance of common stock, employee share purchase plan (in shares)
Stock Issued During Period, Shares, Employee Stock Purchase Plans
Document Transition Report
Document Transition Report
Loans held for investment, net
Financing Receivable, Fair Value Disclosure
Financing Receivable, Fair Value Disclosure
Operating expenses
Operating Expenses [Abstract]
Schedule of Interest Expense Recognized Related to the Convertible Senior Notes
Schedule Of Interest Expense Recognized Related To The Convertible Senior Notes [Table Text Block]
Schedule Of Interest Expense Recognized Related To The Convertible Senior Notes
Financing receivable, modified, length of deferral term
Financing Receivable, Modified, Length Of Deferral Term
Financing Receivable, Modified, Length Of Deferral Term
Stock Appreciation Rights (SARs)
Stock Appreciation Rights (SARs) [Member]
Intangible Asset, Finite-Lived
Intangible Asset, Finite-Lived [Table Text Block]
City Area Code
City Area Code
Document Information [Table]
Document Information [Table]
Measurement Input, Price Volatility
Measurement Input, Price Volatility [Member]
Name
Forgone Recovery, Individual Name
Non-GAAP Measure Description
Non-GAAP Measure Description [Text Block]
Weighted Average Grant Date Fair Value
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Repurchase liability
Assets Sold under Agreements to Repurchase, Repurchase Liability
Accumulated amortization
Commercial Agreement Asset, Accumulated Amortization
Commercial Agreement Asset, Accumulated Amortization
Warehouse credit facilities
Warehouse Credit Facility [Member]
Warehouse Credit Facility
Premiums on loans held for investment
Financing Receivable, Unamortized Purchase Premium
Financing Receivable, Unamortized Purchase Premium
Interest income
Interest income
Total interest income
Interest and Dividend Income, Operating
Loan receivable on nonaccrual status
Financing Receivable, 90 Days or More Past Due, Still Accruing
Issuance of common stock, employee share purchase plan
Stock Issued During Period, Value, Employee Stock Purchase Plan
Performance fee liability, measurement input
Performance Fee Liability, Measurement Input
Performance Fee Liability, Measurement Input
Other assets
Increase (Decrease) in Other Operating Assets
Share-based payment arrangement, expense, period for recognition
Share-Based Payment Arrangement, Expense, Period For Recognition
Share-Based Payment Arrangement, Expense, Period For Recognition
Securitization notes and residual trust certificates, change of 50%
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Change Of Fifty Percentage Point In Measurement Input
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Change Of Fifty Percentage Point In Measurement Input
Cash and Cash Equivalents [Domain]
Cash and Cash Equivalents [Domain]
Total stock-based compensation in operating expenses
Share-Based Payment Arrangement, Expense
Schedule of Aggregate Carrying Value of Financial Assets and Liabilities from VIEs
Schedule of Assets and Associated Liabilities Accounted for as Secured Borrowings [Table Text Block]
Measurement Basis [Axis]
Measurement Basis [Axis]
Issuance of common stock upon exercise of stock options (in shares)
Exercised (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Granted (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value
Proceeds from the sale of loans held for investment
Proceeds from Sale of Finance Receivables
Revision of Prior Period [Domain]
Revision of Prior Period [Domain]
Forfeited, expired or cancelled (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value
Erroneously Awarded Compensation Recovery
Erroneously Awarded Compensation Recovery [Table]
Forfeited, expired or canceled (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period
Schedule of Significant Unobservable Inputs Used for Level 3 Fair Value Measurement
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]
Gain (loss) on cash flow hedges
OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, after Tax
Facilitation of loans
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Facilitation Of Loans
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Facilitation Of Loans
Discount Rate increase of 20%
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 20 Percent Adverse Change in Discount Rate
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 20 Percent Adverse Change in Discount Rate
Payment of debt issuance costs
Payments of Debt Issuance Costs
Entity Current Reporting Status
Entity Current Reporting Status
Net cash provided by financing activities
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation
Total Shareholder Return Amount
Total Shareholder Return Amount
Tax withholding on stock-based compensation
Share-Based Payment Arrangement, Decrease for Tax Withholding Obligation
Line of Credit Facility [Line Items]
Line of Credit Facility [Line Items]
Total assets
Financing Receivable Assets, Fair Value Disclosure
Financing Receivable Assets, Fair Value Disclosure
Prior
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Recoveries
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Adjustment to Reconcile Net Income to Cash Provided by (Used in) Operating Activity [Abstract]
2029
Long-Term Debt, Maturity, Year Three
Financing receivable, modified, weighted average term increase from modification
Financing Receivable, Modified, Weighted-Average Term Increase from Modification
Cash flows from financing activities
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation [Abstract]
Property, equipment and software, net
Total property, equipment and software, net
Property, Plant, and Equipment, after Accumulated Depreciation, Depletion, and Amortization
Fair value, liability, recurring basis, unobservable input reconciliation, liability, gain (loss), statement of other comprehensive income or comprehensive income [extensible enumeration]
Fair Value, Liability, Recurring Basis, Unobservable Input Reconciliation, Liability, Gain (Loss), Statement of Other Comprehensive Income or Comprehensive Income [Extensible Enumeration]
Financial Instruments [Domain]
Financial Instruments [Domain]
Total stock-based compensation
Share-Based Payment Arrangement, Expensed and Capitalized, Amount
Four years before current fiscal year
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year
Numerator:
Net Income (Loss) Available to Common Stockholders, Basic [Abstract]
Derivative Assets
Interest rate derivatives
Derivative Asset
Funding Debt
Funding Debt [Member]
Funding Debt
Intangible Asset, Finite-Lived, Class [Axis]
Intangible Asset, Finite-Lived, Class [Axis]
Warrants vested fully upon grant, asset recognized
Commercial Agreement Asset, Warrants Vested, Asset Recognized
Commercial Agreement Asset, Warrants Vested, Asset Recognized
Issuance of common stock upon exercise of stock options
Stock Issued During Period, Value, Stock Options Exercised
Underlying Securities
Award Underlying Securities Amount
Balance at Fair Value
Estimate of Fair Value Measurement [Member]
Revenue
Revenue from Contract with Customer [Text Block]
Servicing liability, effect of 25% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Twenty Five Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Twenty Five Percentage Point Increase In Measurement Input
Forfeited, expired or canceled (in USD per share)
Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price
Servicing liability, effect of 10% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Ten Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Liability, Effect Of Ten Percentage Point Increase In Measurement Input
Vested and exercisable, and expected to vest thereafter (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Exercise Price
Weighted average discount rate
Operating Lease, Weighted Average Discount Rate, Percent
Number of common stock available for issuance (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant
Lease termination notice period
Lessee, Operating Lease, Termination Notice Period
Lessee, Operating Lease, Termination Notice Period
Total
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount
Computer equipment
Computer Equipment [Member]
Schedule of Lease Term and Discount Rate
Lease, Cost [Table Text Block]
Commitments and Contingencies Disclosure [Abstract]
All Trading Arrangements
All Trading Arrangements [Member]
Aggregate fair value
Fair value at beginning of period
Fair value at end of period
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Value
Less than or equal to 1 year, fair value
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months
Other Performance Measure, Amount
Other Performance Measure, Amount
Award Timing MNPI Considered
Award Timing MNPI Considered [Flag]
Current Fiscal Year End Date
Current Fiscal Year End Date
2024
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years Before Current Fiscal Year, Write Off (Recoveries), Net
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years Before Current Fiscal Year, Write Off (Recoveries), Net
Non-PEO NEO Average Total Compensation Amount
Non-PEO NEO Average Total Compensation Amount
Repurchases of common stock (in shares)
Stock Repurchased During Period, Shares
Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year
Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year [Member]
Entity File Number
Entity File Number
Within 1 year, fair value
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value
Schedule of Warrant Activity
Schedule of Stockholders' Equity Note, Warrants or Rights [Table Text Block]
Schedule of Contractual Maturities of Securities Available for Sale
Investments Classified by Contractual Maturity Date [Table Text Block]
Corporate bonds
Corporate bonds
Corporate Bond Securities [Member]
Schedule of Stock Option Activity
Share-Based Payment Arrangement, Option, Activity [Table Text Block]
Weighted Average Exercise Price
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Recovery of Erroneously Awarded Compensation Disclosure [Line Items]
Measure:
Measure [Axis]
Unrecognized compensation expense, warrants
Class of Warrant or Right, Unrecognized Compensation Expense
Class of Warrant or Right, Unrecognized Compensation Expense
Schedule of Variable Interest Entities
Schedule of Variable Interest Entities [Table Text Block]
Equity Components [Axis]
Equity Components [Axis]
Class A common stock
Common Class A [Member]
Economic risk retention
Variable Interest Entity, Not Primary Beneficiary, Required Economic Risk Retention
Variable Interest Entity, Not Primary Beneficiary, Required Economic Risk Retention
Entity Interactive Data Current
Entity Interactive Data Current
Exercised (in USD per share)
Class of Warrant or Right, Exercised, Weighted Average Exercise Price
Class of Warrant or Right, Exercised, Weighted Average Exercise Price
Entity Small Business
Entity Small Business
Comprehensive income (loss)
Comprehensive Income (Loss), Net of Tax, Attributable to Parent
Property, Plant, and Equipment [Line Items]
Property, Plant, and Equipment [Line Items]
Fair Value Disclosure of Asset and Liability Not Measured at Fair Value [Table]
Fair Value Disclosure of Asset and Liability Not Measured at Fair Value [Table]
Settlements paid
Cash settlements
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Settlements
MNPI Disclosure Timed for Compensation Value
MNPI Disclosure Timed for Compensation Value [Flag]
Document Type
Document Type
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gain on extinguishment of debt
Gain on extinguishment of debt
Gain (Loss) on Extinguishment of Debt
Intangible Asset, Indefinite-Lived
Intangible Asset, Indefinite-Lived [Table Text Block]
Value creation award vested shares
Value creation award vested shares
Value Creation Award Vested Shares [Member]
Value Creation Award Vested Shares
Allowance for Credit Losses
Debt Securities, Available-for-Sale, Allowance for Credit Loss, Excluding Accrued Interest
2020 Employee Stock Purchase Plan
2020 Employee Stock Purchase Plan [Member]
2020 Employee Stock Purchase Plan
Vested and exercisable
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Intrinsic Value
Impairment of intangible assets
Intangible Asset, Excluding Goodwill, Impairment Loss
2026
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Recoveries
Statement of Stockholders' Equity [Abstract]
Servicing asset, effect of 50% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Fifty Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Fifty Percentage Point Increase In Measurement Input
Local Phone Number
Local Phone Number
Current – 3 calendar days past due
Current – 3 calendar days past due
Financial Asset, 0 to 3 Days Past Due [Member]
Financial Asset, 0 to 3 Days Past Due
Number of votes per share
Common Stock, Voting Rights, Number Of Votes Per Share
Common Stock, Voting Rights, Number Of Votes Per Share
Extinguishment of convertible debt
Payment for Debt Extinguishment or Debt Prepayment Cost
Pledged Status [Domain]
Pledged Status [Domain]
Commitments and contingencies (Note 7)
Commitments and Contingencies
Antidilutive Securities, Name [Domain]
Antidilutive Securities, Name [Domain]
Total property, equipment and software, at cost
Property, Plant, and Equipment, before Accumulated Depreciation, Depletion, and Amortization
Changed Peer Group, Footnote
Changed Peer Group, Footnote [Text Block]
Warrants measurement input
Warrants and Rights Outstanding, Measurement Input
Commercial Agreement, Profit Share Liability
Commercial Agreement, Profit Share Liability [Member]
Commercial Agreement, Profit Share Liability
Executive Category:
Executive Category [Axis]
Default Rate increase of 40%
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 40 Percent Adverse Change In Default Rate
Sensitivity Analysis of Fair Value, Residual Interests In Structured Transactions, Impact of 40 Percent Adverse Change In Default Rate
Liabilities and stockholders’ equity
Liabilities and Equity [Abstract]
Prepayment rate decrease of 50%
Sensitivity Analysis Of Fair Value, Risk Sharing Arrangement, Impact Of 50 Percent Decrease Change In Prepayment Speed
Sensitivity Analysis Of Fair Value, Risk Sharing Arrangement, Impact Of 50 Percent Decrease Change In Prepayment Speed
Amortization of premiums and discounts on loans
Accretion (Amortization) Of Discounts And Premiums, Financing Receivables
Accretion (Amortization) Of Discounts And Premiums, Financing Receivables
Card network revenue
Virtual Card Network [Member]
Virtual Card Network
Non-PEO NEO Average Compensation Actually Paid Amount
Non-PEO NEO Average Compensation Actually Paid Amount
Beginning balance, warrants outstanding (in shares)
Ending balance, warrants outstanding (in shares)
Class of Warrant or Right, Outstanding
Gain on sales of loans
Gain on sales of loans
Gain on sales of loans
Gain (Loss) on Sales of Loans, Net
Other investing inflows
Proceeds From Other Investing Activities
Proceeds From Other Investing Activities
Supplemental disclosures of cash flow information
Supplemental Cash Flow Information [Abstract]
PEO Name
PEO Name
Accrued expenses and other liabilities
Total accrued expenses and other liabilities
Accrued Liabilities and Other Liabilities
Leasehold improvements
Leasehold Improvements [Member]
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]
Cash paid for income taxes
Income Tax Paid, before Refund Received
Long-Lived Asset, Class [Axis]
Long-Lived Asset, Class [Axis]
Conversion Period Two
Conversion Period Two [Member]
Conversion Period Two
Principal repayments of notes issued by securitization trust
Repayments of Secured Debt
Stock Price or TSR Estimation Method
Stock Price or TSR Estimation Method [Text Block]
Entity Tax Identification Number
Entity Tax Identification Number
Derivative Instruments and Hedging Activities Disclosures [Table]
Derivative Instruments and Hedging Activities Disclosures [Table]
Schedule of Loans Held for Investment by Delinquency
Financing Receivable, Past Due [Table Text Block]
Unrealized gain (loss) on securities available for sale, net
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, after Tax
Total liabilities
Debt Liabilities, Fair Value Disclosure
Debt Liabilities, Fair Value Disclosure
Exercised (in USD per share)
Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price
Loss on loan purchase commitment
Loss On Financing Receivable Commitments To Purchase
Loss On Financing Receivable Commitments To Purchase
Accounts payable
Increase (Decrease) in Accounts Payable
Entity Incorporation, State or Country Code
Entity Incorporation, State or Country Code
Base Rate
Base Rate [Member]
Aggregate Erroneous Compensation Not Yet Determined
Aggregate Erroneous Compensation Not Yet Determined [Text Block]
Purchases of loans
Additions
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Purchases
Material Terms of Trading Arrangement
Material Terms of Trading Arrangement [Text Block]
Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year
Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year [Member]
Debt Instrument [Axis]
Debt Instrument [Axis]
Stock-based compensation
Share-Based Payment Arrangement, Noncash Expense
Merchant relationships
Merchant Relationships [Member]
Merchant Relationships
Employee stock purchase plan shares
Employee Stock [Member]
Servicing asset, effect of 10% increase in measurement input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Ten Percentage Point Increase In Measurement Input
Sensitivity Analysis Of Fair Value, Servicing Asset, Effect Of Ten Percentage Point Increase In Measurement Input
Schedule of Fair Value of Derivative Instruments
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]
Basic (in USD per share)
Earnings Per Share, Basic
Measurement Input Type [Axis]
Measurement Input Type [Axis]
Insider Trading Arrangements [Line Items]
Commercial Agreement - Shopify
Commercial Agreement - Shopify [Member]
Commercial Agreement - Shopify
Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table
Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table [Member]
Fair Value Measurement [Domain]
Fair Value Measurement [Domain]
Servicing Liability at Fair Value, Amount [Roll Forward]
Servicing Liability at Fair Value, Amount [Roll Forward]
Total
Recoveries of charged-off receivables
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery
Initial transfers of financial liabilities
Servicing Liability at Fair Value, Additions
Compensation Actually Paid vs. Company Selected Measure
Compensation Actually Paid vs. Company Selected Measure [Text Block]
Performance fee liability
Performance Fee Liability, Fair Value Disclosure
Performance Fee Liability, Fair Value Disclosure
Cover [Abstract]
Less: Discount due to loss on directly originated loans
Financing Receivable, Loss On Self-Organizing Loans
Financing Receivable, Loss On Self-Organizing Loans
Fair Value Measurement Inputs and Valuation Techniques [Table]
Fair Value Measurement Inputs and Valuation Techniques [Table]
Equity securities, upward adjustment
Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Annual Amount
2025
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff
Equity Awards Adjustments
Equity Awards Adjustments [Member]
Securitization notes and residual trust certificates, effect of 50% increase (decrease) in measurement input
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Effect Of Fifty Percentage Point Increase (Decrease) In Measurement Input
Sensitivity Analysis Of Fair Value, Securitization Notes And Residual Trust Certificates Liability, Effect Of Fifty Percentage Point Increase (Decrease) In Measurement Input
Prepayment Rate
Measurement Input, Prepayment Rate [Member]
Notes Payable, Other Payables
Notes Payable, Other Payables [Member]
Plan Name [Axis]
Plan Name [Axis]
Schedule of Loans Held for Investment
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
Risk sharing liabilities
Derivative Liability, Measurement Input
Unpaid principal balance on serviced sold loans
Continuing Involvement with Transferred Financial Assets, Principal Amount Outstanding
Other income, net
Other Nonoperating Income (Expense)
Other
Other Debt Obligations [Member]
Forfeited, expired or cancelled (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period
General and administrative
General and Administrative Expense
Period of suspended accrued interest past due
Financing Receivable, Threshold Period Past Due, Suspended Accrued Interest
Financing Receivable, Threshold Period Past Due, Suspended Accrued Interest
Actual performance
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Actual Gain (Loss)
Fair Value, Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Liability, Actual Gain (Loss)
Debt Instrument, Conversion [Axis]
Debt Instrument, Conversion [Axis]
Debt Instrument, Conversion
Risk sharing assets/liabilities
Risk Sharing Assets/Liabilities [Member]
Risk Sharing Assets/Liabilities
Hedging Designation [Domain]
Hedging Designation [Domain]
Class of Stock [Domain]
Class of Stock [Domain]
Statement of Cash Flows [Abstract]
2012 Stock Plan
Amended And Restated 2012 Stock Plan [Member]
Amended And Restated 2012 Stock Plan
Aggregate Available
Trading Arrangement, Securities Aggregate Available Amount
Accounts payable
Accounts Payable
Income Taxes
Income Tax Disclosure [Text Block]
Other
Other Noncash Income (Expense)
Prepayment rate decrease of 25%
Sensitivity Analysis Of Fair Value, Risk Sharing Arrangement, Impact Of 25 Percent Decrease Change In Prepayment Speed
Sensitivity Analysis Of Fair Value, Risk Sharing Arrangement, Impact Of 25 Percent Decrease Change In Prepayment Speed
Variable Rate Component [Axis]
Variable Rate Component [Axis]
Variable Rate Component
Pay vs Performance Disclosure
Pay vs Performance Disclosure [Table]
Entity Filer Category
Entity Filer Category
Total, fair value
Debt Securities, Available-for-Sale, Unrealized Loss Position
Commercial agreement, profit share liability, measurement input
Commercial Agreement, Profit Share Liability, Measurement Input
Commercial Agreement, Profit Share Liability, Measurement Input
Revision of Prior Period [Axis]
Revision of Prior Period [Axis]
Within 1 year, amortized cost
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost
Total intangible assets
Intangible Assets, Net (Excluding Goodwill And Not Yet Placed Into Service)
Intangible Assets, Net (Excluding Goodwill And Not Yet Placed Into Service)
Financial Asset, Period Past Due [Axis]
Financial Asset, Aging [Axis]
Derivatives not designated as hedges
Not Designated as Hedging Instrument [Member]
Weighted average remaining life, exercisable
Class of Warrant or Right, Exercisable, Weighted Average Remaining Life
Class of Warrant or Right, Exercisable, Weighted Average Remaining Life
Stock, Class of Stock [Table]
Stock, Class of Stock [Table]
Derivative Liabilities
Interest rate derivatives
Derivative Liability
Senior Notes and Residual Trust Certificates
Senior Notes And Residual Trust Certificates [Member]
Senior Notes And Residual Trust Certificates
Entity Address, Address Line One
Entity Address, Address Line One
Right of use assets obtained in exchange for operating lease liabilities
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability
Vested (in USD per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value
Income tax expense
Income tax expense (benefit)
Income Tax Expense (Benefit)
Schedule of Accrued Expenses and Other Liabilities
Schedule Of Accrued Liabilities And Other Liabilities [Table Text Block]
Schedule Of Accrued Liabilities And Other Liabilities
Principles of Consolidation
Consolidation, Policy [Policy Text Block]
Total
Charge-offs
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff
Consolidated Variable Interest Entities
Variable Interest Entity, Primary Beneficiary [Member]
2023
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years Before Current Fiscal Year, Recoveries
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years Before Current Fiscal Year, Recoveries
AOCI Attributable to Parent, Net of Tax [Roll Forward]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Period following threshold consecutive trading days
Debt Instrument, Convertible, Period Following Threshold Consecutive Trading Days
Debt Instrument, Convertible, Period Following Threshold Consecutive Trading Days
Loan Restructuring Modification [Domain]
Loan Restructuring Modification [Domain]
Statement [Table]
Statement [Table]
Tranche Two
Share-Based Payment Arrangement, Tranche Two [Member]
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Table]
Share-Based Payment Arrangement, Expensed and Capitalized, Amount [Table]
Certificates of deposit
Certificates of deposit
Certificates of Deposit [Member]
Commercial Agreement - Amazon
Commercial Agreement - Amazon [Member]
Commercial Agreement - Amazon
Fiscal year before current fiscal year
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Fed Funds Effective Rate Overnight Index Swap Rate
Fed Funds Effective Rate Overnight Index Swap Rate [Member]
Discount rate increase of 25%
Sensitivity Analysis of Fair Value, Risk Sharing Arrangement, Impact of 25 Percent Adverse Change in Discount Rate
Sensitivity Analysis of Fair Value, Risk Sharing Arrangement, Impact of 25 Percent Adverse Change in Discount Rate
Cash and Cash Equivalents [Axis]
Cash and Cash Equivalents [Axis]
Program Profitability
Measurement Input, Program Profitability [Member]
Measurement Input, Program Profitability
Summary of Significant Accounting Policies
Basis of Presentation and Significant Accounting Policies [Text Block]
Derivative Instruments and Hedging Activities Disclosure [Abstract]