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  <xs:element id="afrm_StockIssuedBusinessCombination" abstract="false" name="StockIssuedBusinessCombination" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_CashDepositsProcessingReserves" abstract="false" name="CashDepositsProcessingReserves" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afrm_OneMonthLondonInterbankOfferedRateLIBORMember" abstract="true" name="OneMonthLondonInterbankOfferedRateLIBORMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="afrm_CommercialAgreementLiabilityPercentageSettledAfter180Days" abstract="false" name="CommercialAgreementLiabilityPercentageSettledAfter180Days" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType"/>
  <xs:element id="afrm_NumberOfDirectorsEntitledToElect" abstract="false" name="NumberOfDirectorsEntitledToElect" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
</xs:schema>
